| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BUCK GLOBAL LLC3 | PO BOX 207640 DALLAS, TX 753207640 | PRUDENTIAL LIFE INSURANCE COMPANY OF AMERICA | $23K | — | $23K | 3.26% |
| AON CONSULTING INC3 | P.O. BOX 905494 CHARLOTTE, NC 282905494 | PRUDENTIAL LIFE INSURANCE COMPANY OF AMERICA | $19K | — | $19K | 2.73% |
| AON CONSULTING INC3 | 29840 NETWORK PLACE CHICAGO, IL 606731298 | PRUDENTIAL LIFE INSURANCE COMPANY OF AMERICA | $16K | — | $16K | 2.31% |
| BUCK GLOBAL LLC3 | PO BOX 207640 DALLAS, TX 753207640 | PRUDENTIAL LIFE INSURANCE COMPANY OF AMERICA | $21K | — | $21K | 3.26% |
| AON CONSULTING INC3 | P.O. BOX 905494 CHARLOTTE, NC 282905494 | PRUDENTIAL LIFE INSURANCE COMPANY OF AMERICA | $18K | — | $18K | 2.73% |
| AON CONSULTING INC3 | 29840 NETWORK PLACE CHICAGO, IL 606731298 | PRUDENTIAL LIFE INSURANCE COMPANY OF AMERICA | $15K | — | $15K | 2.31% |
| BUCK GLOBAL LLC3 | PO BOX 207640 DALLAS, TX 753207640 | PRUDENTIAL LIFE INSURANCE COMPANY OF AMERICA | $20K | — | $20K | 3.26% |
| AON CONSULTING INC3 | 29840 NETWORK PLACE CHICAGO, IL 606731298 | PRUDENTIAL LIFE INSURANCE COMPANY OF AMERICA | $16K | — | $16K | 2.73% |
| AON CONSULTING INC3 | P.O. BOX 905494 CHARLOTTE, NC 282905494 | PRUDENTIAL LIFE INSURANCE COMPANY OF AMERICA | $14K | — | $14K | 2.32% |
| BUCK GLOBAL LLC3 | PO BOX 207640 DALLAS, TX 753207640 | PRUDENTIAL LIFE INSURANCE COMPANY OF AMERICA | $13K | — | $13K | 3.26% |
| AON CONSULTING INC3 | P.O. BOX 905494 CHARLOTTE, NC 282905494 | PRUDENTIAL LIFE INSURANCE COMPANY OF AMERICA | $11K | — | $11K | 2.73% |
| AON CONSULTING INC3 | 29840 NETWORK PLACE CHICAGO, IL 606731298 | PRUDENTIAL LIFE INSURANCE COMPANY OF AMERICA | $10K | — | $10K | 2.31% |
| AMWINS3 | 50 WHITECAP DRIVE NORTH KINGSTOWN, RI 02852 | TRANSAMERICA INSURANCE CO. | $36K | — | $36K | 13.05% |
| WEB TPA3 | 8500 FREEPORT PARKWAY SOUTH IRVING, TX 75063 | TRANSAMERICA INSURANCE CO. | $10K | — | $10K | 3.66% |
| BUCK GLOBAL LLC3 | PO BOX 207640 DALLAS, TX 753207640 | TRANSAMERICA INSURANCE CO. | $7K | — | $7K | 2.63% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 29840 NETWORK PLACE CHICAGO, IL 606731298 | TRANSAMERICA INSURANCE CO. | $7K | — | $7K | 2.61% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 29840 NETWORK PLACE CHICAGO, IL 60673 | UNITED HEALTHCARE INSURANCE COMPANY | $13K | $5K | $18K | 6.61% |
| BUCK GLOBAL LLC3 | PO BOX 207640 DALLAS, TX 75320 | UNITED HEALTHCARE INSURANCE COMPANY | $12K | $0 | $12K | 4.58% |
| AON CONSULTING INC3 | 29840 NETWORK PLACE CHICAGO, IL 606731298 | RELIASTAR LIFE INSURANCE COMPANY | $20K | $5K | $26K | 10.42% |
| BUCK GLOBAL LLC3 | PO BOX 207640 DALLAS, TX 75320 | RELIASTAR LIFE INSURANCE COMPANY | $24K | — | $24K | 9.83% |
| BUCK GLOBAL LLC3 | PO BOX 207640 DALLAS, TX 753207640 | PRUDENTIAL LIFE INSURANCE COMPANY OF AMERICA | $3K | — | $3K | 3.26% |
| AON CONSULTING INC3 | P.O. BOX 905494 CHARLOTTE, NC 282905494 | PRUDENTIAL LIFE INSURANCE COMPANY OF AMERICA | $2K | — | $2K | 2.73% |
| AON CONSULTING INC3 | 29840 NETWORK PLACE CHICAGO, IL 606731298 | PRUDENTIAL LIFE INSURANCE COMPANY OF AMERICA | $2K | — | $2K | 2.32% |
| BUCK GLOBAL LLC3 | PO BOX 207640 DALLAS, TX 753207640 | PRUDENTIAL LIFE INSURANCE COMPANY OF AMERICA | $2K | — | $2K | 3.26% |
