| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MELTZER GROUP INC | 6500 ROCK SPRING DRIVE SUITE 401 BETHESDA, MD 20817 | KAISER FOUNDATION HEALTH PLAN OF MID-ATLANTIC | $33K | $9K | $42K | 2.34% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP MID-ATLANTIC SG LLC | 4740 CORRIDOR PLACE SUITE B BELTSVILLE, MD 20705 | KAISER FOUNDATION HEALTH PLAN OF MID-ATLANTIC | $24K | $8 | $24K | 1.34% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MELTZER GROUP INC. | 6500 ROCK SPRING DRIVE SUITE 500 BETHESDA, MD 20817 | STANDARD INSURANCE COMPANY | $25K | $0 | $25K | 1.70% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MELTZER GROUP INC. | 6500 ROCK SPRING DRIVE SUITE 500 BETHESDA, MD 20817 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $2K | $2K | 0.18% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: THE MELTZER GROUP INC | 6500 ROCK SPRING DRIVE SUITE 500 BETHESDA, MD 20817 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $39K | $4K | $43K | 13.56% |
| MID ATLANTIC BENEFITS GROUP LLC3 | 203 MARKET STREET SUITE 210 HAVRE DE GRACE, MD 21078 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $39K | $3K | $42K | 13.27% |
| PLANSOURCE BENEFITS ADMINISTRATION3 Filed as: PLANSOURCE BENEFIT ADMIN INC. | PO BOX 1313 ORLANDO, FL 32802 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $1K | $0 | $1K | 0.47% |
| IKON BENEFITS GROUP, INC.3 Filed as: IKON BENEFITS GROUP INC | — | TRIPLE S SALUD, INC. | $14K | $0 | $14K | 5.00% |
| MID ATLANTIC BENEFITS GROUP LLC3 | 203 MARKET STREET SUITE 201 HAVRE DE GRACE, MD 21078 | TRANSAMERICA LIFE INSURANCE COMPANY | $31K | $0 | $31K | 12.78% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: THE MELTZER GROUP INC | 5707 DEMOCRACY BLVD SUITE 500 BETHESDA, MD 20817 | TRANSAMERICA LIFE INSURANCE COMPANY | $30K | $0 | $30K | 12.53% |
| PIONEER PACIFIC FINANCIAL3 Filed as: PIONEER PACIFIC FINANCIAL SERVICE | 155 ET CALVO MEMORIAL PWKY SUITE 101 TAMUNING, GU 96913 | TRANSAMERICA LIFE INSURANCE COMPANY | $335 | $0 | $335 | 0.14% |
| KEITH Y ABE3 | 154 ALICIA COURT DEDEDO, GU 96929 | TRANSAMERICA LIFE INSURANCE COMPANY | $127 | $0 | $127 | 0.05% |
| ELIZABETH FELTUS3 | 13716 CAMDEN AVENUE OMAHA, NE 68164 | TRANSAMERICA LIFE INSURANCE COMPANY | $63 | $0 | $63 | 0.03% |
| SIMPLIFY INSURANCE LLC3 Filed as: SIMPLIFY BENEFITS INC | 650 NE HOLLADAY STREET SUITE 1600 PORTLAND, OR 97232 | TRANSAMERICA LIFE INSURANCE COMPANY | $26 | $0 | $26 | 0.01% |
| DAVID GOLDBERG3 | 223 EAST NORTHFIELD ROAD LIVINGSTON, NJ 07039 | TRANSAMERICA LIFE INSURANCE COMPANY | $21 | $0 | $21 | 0.01% |
| MARY M CRAFORD3 | 9514 NE SKIDMORE STREET PORTLAND, OR 97220 | TRANSAMERICA LIFE INSURANCE COMPANY | $16 | $0 | $16 | 0.01% |
| MID ATLANTIC BENEFITS GROUP LLC4 | 203 MARKET STREET SUITE 210 HAVRE DE GRACE, MD 21079 | PRE-PAID LEGAL SERVICES, INC. DBA LEGALSHIELD | $7K | $0 | $7K | 14.49% |
| MARSH & MCLENNAN AGENCY LLC4 Filed as: THE MELTZER GROUP | 6500 ROCK SPRING DRIVE STE STE 500 BETHESDA, MD 20817 | PRE-PAID LEGAL SERVICES, INC. DBA LEGALSHIELD | $1K | $0 | $1K | 3.00% |
| PATRICIA A HUNT4 Filed as: PATRICIA A. HUNT | 528 LONGHORN CRES ROCKVILLE, MD 20850 | PRE-PAID LEGAL SERVICES, INC. DBA LEGALSHIELD | $332 | $0 | $332 | 0.71% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,999 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 64 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 3,063 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts, 4 carriers) | KAISER FOUNDATION HEALTH PLAN OF MID-ATLANTIC | 282 | $2.1M |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 4,427 | $1.4M |
| Vision | VISION SERVICE PLAN | 2,150 | $322K |
| Life insurance(2 contracts, 2 carriers) | STANDARD INSURANCE COMPANY | 3,204 | $1.7M |
| Long-term disability | STANDARD INSURANCE COMPANY | 3,204 | $1.5M |
| Prescription drug(2 contracts, 2 carriers) | KAISER FOUNDATION HEALTH PLAN OF MID-ATLANTIC | 282 | $2.1M |
| Other(5 contracts, 5 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 2,999 | $629K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 4,427 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.