| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BUCK GLOBAL LLC3 | PO BOX 207640 2975 REGENT BLVD IRVING, TX 75063 | HM LIFE INSURANCE COMPANY | $21K | — | $21K | 2.00% |
| BUCK GLOBAL LLC3 | PO BOX 207640 DALLAS, TX 753207640 | RELIASTAR LIFE INSURANCE COMPANY | $54K | $22K | $76K | 14.07% |
| BSC AGENCY LLC3 | 1025 ASHWORTH ROAD WEST DES MOINES, IA 502653566 | RELIASTAR LIFE INSURANCE COMPANY | $0 | $11K | $11K | 2.00% |
| BUCK GLOBAL LLC3 | 420 LEXINGTON AVE STE 2220 NEW YORK, NY 10160 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $42K | — | $42K | 10.00% |
| BUCK GLOBAL LLC3 | PO BOX 207640 DALLAS, TX 75320 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $0 | $10K | $10K | 2.43% |
| BUCK GLOBAL LLC3 | PO BOX 207640 DALLAS, TX 753207640 | RELIASTAR LIFE INSURANCE COMPANY | $14K | $7K | $22K | 15.28% |
| BSC AGENCY LLC3 | 1025 ASHWORTH RD WEST DES MOINES, IA 502653566 | RELIASTAR LIFE INSURANCE COMPANY | $0 | $3K | $3K | 2.00% |
| BUCK GLOBAL LLC3 | PO BOX 207640 DALLAS, TX 753207640 | RELIASTAR LIFE INSURANCE COMPANY | $18K | $3K | $21K | 31.21% |
| BUCK GLOBAL LLC3 | PO BOX 207640 DALLAS, TX 753207640 | RELIASTAR LIFE INSURANCE COMPANY | $7K | $2K | $9K | 17.84% |
| BUCK GLOBAL LLC3 | PO BOX 207640 DALLAS, TX 753207640 | RELIASTAR LIFE INSURANCE COMPANY | $13K | $2K | $15K | 31.86% |
| BUCK GLOBAL LLC3 | PO BOX 207640 DALLAS, TX 75320 | METLIFE LEGAL PLANS | $3K | $790 | $4K | 13.51% |
| BUSINESSOLVER.COM, INC.3 | 1025 ASHWORTH ROAD WEST DES MOINES, IA 50265 | METLIFE LEGAL PLANS | — | $132 | $132 | 0.43% |
| BUCK CONSULTANTS LLC3 Filed as: MELLON FORMERLY BUCK CONSULTANTS | PO BOX 207640 DALLAS, TX 75320 | METLIFE LEGAL PLANS | — | $22 | $22 | 0.07% |
| BUCK GLOBAL LLC3 | P O BOX 207640 DALLAS, TX 75320 | FIRST RELIANCE STANDARD LIFE INSURANCE COMPANY | — | $194 | $194 | 1.83% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,181 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 29 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 2,210 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts) | RELIASTAR LIFE INSURANCE COMPANY | 495 | $115K |
| Life insurance | RELIASTAR LIFE INSURANCE COMPANY | 2,864 | $539K |
| Short-term disability | FIRST RELIANCE STANDARD LIFE INSURANCE COMPANY | 132 | $11K |
| Long-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 2,105 | $416K |
| Stop-loss / reinsurancereinsurance | HM LIFE INSURANCE COMPANY | 1,520 | $1.0M |
| Other(6 contracts, 3 carriers) | RELIASTAR LIFE INSURANCE COMPANY | 2,864 | $343K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,864 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.