| AON CONSULTING INC3 | P.O. BOX 905494 CHARLOTTE, NC 282905494 | PRUDENTIAL LIFE INSURANCE COMPANY OF AMERICA | $2K | — | $2K | 2.73% |
| AON CONSULTING INC3 | 29840 NETWORK PLACE CHICAGO, IL 606731298 | PRUDENTIAL LIFE INSURANCE COMPANY OF AMERICA | $2K | — | $2K | 2.31% |
| AMWINS5 | 50 WHITECAP DRIVE NORTH KINGSTOWN, RI 02852 | EXPRESS STRIPS, INC. | $8K | — | $8K | 11.80% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 29840 NETWORK PLACE CHICAGO, IL 606731298 | EXPRESS STRIPS, INC. | $917 | — | $917 | 1.38% |
| BUCK GLOBAL LLC3 | PO BOX 207640 DALLAS, TX 753207640 | EXPRESS STRIPS, INC. | $567 | — | $567 | 0.85% |
| BUCK GLOBAL LLC3 | PO BOX 207640 DALLAS, TX 753207640 | PRUDENTIAL LIFE INSURANCE COMPANY OF AMERICA | $1K | — | $1K | 3.26% |
| AON CONSULTING INC3 | P.O. BOX 905494 CHARLOTTE, NC 282905494 | PRUDENTIAL LIFE INSURANCE COMPANY OF AMERICA | $1K | — | $1K | 2.73% |
| AON CONSULTING INC3 | 29840 NETWORK PLACE CHICAGO, IL 606731298 | PRUDENTIAL LIFE INSURANCE COMPANY OF AMERICA | $1K | — | $1K | 2.32% |
| BUCK GLOBAL LLC3 | PO BOX 207640 DALLAS, TX 75320 | METLIFE LEGAL PLANS | $1K | $122 | $1K | 5.86% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 29840 NETWORK PLACE CHICAGO, IL 60673 | METLIFE LEGAL PLANS | $1K | $130 | $1K | 4.86% |
| BUCK GLOBAL LLC3 | PO BOX 207640 DALLAS, TX 753207640 | PRUDENTIAL LIFE INSURANCE COMPANY OF AMERICA | $259 | — | $259 | 3.26% |
| AON CONSULTING INC3 | P.O. BOX 905494 CHARLOTTE, NC 282905494 | PRUDENTIAL LIFE INSURANCE COMPANY OF AMERICA | $217 | — | $217 | 2.73% |
| AON CONSULTING INC3 | 29840 NETWORK PLACE CHICAGO, IL 606731298 | PRUDENTIAL LIFE INSURANCE COMPANY OF AMERICA | $184 | — | $184 | 2.32% |
| BUCK GLOBAL LLC3 | PO BOX 207640 DALLAS, TX 753207640 | PRUDENTIAL LIFE INSURANCE COMPANY OF AMERICA | $187 | — | $187 | 3.26% |
| AON CONSULTING INC3 | P.O. BOX 905494 CHARLOTTE, NC 282905494 | PRUDENTIAL LIFE INSURANCE COMPANY OF AMERICA | $156 | — | $156 | 2.72% |
| AON CONSULTING INC3 | 29840 NETWORK PLACE CHICAGO, IL 606731298 | PRUDENTIAL LIFE INSURANCE COMPANY OF AMERICA | $133 | — | $133 | 2.32% |
| BUCK GLOBAL LLC3 | PO BOX 207640 DALLAS, TX 753207640 | PRUDENTIAL LIFE INSURANCE COMPANY OF AMERICA | $184 | — | $184 | 3.25% |
| AON CONSULTING INC3 | P.O. BOX 905494 CHARLOTTE, NC 282905494 | PRUDENTIAL LIFE INSURANCE COMPANY OF AMERICA | $154 | — | $154 | 2.72% |
| AON CONSULTING INC3 | 29840 NETWORK PLACE CHICAGO, IL 606731298 | PRUDENTIAL LIFE INSURANCE COMPANY OF AMERICA | $131 | — | $131 | 2.32% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,925 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1,049 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 2,974 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | TRANSAMERICA INSURANCE CO. | 3,430 | $795K |
| Life insurance(4 contracts) | PRUDENTIAL LIFE INSURANCE COMPANY OF AMERICA | 2,274 | $1.3M |
| Short-term disability | PRUDENTIAL LIFE INSURANCE COMPANY OF AMERICA | 1,086 | $693K |
| Long-term disability | PRUDENTIAL LIFE INSURANCE COMPANY OF AMERICA | 1,281 | $413K |
| Prescription drug | EXPRESS STRIPS, INC. | 50 | $66K |
| Other(6 contracts, 3 carriers) | RELIASTAR LIFE INSURANCE COMPANY | 1,421 | $413K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,430 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.