| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| SONJA CALABRIA3 | 4505 FALLS OF THE NEUSE ROAD, STE 6 RALEIGH, NC 27609 | BLUE CROSS BLUE SHIELD OF NORTH CAROLINA | $55K | — | $55K | 1.45% |
| AON CONSULTING INC3 Filed as: AON HEWITT | 29840 NETWORK PLACE CHICAGO, IL 606731298 | BLUE CROSS BLUE SHIELD OF NORTH CAROLINA | $36K | — | $36K | 0.94% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY LLC SENN DU | 3625 N ELM STREET GREENSBORO, NC 27455 | GUARDIAN | $24K | $7K | $31K | 8.75% |
| AON CONSULTING INC3 Filed as: AON HEWITT | PO BOX 905494 CHARLOTTE, NC 28290 | GUARDIAN | $17K | — | $17K | 4.84% |
| MARSH & MCLENNAN AGENCY LLC3 | 3625 N ELM STREET GREENSBORO, NC 274290375 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $16K | $8K | $24K | 16.36% |
| AON CONSULTING INC3 Filed as: AON HEWITT | 29840 NETWORK PLACE CHICAGO, IL 606731298 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $9K | $1K | $10K | 7.11% |
| MARSH & MCLENNAN AGENCY LLC3 | 3625 N ELM STREET GREENSBORO, NC 274290375 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $8K | $4K | $12K | 16.05% |
| AON CONSULTING INC3 Filed as: AON HEWITT | 29840 NETWORK PLACE CHICAGO, IL 606731298 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $5K | — | $5K | 6.50% |
| MARSH & MCLENNAN AGENCY LLC3 | 3625 N ELM STREET GREENSBORO, NC 274290375 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $8K | $4K | $12K | 15.55% |
| AON CONSULTING INC3 Filed as: AON HEWITT | 29840 NETWORK PLACE CHICAGO, IL 606731298 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $5K | — | $5K | 6.59% |
| MARSH & MCLENNAN AGENCY LLC3 | PO BOX 9375 GREENSBORO, NC 27429 | CONTINENTAL AMERICA INSURANCE COMPANY | $4K | — | $4K | 8.49% |
| DONNA H COREY3 | 988 JONE WYND WAKE FOREST, NC 27587 | CONTINENTAL AMERICA INSURANCE COMPANY | $1K | — | $1K | 2.66% |
| PAMELA V TYSOR3 | 3504 GREENVILLE LOOP ROAD WAKE FOREST, NC 27587 | CONTINENTAL AMERICA INSURANCE COMPANY | $736 | — | $736 | 1.63% |
| JILL R LAMBERT3 Filed as: JILL W DENTON | 3500 WESTGATE DRIVE, STE 602 DURHAM, NC 27707 | CONTINENTAL AMERICA INSURANCE COMPANY | $403 | — | $403 | 0.89% |
| JILL R LAMBERT3 Filed as: JILL W DENTON | 3500 WESTGATE DRIVE, STE 602 DURHAM, NC 27707 | CONTINENTAL AMERICA INSURANCE COMPANY | $338 | — | $338 | 0.75% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 29840 NETWORK PLACE CHICAGO, IL 60073 | CONTINENTAL AMERICA INSURANCE COMPANY | $301 | — | $301 | 0.67% |
| STEVEN W COOPER3 | 2400 DAVIS ROAD HILLSBOROUGH, NC 27278 | CONTINENTAL AMERICA INSURANCE COMPANY | $294 | — | $294 | 0.65% |
| MARY ELLEN ESPOSITO3 | PO BOX 90891 RALEIGH, NC 27675 | CONTINENTAL AMERICA INSURANCE COMPANY | $187 | — | $187 | 0.41% |
| LARRY A WESTON JR3 | 209 BRISTOL COURT GREENVILLE, NC 27834 | CONTINENTAL AMERICA INSURANCE COMPANY | $173 | — | $173 | 0.38% |
| MARY ELLEN ESPOSITO3 | PO BOX 90891 RALEIGH, NC 27675 | CONTINENTAL AMERICA INSURANCE COMPANY | $170 | — | $170 | 0.38% |
| RONALD BEDDINGFIELD3 Filed as: RONALD D BEDDINGFELD | 156 ROUNDABOUT COURT ROCKY MOUNTAIN, NC 27804 | CONTINENTAL AMERICA INSURANCE COMPANY | $117 | — | $117 | 0.26% |
