| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BUCK GLOBAL LLC3 | PO BOX 207640 DALLAS, TX 753207640 | RELIASTAR LIFE INSURANCE COMPANY | $160K | $27K | $187K | 14.14% |
| BSC AGENCY LLC3 | 1025 ASHWORTH RD WEST DES MOINES, IA 502653566 | RELIASTAR LIFE INSURANCE COMPANY | $0 | $26K | $26K | 2.00% |
| BUCK GLOBAL LLC3 | PO BOX 207640 DALLAS, TX 753207640 | UNITEDHEALTHCARE INSURANCE COMPANY | $38K | — | $38K | 9.90% |
| BUCK GLOBAL LLC3 | PO BOX 207640 DALLAS, TX 753207640 | RELIASTAR LIFE INSURANCE COMPANY | $22K | $4K | $27K | 11.98% |
| BSC AGENCY LLC3 | 1025 ASHWORTH RD WEST DES MOINES, IA 502653566 | RELIASTAR LIFE INSURANCE COMPANY | $0 | $4K | $4K | 2.00% |
| AMWINS3 Filed as: AMWINS GROUP BENEFITS LLC | 50 WHITECAP DRIVE NORTH KINGSTOWN, RI 02852 | TRANSAMERICA INSURANCE CO. | $25K | — | $25K | 12.38% |
| BUCK GLOBAL LLC3 | PO BOX 207640 DALLAS, TX 753207640 | TRANSAMERICA INSURANCE CO. | $12K | — | $12K | 6.10% |
| WEB TPA3 | 8500 FREEPORT PARKWAY SOUTH IRVING, TX 75063 | TRANSAMERICA INSURANCE CO. | $7K | — | $7K | 3.48% |
| BUCK GLOBAL LLC3 | PO BOX 207640 DALLAS, TX 753207640 | RELIASTAR LIFE INSURANCE COMPANY | $37K | $2K | $39K | 28.87% |
| BUCK GLOBAL LLC3 | PO BOX 207640 DALLAS, TX 753207640 | RELIASTAR LIFE INSURANCE COMPANY | $11K | $2K | $13K | 16.00% |
| BUCK GLOBAL LLC3 | PO BOX 207640 DALLAS, TX 753207640 | RELIASTAR LIFE INSURANCE COMPANY | $21K | $2K | $23K | 29.76% |
| BUCK GLOBAL LLC3 | 420 LEXINGTON AVE STE 2220 NEW YORK, NY 10170 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $51K | — | $51K | 100.00% |
| BUCK GLOBAL LLC3 | PO BOX 207640 DALLAS, TX 75320 | METLIFE LEGAL PLANS | $4K | $552 | $5K | 11.32% |
| AMWINS3 Filed as: AMWINS GROUP BENEFITS LLC | 50 WHITECAP DRIVE NORTH KINGSTOWN, RI 02852 | EXPRESS SCRIPTS, INC. | $4K | — | $4K | 9.77% |
| BUCK GLOBAL LLC3 Filed as: BUCK GLOBAL, LLC | PO BOX 207640 DALLAS, TX 753207640 | EXPRESS SCRIPTS, INC. | $1K | — | $1K | 2.97% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 3,107 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 34 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 41 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 3,182 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 2 carriers) | TRANSAMERICA INSURANCE CO. | 673 | $417K |
| Vision | UNITEDHEALTHCARE INSURANCE COMPANY | 4,996 | $383K |
| Life insurance | RELIASTAR LIFE INSURANCE COMPANY | 5,430 | $1.3M |
| Short-term disability | FIRST RELIANCE STANDARD LIFE INSURANCE COMPANY | 150 | $10K |
| Long-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 3,101 | $51K |
| Prescription drug | EXPRESS SCRIPTS, INC. | 28 | $40K |
| Other(6 contracts, 3 carriers) | RELIASTAR LIFE INSURANCE COMPANY | 4,563 | $570K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 5,430 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.