| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MELTZER GROUP INC | 6500 ROCK SPRING DRIVE SUITE 401 BETHESDA, MD 20817 | KAISER FOUNDATION HEALTH PLAN OF MID ATLANTIC | $32K | $16K | $48K | 3.19% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP MID-ATLANTIC SG LLC | 4740 CORRIDOR PLACE SUITE B BELTSVILLE, MD 20705 | KAISER FOUNDATION HEALTH PLAN OF MID ATLANTIC | $27K | $0 | $27K | 1.78% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: THE MELTZER GROUP INC | 6500 ROCK SPRING DRIVE SUITE 500 BETHESDA, MD 20817 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $22K | $1K | $24K | 8.61% |
| MID ATLANTIC BENEFITS GROUP LLC3 | 203 MARKET STREET SUITE 210 HAVRE DE GRACE, MD 21078 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $22K | $1K | $23K | 8.52% |
| IKON BENEFITS GROUP, INC.3 Filed as: IKON BENEFITS GROUP INC | 270 MUNOZ RIVERA AVE SUITE PH-1 SAN JUAN, PR 00918 | TRIPLE S SALUD, INC. | $12K | $0 | $12K | 5.00% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: THE MELTZER GROUP INC | 6500 ROCK SPRING DRIVE SUITE 500 BETHESDA, MD 20817 | TRANSAMERICA LIFE INSURANCE COMPANY | $17K | $0 | $17K | 8.27% |
| MID ATLANTIC BENEFITS GROUP LLC3 | 203 MARKET STREET SUITE 210 HAVRE DE GRACE, MD 21078 | TRANSAMERICA LIFE INSURANCE COMPANY | $17K | $0 | $17K | 8.24% |
| PIONEER PACIFIC FINANCIAL3 Filed as: PIONEER PACIFIC FINANCIAL SERVICE | PO BOX BS HAGANTNA, GU 96932 | TRANSAMERICA LIFE INSURANCE COMPANY | $208 | $0 | $208 | 0.10% |
| KEITH Y ABE3 | 154 ALICIA COURT DEDEDO, GU 96929 | TRANSAMERICA LIFE INSURANCE COMPANY | $118 | $0 | $118 | 0.06% |
| ELIZABETH FELTUS3 | 13716 CAMDEN AVENUE OMAHA, NE 68164 | TRANSAMERICA LIFE INSURANCE COMPANY | $64 | $0 | $64 | 0.03% |
| SIMPLIFY INSURANCE LLC3 Filed as: SIMPLIFY BENEFITS INC | 650 NE HOLLADAY STREET SUITE 1600 PORTLAND, OR 97232 | TRANSAMERICA LIFE INSURANCE COMPANY | $31 | $0 | $31 | 0.01% |
| DAVID GOLDBERG3 | 223 EAST NORTHFIELD ROAD LIVINGSTON, NJ 07039 | TRANSAMERICA LIFE INSURANCE COMPANY | $30 | $0 | $30 | 0.01% |
| MARY M CRAFORD3 | 9514 NE SKIDMORE STREET PORTLAND, OR 97220 | TRANSAMERICA LIFE INSURANCE COMPANY | $19 | $0 | $19 | 0.01% |
| MID ATLANTIC BENEFITS GROUP LLC3 | 203 MARKET STREET SUITE 210 HAVRE DE GRACE, MD 21078 | PRE-PAID LEGAL SERVICES, INC. DBA LEGALSHIELD | $2K | $0 | $2K | 3.90% |
| PATRICIA HUNT3 | 528 LONGHORN CRES ROCKVILLE, MD 20850 | PRE-PAID LEGAL SERVICES, INC. DBA LEGALSHIELD | $47 | $0 | $47 | 0.11% |
| ALLIED SOLUTIONS LLC3 | 350 VETERANS WAY #200 CARMEL, IN 46032 | FEDERAL INSURANCE COMPANY | $3K | $0 | $3K | 15.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,624 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 51 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 2,675 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts, 4 carriers) | KAISER FOUNDATION HEALTH PLAN OF MID ATLANTIC | 303 | $1.8M |
| Dental(3 contracts, 3 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 4,105 | $1.7M |
| Vision | VISION SERVICE PLAN | 2,013 | $323K |
| Life insurance(3 contracts, 3 carriers) | LIBERTY MUTUAL ASSURANCE COMPANY OF BOSTON | 2,868 | $1.2M |
| Long-term disability(2 contracts, 2 carriers) | STANDARD INSURANCE COMPANY | 2,624 | $751K |
| Prescription drug(2 contracts, 2 carriers) | KAISER FOUNDATION HEALTH PLAN OF MID ATLANTIC | 303 | $1.7M |
| Other(6 contracts, 6 carriers) | LIBERTY MUTUAL ASSURANCE COMPANY OF BOSTON | 3,343 | $1.1M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 4,105 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.