| GARY W GREENE3 Filed as: GARY W GREEN | 1609 WEST ARLINGTON BLVD STE 102 GREENVILLE, NC 27858 | CONTINENTAL AMERICA INSURANCE COMPANY | $58 | — | $58 | 0.13% |
| TEATORS INS PROTECTION SERVICES3 | 519 SHERWOOD FOREST PLACE CARY, NC 27513 | CONTINENTAL AMERICA INSURANCE COMPANY | $56 | — | $56 | 0.12% |
| LAUREN E SKINNER3 | 204 E ARLINGTON BLVD STE C GREENVILLE, NC 27858 | CONTINENTAL AMERICA INSURANCE COMPANY | $40 | — | $40 | 0.09% |
| GORDON K VANN3 | 2156 WESLEY LANE GREENVILLE, NC 27858 | CONTINENTAL AMERICA INSURANCE COMPANY | $28 | — | $28 | 0.06% |
| WILLIAM L BAKER IV3 | 8405 KEMPTON ROAD RALEIGH, NC 27615 | CONTINENTAL AMERICA INSURANCE COMPANY | $26 | — | $26 | 0.06% |
| CATHERINE L LEE3 | 10 NUN STREET WILMINGTON, NC 28401 | CONTINENTAL AMERICA INSURANCE COMPANY | $24 | — | $24 | 0.05% |
| STEPHEN STOX3 | 702 CROMWELL DRIVE STE F GREENVILLE, NC 27858 | CONTINENTAL AMERICA INSURANCE COMPANY | $18 | — | $18 | 0.04% |
| CATHERINE L ROBERTS3 | 5400 ETTA BURKE COURT RALEIGH, NC 27606 | CONTINENTAL AMERICA INSURANCE COMPANY | $16 | — | $16 | 0.04% |
| MELISSA ARMATIS3 Filed as: MELISSA RHODES | 725 COPPERLINE DRIVE GARNER, NC 27529 | CONTINENTAL AMERICA INSURANCE COMPANY | $14 | — | $14 | 0.03% |
| DONALD F HILKE III3 | 4307 WESTERN PARK PLACE, STE 202 DURHAM, NC 27705 | CONTINENTAL AMERICA INSURANCE COMPANY | $13 | — | $13 | 0.03% |
| JANE W BARNHILL3 | 3721 HUDSON ROAD MASCOT, TN 37806 | CONTINENTAL AMERICA INSURANCE COMPANY | $11 | — | $11 | 0.02% |
| CHERYL OLSEN3 | 1017 ASHES DRIVE WILMINGTON, NC 28405 | CONTINENTAL AMERICA INSURANCE COMPANY | $9 | — | $9 | 0.02% |
| GORDON K VANN3 | 2156 WESLEY LANE GREENVILLE, NC 27858 | CONTINENTAL AMERICA INSURANCE COMPANY | $7 | — | $7 | 0.02% |
| MATTHEW G BERGER3 Filed as: MATTHEW W PINER | 703 TIMBER LANE WILMINGTON, NC 28405 | CONTINENTAL AMERICA INSURANCE COMPANY | $1 | — | $1 | 0.00% |
| LARA K GRANDE3 Filed as: LARA GRANDE | 204 E ARLINGTON BLVD GREENVILLE, NC 27858 | CONTINENTAL AMERICA INSURANCE COMPANY | $1 | — | $1 | 0.00% |
| LARRY A WESTON JR3 Filed as: LARRY A WESTON | 209 BRISTOL COURT GREENVILLE, NC 27834 | CONTINENTAL AMERICA INSURANCE COMPANY | $1 | — | $1 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 686 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 12 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 698 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF NORTH CAROLINA | 925 | $3.8M |
| Dental | GUARDIAN | 578 | $349K |
| Vision | GUARDIAN | 578 | $349K |
| Life insurance | RELIANCE STANDARD LIFE INSURANCE COMPANY | 353 | $146K |
| Short-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 326 | $77K |
| Long-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 322 | $76K |
| Prescription drug | BLUE CROSS BLUE SHIELD OF NORTH CAROLINA | 925 | $3.8M |
| Other | CONTINENTAL AMERICA INSURANCE COMPANY | 152 | $45K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 925 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.