| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| LOCKTON COMPANIES, LLC3 | 1801 K STREET NW SUITE 200 WASHINGTON, DC 20006 | SUN LIFE ASSURANCE COMPANY OF CANADA | $109K | — | $109K | 4.97% |
| POTOMAC BASIN GROUP ASSOCIATES LLC3 Filed as: POTOMAC BASIN GROUP ASSOCIATES, LLC | 4740 CORRIDOR PLACE SUITE B BELTSVILLE, MD 20705 | KAISER FOUNDATION HEALTH PLAN OF THE MID-ATLANTIC | $5K | — | $5K | 0.38% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | 1801 K STREET NW SUITE 200 WASHINGTON, DC 20006 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $37K | — | $37K | 3.57% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | 2100 ROSS AVENUE SUITE 1200 DALLAS, TX 75201 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $4K | — | $4K | 0.36% |
| J MANNING AND ASSOCIATES3 Filed as: J MANNING & ASSOCIATES, INC | 1034 NO. ASHLAND AVE CHICAGO, IL 60622 | GENWORTH LIFE INSURANCE COMPANY | $33K | — | $33K | 5.42% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | 1801 K STREET, NW #200 WASHINGTON, DC 20006 | GENWORTH LIFE INSURANCE COMPANY | $24K | — | $24K | 4.02% |
| LTCI PARTNERS LLC3 Filed as: LTCI PARTNERS | 2924 MARKETPLACE DR #102 MADISON, WI 53719 | GENWORTH LIFE INSURANCE COMPANY | $4K | — | $4K | 0.60% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | 1801 K STREET, NW SUITE 200 WASHINGTON, DC 20006 | HCC LIFE INSURANCE COMPANY | $49K | — | $49K | 10.00% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | 2100 ROSS AVENUE, SUITE 1200 DALLAS, TX 75201 | HCC LIFE INSURANCE COMPANY | $20K | — | $20K | 4.00% |
| LOCKTON COMPANIES, LLC3 | 1801 K STREET SUITE 200 WASHINGTON, DC 20006 | GUIDEONE SPECIALTY MUTUAL INSURANCE COMPANY | $12K | — | $12K | 10.00% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | 195 SCOTT SWAMP ROAD #201 FARMINGTON, CT 06032 | KAISER FOUNDATION HEALTH PLAN OF COLORADO | $0 | $143 | $143 | 0.25% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 3,584 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 3,584 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts, 3 carriers) | KAISER FOUNDATION HEALTH PLAN OF THE MID-ATLANTIC | 294 | $1.5M |
| Life insurance | SUN LIFE ASSURANCE COMPANY OF CANADA | 3,672 | $2.2M |
| Short-term disability | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 3,535 | $1.0M |
| Long-term disability | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 3,535 | $1.0M |
| Other(5 contracts, 5 carriers) | GENWORTH LIFE INSURANCE COMPANY | 3,594 | $1.5M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,672 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.