No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| CARDAY ASSOCIATES EIN 53-0257019 NONE | Contract Administrator; Direct payment from the plan Service code 13 | — | $456K |
| AMERICAN HEALTH HOLDINGS EIN 31-1368946 NONE | Direct payment from the plan; Claims processing Service code 12 | — | $351K |
| VISION SERVICE PLAN EIN 94-1632821 NONE | Claims processing; Direct payment from the plan Service code 12 | — | $147K |
| O'DONOGHUE & O'DONOGHUE EIN 53-0120528 NONE | Legal; Direct payment from the plan Service code 29 | — | $136K |
| CAREFIRST EIN 52-1385894 NONE | Direct payment from the plan; Claims processing Service code 12 | — | $77K |
| NCAS EIN 52-1330940 NONE | Claims processing; Direct payment from the plan Service code 12 | — | $69K |
| SEGAL COMPANY EIN 13-1835864 NONE | Actuarial; Direct payment from the plan Service code 11 | — | $64K |
| CHARTWELL INVESTMENT PARTNERS NONE | Investment management fees paid directly by plan; Investment management Service code 28 | — | $55K |
| INVESCO ADVISORS INC EIN 58-1707262 NONE | Investment management fees paid indirectly by plan; Investment management Service code 28 | — | $34K |
| BANK OF AMERICA EIN 52-6142514 NONE | Other fees Service code 99 | — | $24K |
| CALIBRE CPA GROUP, PLLC EIN 47-0900880 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | 7501 WISCONSIN AVE BETHESDA, MD 20814 | $22K |
| SEGAL MARCO ADVISORS EIN 13-2646110 NONE | Direct payment from the plan; Investment advisory (plan) Service code 27 | — | $12K |
| NOVAK FRANCELLA, LLC NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | ONE PRESIDENTIAL BLVD BALA CYNWYD, PA 19004 | $8K |
| SEGAL SELECT INSURANCE | Insurance agents and brokers; Insurance brokerage commissions and fees Service code 22 | — | $0 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,470 | Currently employed and enrolled or eligible. |
| Retired/separated still eligible | 330 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,800 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | CAREFIRST OF MARYLAND INC DEBA CAREFIRST BLUE CROSS BLUE SHIELD | 1,700 | $0 |
| Vision | VISION SERVICE PLAN | 1,701 | $144K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,701 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.