| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BUCK GLOBAL LLC3 | PO BOX 207640 DALLAS, TX 753207640 | PRUDENTIAL LIFE INSURANCE COMPANY OF AMERICA | $58K | — | $58K | 6.00% |
| AON CONSULTING INC3 | 29840 NETWORK PLACE CHICAGO, IL 606731298 | PRUDENTIAL LIFE INSURANCE COMPANY OF AMERICA | $0 | $14K | $14K | 1.50% |
| BUCK GLOBAL LLC3 | PO BOX 207640 DALLAS, TX 753207640 | PRUDENTIAL LIFE INSURANCE COMPANY OF AMERICA | $43K | — | $43K | 6.00% |
| AON CONSULTING INC3 | 29840 NETWORK PLACE CHICAGO, IL 606731298 | PRUDENTIAL LIFE INSURANCE COMPANY OF AMERICA | $0 | $9K | $9K | 1.33% |
| BUCK GLOBAL LLC3 | PO BOX 207640 DALLAS, TX 753207640 | PRUDENTIAL LIFE INSURANCE COMPANY OF AMERICA | $40K | — | $40K | 6.00% |
| AON CONSULTING INC3 | 29840 NETWORK PLACE CHICAGO, IL 606731298 | PRUDENTIAL LIFE INSURANCE COMPANY OF AMERICA | $0 | $10K | $10K | 1.49% |
| BUCK GLOBAL LLC3 | PO BOX 207640 DALLAS, TX 753207640 | PRUDENTIAL LIFE INSURANCE COMPANY OF AMERICA | $31K | $14K | $46K | 8.72% |
| AON CONSULTING INC3 | 29840 NETWORK PLACE CHICAGO, IL 606731298 | PRUDENTIAL LIFE INSURANCE COMPANY OF AMERICA | $0 | $7K | $7K | 1.27% |
| BUCK GLOBAL LLC3 | PO BOX 207640 DALLAS, TX 753207640 | UNITED HEALTHCARE INSURANCE COMPANY | $32K | — | $32K | 10.68% |
| AON CONSULTING INC3 | 29840 NETWORK PL CHICAGO, IL 60673 | UNITED HEALTHCARE INSURANCE COMPANY | $0 | $2K | $2K | 0.70% |
| AMWINS3 | 50 WHITECAP DRIVE NORTH KINGSTOWN, RI 02852 | TRANSAMERICA INSURANCE CO. | $25K | — | $25K | 12.19% |
| BUCK GLOBAL LLC3 | PO BOX 207640 DALLAS, TX 753207640 | TRANSAMERICA INSURANCE CO. | $12K | — | $12K | 6.10% |
| WEB TPA3 | 8500 FREEPORT PARKWAY SOUTH IRVING, TX 75063 | TRANSAMERICA INSURANCE CO. | $7K | — | $7K | 3.66% |
| BUCK GLOBAL LLC3 | PO BOX 207640 DALLAS, TX 753207640 | PRUDENTIAL LIFE INSURANCE COMPANY OF AMERICA | $6K | — | $6K | 6.00% |
| AON CONSULTING INC3 | 29840 NETWORK PLACE CHICAGO, IL 606731298 | PRUDENTIAL LIFE INSURANCE COMPANY OF AMERICA | $0 | $1K | $1K | 1.04% |
| BUCK GLOBAL LLC3 | PO BOX 207640 DALLAS, TX 753207640 | PRUDENTIAL LIFE INSURANCE COMPANY OF AMERICA | $6K | — | $6K | 6.00% |
| AON CONSULTING INC3 | 29840 NETWORK PLACE CHICAGO, IL 606731298 | PRUDENTIAL LIFE INSURANCE COMPANY OF AMERICA | $0 | $2K | $2K | 1.61% |
| BUCK GLOBAL LLC3 | PO BOX 207640 DALLAS, TX 753207640 | PRUDENTIAL LIFE INSURANCE COMPANY OF AMERICA | $5K | — | $5K | 6.00% |
| AON CONSULTING INC3 | 29840 NETWORK PLACE CHICAGO, IL 606731298 | PRUDENTIAL LIFE INSURANCE COMPANY OF AMERICA | $0 | $964 | $964 | 1.17% |
| BUCK GLOBAL LLC3 | PO BOX 207640 DALLAS, TX 753207640 | RELIASTAR LIFE INSURANCE COMPANY | $11K | $1K | $12K | 15.91% |
| BUCK GLOBAL LLC3 | PO BOX 207640 DALLAS, TX 753207640 | RELIASTAR LIFE INSURANCE COMPANY | $19K | $1K | $20K | 29.45% |
| BUCK GLOBAL LLC3 | PO BOX 207640 DALLAS, TX 75320 | METLIFE LEGAL PLANS | $4K | $280 | $4K | 10.57% |
| AMWINS5 | 50 WHITECAP DRIVE NORTH KINGSTOWN, RI 02852 | EXPRESS SCRIPTS, INC. | $4K | — | $4K | 10.27% |
| BUCK GLOBAL LLC3 Filed as: BUCK GLOBAL, LLC | PO BOX 207640 DALLAS, TX 753207640 | EXPRESS SCRIPTS, INC. | $1K | — | $1K | 3.14% |
| BUCK GLOBAL LLC3 | PO BOX 207640 DALLAS, TX 753207640 | PRUDENTIAL LIFE INSURANCE COMPANY OF AMERICA | $395 | — | $395 | 5.99% |
| AON CONSULTING INC3 | 29840 NETWORK PLACE CHICAGO, IL 606731298 | PRUDENTIAL LIFE INSURANCE COMPANY OF AMERICA | $0 | $142 | $142 | 2.16% |
| BUCK GLOBAL LLC3 | PO BOX 207640 DALLAS, TX 753207640 | PRUDENTIAL LIFE INSURANCE COMPANY OF AMERICA | $111 | — | $111 | 5.99% |
| AON CONSULTING INC3 | 29840 NETWORK PLACE CHICAGO, IL 606731298 | PRUDENTIAL LIFE INSURANCE COMPANY OF AMERICA | $0 | $17 | $17 | 0.92% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,891 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1,009 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 3,900 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 2 carriers) | TRANSAMERICA INSURANCE CO. | 665 | $384K |
| Vision | UNITED HEALTHCARE INSURANCE COMPANY | 4,697 | $299K |
| Life insurance(4 contracts) | PRUDENTIAL LIFE INSURANCE COMPANY OF AMERICA | 3,808 | $1.3M |
| Short-term disability | PRUDENTIAL LIFE INSURANCE COMPANY OF AMERICA | 2,720 | $962K |
| Long-term disability | PRUDENTIAL LIFE INSURANCE COMPANY OF AMERICA | 2,890 | $660K |
| Prescription drug | EXPRESS SCRIPTS, INC. | 28 | $36K |
| Other(8 contracts, 3 carriers) | PRUDENTIAL LIFE INSURANCE COMPANY OF AMERICA | 2,887 | $506K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 4,697 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.