| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 Filed as: AON CONSULTING | PO BOX 905494 CHARLOTTE, NC 28290 | BLUE CROSS BLUE SHIELD OF NORTH CAROLINA | $70K | — | $70K | 1.88% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 29840 NETWORK PLACE CHICAGO, IL 606731298 | METROPOLITAN LIFE INSURANCE COMPANY | $25K | $6K | $31K | 4.66% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 29840 NETWORK PLACE CHICAGO, IL 606731298 | METROPOLITAN LIFE INSURANCE COMPANY | $23K | $2K | $25K | 3.77% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 29840 NETWORK PLACE CHICAGO, IL 606731298 | METROPOLITAN LIFE INSURANCE COMPANY | $20K | $2K | $22K | 3.23% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 29840 NETWORK PLACE CHICAGO, IL 606731298 | METROPOLITAN LIFE INSURANCE COMPANY | $12K | $1K | $13K | 1.93% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 29840 NETWORK PLACE CHICAGO, IL 606731298 | METROPOLITAN LIFE INSURANCE COMPANY | $4K | $832 | $5K | 0.68% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 29840 NETWORK PLACE CHICAGO, IL 606731298 | METROPOLITAN LIFE INSURANCE COMPANY | — | $2K | $2K | 0.35% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 29840 NETWORK PLACE CHICAGO, IL 606731298 | METROPOLITAN LIFE INSURANCE COMPANY | — | $158 | $158 | 0.02% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 29840 NETWORK PLACE CHICAGO, IL 606731298 | METROPOLITAN LIFE INSURANCE COMPANY | — | — | $0 | 0.00% |
| AON CONSULTING INC3 | 29840 NETWORK PLACE CHICAGO, IL 606731298 | CONTINENTAL AMERICA INSURANCE COMPANY | $3K | — | $3K | 4.73% |
| DONNA H COREY3 | 988 JONES WYND WAKE FOREST, NC 27587 | CONTINENTAL AMERICA INSURANCE COMPANY | $2K | — | $2K | 3.32% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 29840 NETWORK PLACE CHICAGO, NC 60073 | CONTINENTAL AMERICA INSURANCE COMPANY | $2K | — | $2K | 3.25% |
| JILL R LAMBERT3 Filed as: JILL W DENTON | 3500 WESTGATE DRIVE #602 DURHAM, NC 27707 | CONTINENTAL AMERICA INSURANCE COMPANY | $604 | — | $604 | 0.98% |
| PAMELA V TYSOR3 | 3504 GREENVILLE LOOP ROAD WAKE FOREST, NC 27587 | CONTINENTAL AMERICA INSURANCE COMPANY | $378 | — | $378 | 0.61% |
| JILL R LAMBERT3 Filed as: JILL W DENTON | 3500 WESTGATE DRIVE #602 DURHAM, NC 27707 | CONTINENTAL AMERICA INSURANCE COMPANY | $269 | — | $269 | 0.44% |
| STEVEN W COOPER3 | 2400 DAVIS ROAD HILLSBOROUGH, NC 27278 | CONTINENTAL AMERICA INSURANCE COMPANY | $238 | — | $238 | 0.39% |
| LARRY A WESTON JR3 | 209 BRISTOL COURT GREENVILLE, NC 27834 | CONTINENTAL AMERICA INSURANCE COMPANY | $165 | — | $165 | 0.27% |
| MARY ELLEN ESPOSITO3 | PO BOX 90891 RALEIGH, NC 27675 | CONTINENTAL AMERICA INSURANCE COMPANY | $164 | — | $164 | 0.27% |
| NICHOLAS ESPOSITO3 | 801 MORATUCK DR APT 103 RALEIGH, NC 27604 | CONTINENTAL AMERICA INSURANCE COMPANY | $127 | — | $127 | 0.21% |
| RONALD E KIRKLAND3 Filed as: RONALD D BEDDINGFIELD | 156 ROUNDABOUT COURT ROCKY MOUNTAIN, NC 27804 | CONTINENTAL AMERICA INSURANCE COMPANY | $105 | — | $105 | 0.17% |
| MARY ELLEN ESPOSITO3 | PO BOX 90891 RALEIGH, NC 27675 | CONTINENTAL AMERICA INSURANCE COMPANY | $86 | — | $86 | 0.14% |
| TEATORS INS PROTECTION SERVICES3 | 519 SHERWOOD FOREST PLACE CARY, NC 27513 | CONTINENTAL AMERICA INSURANCE COMPANY | $38 | — | $38 | 0.06% |
