No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BSI COMPANIES THIRD PARTY ADMINISTRATOR | Claims processing; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 12 | 304 RIDGELAND DR. GREENVILLE, SC 29601 | $410K |
| TRANSNATION TRANSLATIONS, INC. NONE | Other fees; Claims processing; Direct payment from the plan Service code 12 | 17101 PRESTON ROAD, SUITE 180 DALLAS, TX 75248 | $244K |
| BH BENEFITS EIN 27-0488672 CONSULTANT | Direct payment from the plan; Consulting (general) Service code 16 | — | $179K |
| INDEPENDENT FIDUCIARY SERVICES FIDUCIARY | Direct payment from the plan; Trustee (bank, trust company, or similar financial institution) Service code 21 | 8460 TYCO ROAD, STE E VIENNA, VA 22182 | $126K |
| RSM, US, LLP ACCOUNTING | Accounting (including auditing); Direct payment from the plan Service code 10 | 100 INTERNATIONAL DRIVE, SUITE 400 BALTIMORE, MD 21202 | $17K |
| TELADOC HEALTH, INC. EIN 04-3705970 NONE | Direct payment from the plan; Other services Service code 49 | — | $15K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,241 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 1,241 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance(2 contracts, 2 carriers) | PAN-AMERICA LIFE INSURANCE COMPANY | 637 | $2.5M |
| Stop-loss / reinsurancereinsurance | UNIMERICA INSURANCE COMPANY | 863 | $246K |
| Other(3 contracts, 3 carriers) | PAN-AMERICA LIFE INSURANCE COMPANY | 1,241 | $2.6M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,241 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.