See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 2 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| CARDAY ASSOCIATES EIN 53-0257019 NONE | Direct payment from the plan; Contract Administrator Service code 13 | — | $586K |
| O'DONOGHUE & O'DONOGHUE EIN 53-0120528 NONE | Legal; Direct payment from the plan Service code 29 | 5301 WISCONSIN AVE NW SUITE 800 WASHINGTON, DC 20015 | $72K |
| NCAS EIN 52-1330940 NONE | Contract Administrator; Direct payment from the plan Service code 13 | — | $69K |
| BOYD WATTERSON EIN 34-1922005 NONE | Investment management fees paid directly by plan; Investment management Service code 28 | 1301 EAST 9TH STREET SUITE 2900 CLEVELAND, OH 44114 | $51K |
| CAREFIRST EIN 52-1385894 NONE | Contract Administrator; Direct payment from the plan Service code 13 | — | $50K |
| CHARTWELL INVESTMENT PARTNERS EIN 36-4776242 NONE | Direct payment from the plan; Named fiduciary Service code 31 | 1205 WESTLAKES DRIVE SUITE 100 BERWYN, PA 19312 | $39K |
| INVESCO ADVISORS INC EIN 58-1707262 NONE | Investment management; Direct payment from the plan Service code 28 | 1331 SPRING STREET NW SUITE 2500 ATLANTA, GA 30309 | $33K |
| CALIBRE CPA GROUP, PLLC EIN 47-0900880 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | 7501 WISCONSIN AVE BETHESDA, MD 20814 | $27K |
| SEGAL COMPANY EIN 13-1835864 NONE | Actuarial; Direct payment from the plan Service code 11 | — | $25K |
| DCA TECHNOLOGY PARTNERS NONE | Direct payment from the plan; Other fees Service code 50 | 5000 PHILADELPHIA WAY, SUITE A LANHAM, MD 20706 | $24K |
| CVS CAREMARK NONE | Contract Administrator; Direct payment from the plan Service code 13 | PO BOX 6590 LEES SUMMIT, MO 640646590 | $20K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,387 | Currently employed and enrolled or eligible. |
| Retired/separated still eligible | 294 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,681 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | CAREFIRST OF MARYLAND INC DEBA CAREFIRST BLUE CROSS BLUE SHIELD | 457 | $3.6M |
| Vision | VISION SERVICE PLAN | 1,673 | $0 |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,673 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from the prior filing. The plan is willing to move. Re-pitch on the next cycle.
Broker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultant sales target.
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.
The filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported. Worth a call.