| LAUREN E SKINNER3 | 204 E ARLINGTON BLVD SUITE C GRENNVILLE, NC 27858 | CONTINENTAL AMERICA INSURANCE COMPANY | $35 | — | $35 | 0.06% |
| GARY W GREENE3 | 1609 WEST ARLINGTON BLVD GRENNVILLE, NC 27834 | CONTINENTAL AMERICA INSURANCE COMPANY | $28 | — | $28 | 0.05% |
| WILLIAM L BAKER IV3 | 10716 MARTHA'S WAY RALEIGH, NC 27615 | CONTINENTAL AMERICA INSURANCE COMPANY | $26 | — | $26 | 0.04% |
| GORDON K VANN3 | 2156 WESLEY LANE GREENVILLE, NC 27858 | CONTINENTAL AMERICA INSURANCE COMPANY | $26 | — | $26 | 0.04% |
| STEPHEN STOX3 | 702 CROMWELL DRIVE STE F GRENNVILLE, NC 27858 | CONTINENTAL AMERICA INSURANCE COMPANY | $17 | — | $17 | 0.03% |
| GORDON K VANN3 | 2156 WESLEY LANE GREENVILLE, NC 27858 | CONTINENTAL AMERICA INSURANCE COMPANY | $17 | — | $17 | 0.03% |
| MELLISSA RHODES3 | 725 COPPERLINE DRIVE GARNER, NC 27529 | CONTINENTAL AMERICA INSURANCE COMPANY | $13 | — | $13 | 0.02% |
| MARK E ESPOSITO3 | 1212 GATLING STREET RALEIGH, NC 27610 | CONTINENTAL AMERICA INSURANCE COMPANY | $11 | — | $11 | 0.02% |
| CHERYL OLSEN3 | 1017 ASHES DRIVE WILMINGTON, NC 28405 | CONTINENTAL AMERICA INSURANCE COMPANY | $10 | — | $10 | 0.02% |
| DONALD F HILKE III3 Filed as: DONALD F HILKE | 4307 WESTERN PARK PLACE STE 202 DURHAM, NC 27705 | CONTINENTAL AMERICA INSURANCE COMPANY | $9 | — | $9 | 0.01% |
| CATHERINE L ROBERTS3 | 5400 ETTA BURKE COURT RALEIGH, NC 27606 | CONTINENTAL AMERICA INSURANCE COMPANY | $7 | — | $7 | 0.01% |
| JANE W BARNHILL3 | 3721 HUDSON ROAD MASCOT, TN 37806 | CONTINENTAL AMERICA INSURANCE COMPANY | $6 | — | $6 | 0.01% |
| MARSH & MCLENNAN AGENCY LLC3 | PO BOX 9375 GREENSBORO, NC 27429 | CONTINENTAL AMERICA INSURANCE COMPANY | $4 | — | $4 | 0.01% |
| LARRY A WESTON JR3 | 209 BRISTOL COURT GRENNVILLE, NC 27834 | CONTINENTAL AMERICA INSURANCE COMPANY | $2 | — | $2 | 0.00% |
| CATHERINE L LEE3 | 10 NUN STREET WILMINGTON, NC 28401 | CONTINENTAL AMERICA INSURANCE COMPANY | $1 | — | $1 | 0.00% |
| MATTHEW G BERGER3 Filed as: MATTHEW W PINER | 703 TIMBER LANE WILMINGTON, NC 28405 | CONTINENTAL AMERICA INSURANCE COMPANY | $1 | — | $1 | 0.00% |
| LARA K GRANDE3 | 204 E ARLINGTON BLVD UNIT C GRENNVILLE, NC 27858 | CONTINENTAL AMERICA INSURANCE COMPANY | $1 | — | $1 | 0.00% |
| MASON C LEE3 | 377 K STREET 132 N ENGLEWOOD ROCKY MOUNT, NC 27804 | CONTINENTAL AMERICA INSURANCE COMPANY | $1 | — | $1 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 585 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 4 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 589 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF NORTH CAROLINA | 855 | $3.7M |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 952 | $670K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 952 | $670K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 952 | $670K |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 952 | $670K |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 952 | $670K |
| Prescription drug | BLUE CROSS BLUE SHIELD OF NORTH CAROLINA | 855 | $3.7M |
| Other | CONTINENTAL AMERICA INSURANCE COMPANY | 171 | $62K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 952 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.