| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BB&T INSURANCE SERVICES, INC.3 Filed as: BB&T INSURANCE SERVICES INC. | 2108 W. LABURNUM AVE STE 310 RICHMOND, VA 232274300 | UNITEDHEALTHCARE INSURANCE COMPANY | $0 | $90K | $90K | 1.61% |
| THE BENEFIT COMPANY INC3 Filed as: THE BENEFIT COMPANY INC. | P.O. BOX 211486 COLUMBIA, SC 29221 | UNITEDHEALTHCARE INSURANCE COMPANY | — | $10K | $10K | 0.17% |
| BB&T INSURANCE SERVICES, INC.3 Filed as: BB&T INSURANCE SERVICES INC. | 414 GALLIMORE DAIRY RD ST. F GREENSBORO, NC 27409 | UNITEDHEALTHCARE INSURANCE COMPANY | — | $4K | $4K | 0.08% |
| BB&T INSURANCE SERVICES, INC.3 Filed as: BB&T INSURANCE SERVICES INC. | 2108 W. LABURNUM AVE. STE. 310 RICHMOND, VA 23227 | AMERITAS LIFE INSURANCE CORPORATION | $27K | — | $27K | 5.65% |
| BB&T INSURANCE SERVICES, INC.3 | 47 AIRPARK CT P.O. BOX 27149 GREENVILLE, SC 29616 | AMERITAS LIFE INSURANCE CORPORATION | $0 | $11K | $11K | 2.24% |
| BB&T INSURANCE SERVICES, INC.3 | 2108 W. LABURNUM AVENUE SUITE 310 RICHMOND, VA 23227 | UNION SECURITY INSURANCE COMPANY | $33K | — | $33K | 7.69% |
| BB&T INSURANCE SERVICES, INC.3 | P.O. BOX 168 WINSTON-SALEM, NC 27102 | UNION SECURITY INSURANCE COMPANY | — | $21K | $21K | 4.79% |
| THE BENEFIT COMPANY INC3 Filed as: THE BENEFIT COMPANY INC. | P.O. BOX 211486 COLUMBIA, SC 29221 | UNION SECURITY INSURANCE COMPANY | — | $17K | $17K | 4.00% |
| THE BENEFIT COMPANY INC3 Filed as: THE BENEFIT COMPANY INC. | P.O. BOX 211486 COLUMBIA, SC 29221 | AMERICAN HERITAGE LIFE INSURANCE COMPANY (ALLSTATE) | $48K | — | $48K | 32.07% |
| BB&T INSURANCE SERVICES, INC.3 Filed as: BB&T INSURANCE SERVICES INC. | 3605 GLENWOOD AVE. SUITE 190 RALEIGH, NC 276124959 | AMERICAN HERITAGE LIFE INSURANCE COMPANY (ALLSTATE) | $17K | — | $17K | 11.50% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 632 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 635 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITEDHEALTHCARE INSURANCE COMPANY | 1,056 | $5.6M |
| Dental | AMERITAS LIFE INSURANCE CORPORATION | 571 | $475K |
| Vision(2 contracts, 2 carriers) | UNITEDHEALTHCARE INSURANCE COMPANY | 1,056 | $6.0M |
| Life insurance | UNION SECURITY INSURANCE COMPANY | 632 | $431K |
| Short-term disability | UNION SECURITY INSURANCE COMPANY | 632 | $431K |
| Long-term disability | UNION SECURITY INSURANCE COMPANY | 632 | $431K |
| Prescription drug | UNITEDHEALTHCARE INSURANCE COMPANY | 1,056 | $5.6M |
| Other(2 contracts, 2 carriers) | UNION SECURITY INSURANCE COMPANY | 632 | $579K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,056 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.