Welfare broker

EDUCATORS INSURANCE SERVICES

Mailing address (most recent filing)

4000 RT. 66, 1ST FLOOR

TINTON FALLS, NJ 07753

Total comp: $3.2M
Commissions: $200K
Fees: $3.0M
Filings: 2
Sponsors: 2

Carrier mix

Where EDUCATORS INSURANCE SERVICES places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

PRUDENTIAL INSURANCE COMPANY OF AMERICA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
PRUDENTIAL INSURANCE COMPANY OF AMERICA	1	$34.4M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
NJ	1	$34.4M	0.0%	46.37x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of EDUCATORS INSURANCE SERVICES's plans by broker comp / premium ratio. Median 10.04% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of EDUCATORS INSURANCE SERVICES's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where EDUCATORS INSURANCE SERVICES is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
NEW JERSEY EDUCATION ASSOCIATION NJEA MEMBER BENEFIT FUND	NJ	$34.4M	$3.5M	PRUDENTIAL INSURANCE COMPANY OF AMERICA