No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| GEMGROUP EIN 25-1139840 NONE | Contract Administrator Service code 13 | — | $1.3M |
| CAREFIRST EIN 52-1187907 NONE | Claims processing Service code 12 | — | $338K |
| AMERICAN HEALTH HOLDING EIN 31-1368946 NONE | Other services Service code 49 | — | $199K |
| ODONOGHUE & ODONOGHUE EIN 53-0120528 NONE | Legal Service code 29 | — | $69K |
| STRATOSE, INC EIN 26-1790538 NONE | Other services Service code 49 | — | $52K |
| SEGAL COMPANY EIN 13-1835864 NONE | Actuarial Service code 11 | — | $52K |
| SALTER & COMPANY, LLC EIN 20-8078757 NONE | Accounting (including auditing) Service code 10 | — | $35K |
| EXPRESS SCRIPTS EIN 22-3461740 NONE | Claims processing Service code 12 | — | $29K |
| ASB CAPITAL EIN 56-6142514 NONE | Investment management fees paid directly by plan Service code 51 | — | $28K |
| MID-ATLANTIC REG COUN CARP EIN 52-2336150 UNION | Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | — | $24K |
| CHARTWELL EIN 23-2891243 NONE | Investment management fees paid directly by plan Service code 51 | — | $17K |
| IPS EIN 36-3555078 NONE | Investment advisory (plan) Service code 27 | — | $10K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,454 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1,685 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 4,139 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Stop-loss / reinsurancereinsurance | THE UNION LABOR LIFE INSURANCE COMPANY | 4,139 | $196K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 4,139 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.