| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | 1185 AVENUE OF THE AMERICAS SUITE 2010 NEW YORK, NY 10036 | SUN LIFE ASSURANCE COMPANY OF CANADA | $135K | — | $135K | 5.40% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | 717 NORTH HARDWOOD SUITE 2500 DALLAS, TX 75201 | KAISER FOUNDATION HEALTH PLAN OF THE MID-ATLANTIC | $0 | $5K | $5K | 0.37% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | 1801 K STREET NW SUITE 200 WASHINGTON, DC 20006 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $35K | — | $35K | 3.68% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | 2100 ROSS AVENUE SUITE 1200 DALLAS, TX 75201 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $9K | — | $9K | 0.99% |
| J MANNING AND ASSOCIATES3 Filed as: J.MANNING & ASSOCIATES | 1034 N. ASHLAND AVE CHICAGO, IL 60622 | GENWORTH LIFE INSURANCE COMPANY | $31K | — | $31K | 5.47% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | 1801 K STREET NW #200 WASHINGTON, DC 20006 | GENWORTH LIFE INSURANCE COMPANY | $23K | — | $23K | 4.05% |
| LTCI PARTNERS LLC3 Filed as: LTCI PARTNERS | 100 FIELD DRIVE #310 LAKE FOREST, IL 60045 | GENWORTH LIFE INSURANCE COMPANY | $3K | — | $3K | 0.61% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | 1801 K STREET NW SUITE 200 WASHINGTON, DC 20006 | GUIDEONE SPECIALTY MUTUAL INSURANCE COMPANY | $15K | — | $15K | 10.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 3,532 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 3,532 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts, 3 carriers) | KAISER FOUNDATION HEALTH PLAN OF THE MID-ATLANTIC | 274 | $1.5M |
| Life insurance | SUN LIFE ASSURANCE COMPANY OF CANADA | 3,519 | $2.5M |
| Short-term disability | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 3,520 | $949K |
| Long-term disability | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 3,520 | $949K |
| Other(3 contracts, 3 carriers) | GENWORTH LIFE INSURANCE COMPANY | 3,532 | $726K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,532 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.