| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| PLANSOURCE BENEFITS ADMINISTRATION3 | 101 S GARLAND AVE SUITE 203 ORLANDO, FL 32801 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $24K | $24K | 1.04% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MELTZER GROUP INC. | 6500 ROCK SPRING DRIVE SUITE 410 BETHESDA, MD 20817 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $19K | $19K | 0.81% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MELTZER GROUP INC | 6500 ROCK SPRING DRIVE SUITE 401 BETHESDA, MD 20817 | KAISER FOUNDATION HEALTH PLAN OF THE MID-ATLANTIC | $34K | $12K | $45K | 2.66% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP MID-ATLANTIC SG LLC | 4740 CORRIDOR PLACE SUITE B BELTSVILLE, MD 20705 | KAISER FOUNDATION HEALTH PLAN OF THE MID-ATLANTIC | $2K | $0 | $2K | 0.09% |
| IKON BENEFITS GROUP, INC.3 Filed as: IKON BENEFITS GROUP INC | — | TRIPLE S SALUD, INC. | $21K | $0 | $21K | 5.00% |
| MID ATLANTIC BENEFITS GROUP LLC3 | 203 MARKET STREET SUITE 201 HAVRE DE GRACE, MD 21078 | TRANSAMERICA LIFE INSURANCE COMPANY | $46K | $0 | $46K | 17.07% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: THE MELTZER GROUP INC | 6500 ROCK SPRING DR. SUITE 500 BETHESDA, MD 20817 | TRANSAMERICA LIFE INSURANCE COMPANY | $42K | $0 | $42K | 15.60% |
| ELIZABETH FELTUS3 | 15 CENTRAL ST WARRICK, RI 02886 | TRANSAMERICA LIFE INSURANCE COMPANY | $51 | $0 | $51 | 0.02% |
| DAVID GOLDBERG3 | 223 EAST NORTHFIELD ROAD LIVINGSTON, NJ 07039 | TRANSAMERICA LIFE INSURANCE COMPANY | $7 | $0 | $7 | 0.00% |
| SIMPLIFY INSURANCE LLC3 Filed as: SIMPLIFY BENEFITS INC | 650 NE HOLLADAY STREET SUITE 1600 PORTLAND, OR 97232 | TRANSAMERICA LIFE INSURANCE COMPANY | $4 | $0 | $4 | 0.00% |
| MARY M CRAFORD3 | 9514 NE SKIDMORE ST. PORTLAND, OR 97220 | TRANSAMERICA LIFE INSURANCE COMPANY | $2 | $0 | $2 | 0.00% |
| WEBTPA EMPLOYER SERVICES LLC3 | 8500 FREEPORT PKWY SOUTH IRVING, TX 75063 | HARTFORD LIFE AND ACCIDENT | $781 | $0 | $781 | 1.31% |
| THE PARTNERS GROUP3 Filed as: TPG GROUP INC | 10 TOWER LANE SUITE 100 AVON, CT 06001 | HARTFORD LIFE AND ACCIDENT | $573 | $0 | $573 | 0.96% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 3,465 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 141 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 496 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 4,102 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts, 4 carriers) | KAISER FOUNDATION HEALTH PLAN OF THE MID-ATLANTIC | 252 | $2.3M |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 5,784 | $2.3M |
| Vision | VISION SERVICE PLAN | 3,156 | $538K |
| Life insurance(2 contracts, 2 carriers) | STANDARD INSURANCE COMPANY | 3,459 | $2.5M |
| Long-term disability | STANDARD INSURANCE COMPANY | 3,459 | $2.2M |
| Prescription drug(3 contracts, 3 carriers) | KAISER FOUNDATION HEALTH PLAN OF THE MID-ATLANTIC | 252 | $2.2M |
| Other(3 contracts, 3 carriers) | HARTFORD LIFE AND ACCIDENT | 3,955 | $87K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 5,784 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.