Filings through .
History & trajectory Charts need 2 or more years. This plan has 10 years on file. Pro shows premium, premium per covered life, covered lives and carrier and broker share for every year.
See pricingBroker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultants can pitch it.
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan has rich benefits or a bad rate.
The filing reports zero broker compensation on a plan over 100 participants. The plan likely buys direct or does not report its broker. Give it a call.
The Schedule A insurance contracts show who carries the risk, for which benefits and for how many people.
| Carrier | Coverage | Premium |
|---|---|---|
LifeIndemnityOther | LifeIndemnityOther | |
Stop-loss | Stop-loss | |
Other | Other |
Premium, covered lives, retention, contract number and renewal month for each carrier are on Pro.
See premium, retention and renewal dates for 3 contracts with Pro. Pro is free for 7 days and then costs $49 a month.
These benefits are declared on the Form 5500 main form. A ✓ means the benefit also has a Schedule A insurance contract. Without one, plan assets or a Schedule C TPA fund the benefit.
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,202 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 1,202 | Active, retired or separated, and beneficiaries. Dependents are not counted. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | PAN-AMERICA LIFE INSURANCE COMPANY | 361 | $2.4M |
| Stop-loss / reinsurancereinsurance | TPAC UNDERWRITERS | 841 | $251K |
| Other(2 contracts, 2 carriers) | PAN-AMERICA LIFE INSURANCE COMPANY | 1,202 | $2.4M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,202 | - |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool instead of this filer's headcount. We show the row, but it does not count the people in this plan.
Brokers paid through Schedule A and service providers paid through Schedule C.
No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BSI COMPANIES EIN 57-0556933 THIRD PARTY ADMINISTRATOR | Recordkeeping and information management (computing, tabulating, data processing, etc.); Claims processing Service code 12 | 304 RIDGELAND DR. GREENVILLE, SC 29601 | $438K |
| BH BENEFITS EIN 27-0488672 CONSULTANT | Consulting (general); Direct payment from the plan Service code 16 | 11416 ROYAL SHIRE DRIVE DALLAS, TX 75230 | $179K |
| CIGNA HEALTH EIN 59-1031071 NONE | Direct payment from the plan Service code 50 | 900 COTTAGE GROVE ROAD BLOOMFIELD, CT 06002 | $175K |
| TRANSNATION TRANSLATIONS, INC. NONE | Other fees; Claims processing; Direct payment from the plan Service code 12 | 17101 PRESTON ROAD, SUITE 180 DALLAS, TX 75248 | $52K |
| PNC BANK FIDUCIARY | Direct payment from the plan; Trustee (bank, trust company, or similar financial institution) Service code 21 | PO BOX 91309 CLEVELAND, OH 44101 | $43K |
| GORFINE, SCHILLER & GARDYN, P.A ACCOUNTING | Direct payment from the plan; Accounting (including auditing) Service code 10 | 10045 RED RUN BLVD, STE 250 OWINGS MILLS, MD 21117 | $28K |
| RSM, US, LLP ACCOUNTING | Direct payment from the plan; Accounting (including auditing) Service code 10 | 100 INTERNATIONAL DRIVE, SUITE 400 BALTIMORE, MD 21202 | $23K |
| DC RISK EIN 75-3180058 NONE | Claims processing; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 12 | 4304 18TH STREET SAN FRANCISCO, CA 94114 | $20K |
| TELADOC HEALTH, INC. EIN 04-3705970 NONE | Other services; Direct payment from the plan Service code 49 | 155 EAST 44TH STREET, SUITE 1700 NEW YORK, NY 10017 | $14K |
This section shows how the plan is funded and what that means for risk.
Welfare charges, retention and retention rate (the carrier margin on this plan) are on Pro.
1 contact
11 filings · 2015 to 2025