| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES LLC | PO BOX 17370 RICHMOND, VA 23226 | DELTA DENTAL OF VIRGINIA | $22K | $0 | $22K | 3.70% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH USA, INC. ROANOKE | PO BOX 12748 ROANOKE, VA 24028 | DELTA DENTAL OF VIRGINIA | $7K | $0 | $7K | 1.25% |
| MCGRIFF INSURANCE SERVICES INC3 | ATTN EB COMMISSION PO BOX 896620 CHARLOTTE, NC 28289 | STANDARD INSURANCE COMPANY | $33K | $0 | $33K | 9.94% |
| MARSH & MCLENNAN AGENCY LLC3 | PROTECTOR GROUP INS 100 FRONT STREET STE 800 WORCESTER, MA 01608 | STANDARD INSURANCE COMPANY | $5K | $0 | $5K | 1.50% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INS SVCS INC | 7701 AIRPORT CENTER DRIVE STE 1800 GREENSBORO, NC 274099047 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $23K | $0 | $23K | 12.23% |
| THE BENEFIT COMPANY INC3 | PO BOX 211486 COLUMBIA, SC 29221 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $7K | $0 | $7K | 3.91% |
| MARSH & MCLENNAN AGENCY LLC3 | 4900 LIBBIE MILL EAST BLVD STE 100 RICHMOND, VA 23230 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $8 | $0 | $8 | 0.00% |
| MARSH & MCLENNAN AGENCY LLC3 | 2301 SUGAR BUSH RD STE 600 RALEIGH, NC 27612 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $1 | $0 | $1 | 0.00% |
| MCGRIFF INSURANCE SERVICES INC3 | ATTN EB COMMISSION PO BOX 896620 CHARLOTTE, NC 28289 | STANDARD INSURANCE COMPANY | $10K | $0 | $10K | 5.29% |
| MARSH & MCLENNAN AGENCY LLC3 | PROTECTOR GROUP INS 100 FRONT STREET STE 800 WORCESTER, MA 01608 | STANDARD INSURANCE COMPANY | $331 | $0 | $331 | 0.18% |
| MCGRIFF INSURANCE SERVICES INC3 | ATTN EB COMMISSION PO BOX 896620 CHARLOTTE, NC 28289 | STANDARD INSURANCE COMPANY | $7K | $0 | $7K | 5.81% |
| MARSH & MCLENNAN AGENCY LLC3 | PROTECTOR GROUPS INS 100 FRONT STREET STE 800 WORCESTER, MA 01608 | STANDARD INSURANCE COMPANY | $281 | $0 | $281 | 0.22% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES, INC. | PO BOX 896620 CHARLOTTE, NC 28289 | VISION SERVICE PLAN | $5K | $0 | $5K | 6.64% |
| MARSH & MCLENNAN AGENCY LLC3 | PO BOX 350 CONSHOHOCKEN, PA 19428 | VISION SERVICE PLAN | $3K | $0 | $3K | 3.35% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| UNITED HEALTHCARE SERVICES, INC EIN 41-1289245 CLAIMS PROCESSOR | Claims processing; Other services Service code 12 | — | $418K |
| MCGRIFF INSURANCE SERVICES EIN 56-1623293 BROKER | Other commissions Service code 55 | 7701 AIRPORT CENTER DR STE 1800 GREENSBORO, NC 274099047 | $77K |
| MARSH & MCLENNAN AGENCY LLC EIN 26-3237576 BROKER | Other commissions Service code 55 | 1 CHURCH ST STE 500 ROCKVILLE, MD 208504178 | $26K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 731 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 6 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 737 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL OF VIRGINIA | 1,350 | $583K |
| Vision | VISION SERVICE PLAN | 619 | $81K |
| Life insurance | STANDARD INSURANCE COMPANY | 707 | $327K |
| Short-term disability | STANDARD INSURANCE COMPANY | 701 | $126K |
| Long-term disability | STANDARD INSURANCE COMPANY | 701 | $182K |
| Stop-loss / reinsurancereinsurance | UNITEDHEALTHCARE INSURANCE COMPANY | 1,274 | $1.6M |
| Other(4 contracts, 4 carriers) | STANDARD INSURANCE COMPANY | 731 | $572K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,350 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.