Welfare broker

AMBA

Mailing address (most recent filing)

12421 MEREDITH DRIVE

URBANDALE, IA 50398

Total comp: $2.7M
Commissions: $489K
Fees: $2.2M
Filings: 4
Sponsors: 4

Carrier mix

Where AMBA places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

PRUDENTIAL INSURANCE COMPANY OF AMERICA66.7%
NEW YORK LIFE GROUP INSURANCE COMPANY OF NEW YORK33.3%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
PRUDENTIAL INSURANCE COMPANY OF AMERICA	2	$86.2M	66.7%
NEW YORK LIFE GROUP INSURANCE COMPANY OF NEW YORK	1	$7K	33.3%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
DC	3	$86.2M	0.5%	176.94x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of AMBA's plans by broker comp / premium ratio. Median 19.70% vs welfare-wide median 6.29% (n=3).

Prospect-flag exposure · vs market baseline

Share of AMBA's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-3 of 3 sponsors where AMBA is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
NATIONAL EDUCATION ASSOCIATION OF THE UNITED STATES NEA MEMBERS INSURANCE PLAN	DC	$85.2M	$293K	THE PRUDENTIAL INSURANCE COMPANY OF AMERICA
NATIONAL EDUCATION ASSOCIATION OF THE UNITED STATES NEA HOSPITAL INCOME INSURANCE PROGRAM	DC	$1.0M	$273K	THE PRUDENTIAL INSURANCE COMPANY OF AMERICA
NATIONAL EDUCATION ASSOCIATION OF THE UNITED STATES NEA EXCESS MAJOR MEDICAL PLAN	DC	$7K	$1K	UNITED STATES INSURANCE COMPANY OF NEW YORK

Carrier

Plans

Premium

PRUDENTIAL INSURANCE COMPANY OF AMERICA

$86.2M

66.7%

NEW YORK LIFE GROUP INSURANCE COMPANY OF NEW YORK

$7K

33.3%

State

Plans

Premium

State share

Index

$86.2M

0.5%

176.94x

Sponsor

Loc

Premium

Comp

Carrier

NATIONAL EDUCATION ASSOCIATION OF THE UNITED STATES

NEA MEMBERS INSURANCE PLAN

$85.2M

$293K

THE PRUDENTIAL INSURANCE COMPANY OF AMERICA

NATIONAL EDUCATION ASSOCIATION OF THE UNITED STATES

NEA HOSPITAL INCOME INSURANCE PROGRAM

$1.0M

$273K

THE PRUDENTIAL INSURANCE COMPANY OF AMERICA

NATIONAL EDUCATION ASSOCIATION OF THE UNITED STATES

NEA EXCESS MAJOR MEDICAL PLAN

$7K

$1K

UNITED STATES INSURANCE COMPANY OF NEW YORK