Filings through .
History & trajectory Charts need 2 or more years. This plan has 10 years on file. Pro shows premium, premium per covered life, covered lives and carrier and broker share for every year.
See pricingThe primary broker changed. The plan may listen to a new pitch.
Broker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultants can pitch it.
The Schedule A insurance contracts show who carries the risk, for which benefits and for how many people.
| Carrier | Coverage | Premium |
|---|---|---|
Broker: Pearl Life | Life | |
Health | Health | |
Life | Life |
Premium, covered lives, retention, contract number and renewal month for each carrier are on Pro.
See premium, retention and renewal dates for 5 contracts with Pro. Pro is free for 7 days and then costs $49 a month.
These benefits are declared on the Form 5500 main form. A ✓ means the benefit also has a Schedule A insurance contract. Without one, plan assets or a Schedule C TPA fund the benefit.
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,528,845 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 96,376 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 2,625,221 | Active, retired or separated, and beneficiaries. Dependents are not counted. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITED AMERICAN INSURANCE COMPANY | 6,713 | $21.0M |
| Life insurance(4 contracts, 3 carriers) | THE PRUDENTIAL INSURANCE COMPANY OF AMERICA | 3,093,414 | $60.9M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,093,414 | - |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool instead of this filer's headcount. We show the row, but it does not count the people in this plan.
Brokers paid through Schedule A and service providers paid through Schedule C.
| Broker | Commissions |
|---|---|
Carrier: The Prudential Insurance Company of America | |
Carrier: The Prudential Insurance Company of America |
Commissions, fees, broker address and the carrier each broker is paid through are on Pro.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| NEA MEMBER BENEFITS EIN 52-0855767 NEA IS SOLE MEMBER | Participant communication; Recordkeeping and information management (computing, tabulating, data processing, etc.); Other services; Accounting (including auditing); Direct payment from the plan Service code 10 | — | $25.9M |
| PEARL INSURANCE GROUP LLC EIN 88-2137818 NONE | Claims processing; Insurance services; Foreign entity (e.g., an agent or broker, bank, insurance company, etc. not operating within jurisdictional boundaries of the United States) Service code 12 | — | $7.7M |
| BUCK GLOBAL, LLC EIN 13-3954297 NONE | Actuarial; Direct payment from the plan Service code 11 | — | $203K |
| BNY MELLON ASSET SERVICING EIN 13-5160382 NONE | Custodial (securities); Direct payment from the plan; Float revenue Service code 19 | — | $123K |
| RBC WEALTH MANAGEMENT EIN 41-1416330 NONE | Investment advisory (plan); Direct payment from the plan Service code 27 | — | $100K |
| MARSH USA EIN 36-1436000 NONE | Direct payment from the plan; Insurance agents and brokers Service code 22 | — | $75K |
| CALIBRE CPA GROUP EIN 47-0900880 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $49K |
| ABLETO, INC EIN 46-2468224 NONE | Other services Service code 49 | — | $35K |
| RHUMBLINE ADVISORS EIN 04-3118582 NONE | Investment management; Investment management fees paid directly by plan Service code 28 | — | $30K |
| SMITH AFFLIATED EIN 13-3100579 NONE | Investment management; Investment management fees paid directly by plan Service code 28 | — | $24K |
| DUCENTA SQUARED ASSET MANAGEMENT EIN 85-0584508 NONE | Investment management; Investment management fees paid directly by plan Service code 28 | — | $23K |
| MOONEY, GREEN, SANDON ET AL PC EIN 52-1958229 NONE | Legal; Direct payment from the plan Service code 29 | — | $20K |
This section shows how the plan is funded and what that means for risk.
Welfare charges, retention and retention rate (the carrier margin on this plan) are on Pro.
5 contacts
Phone and email for the actuary are on Pro.
10 filings · 2016 to 2025