See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 2 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 1 broker row. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| EASTERN ATLANTIC STATES CARPENTERS EIN 23-1613018 NONE | Contract Administrator Service code 13 | 1811 SPRING GARDEN STREET PHILADELPHIA, PA 19130 | $614K |
| INDEPENDENCE BLUE CROSS EIN 23-0370270 NONE | Claims processing Service code 12 | — | $611K |
| ZENITH EIN 25-1139840 NONE | Contract Administrator Service code 13 | — | $280K |
| SEGAL COMPANY EIN 13-1835864 NONE | Actuarial Service code 11 | — | $126K |
| ODONOGHUE & ODONOGHUE EIN 53-0120528 NONE | Legal Service code 29 | — | $76K |
| CALIBRE CPA GROUP EIN 47-0900880 NONE | Accounting (including auditing) Service code 10 | — | $72K |
| CIGNA HEALTHCARE NONE | Claims processing Service code 12 | PO BOX 188037 CHATTANOOGA, TN 37422 | $65K |
| ASB CAPITAL EIN 56-6142514 NONE | Investment management fees paid directly by plan Service code 51 | — | $65K |
| LEVEL CARE HEALTH CONSORTIUM EIN 83-2819398 NONE | Claims processing Service code 12 | — | $35K |
| CHARTWELL EIN 23-2891243 NONE | Investment management fees paid directly by plan Service code 51 | — | $35K |
| AMERICAN REALTY ADVISORS EIN 33-0123114 NONE | Investment management fees paid directly by plan Service code 51 | — | $35K |
| EXPRESS SCRIPTS EIN 22-3461740 NONE | Claims processing Service code 12 | — | $32K |
| IPS EIN 36-3555078 NONE | Investment advisory (plan) Service code 27 | — | $15K |
| CHEVY CHASE TRUST EIN 52-2037618 NONE | Custodial (securities); Shareholder servicing fees Service code 19 | — | $8K |
| AMALGAMATED BANK EIN 13-4920330 NONE | Sub-transfer agency fees; Custodial (securities) Service code 19 | — | $5K |
| SEGAL SELECT INSURANCE | Insurance brokerage commissions and fees Service code 53 | — | $4K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,100 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1,179 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 3,279 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Stop-loss / reinsurancereinsurance | THE UNION LABOR LIFE INSURANCE COMPANY | 2,157 | $113K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,157 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultant sales target.
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.