| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 Filed as: AON CONSULTING | 29840 NETWORK PLACE CHICAGO, IL 606731298 | OPTIMA HEALTH PLAN | $165K | — | $165K | 0.92% |
| AON CONSULTING INC3 Filed as: AON INSURANCE AGENCY LLC | 200 E RANDOLPH STREET CHICAGO, IL 60601 | KAISER FOUNDATION HEALTH PLAN OF MID-ATLANTIC STATES, INC. | $133K | — | $133K | 1.09% |
| AON CONSULTING INC3 Filed as: AON CONSULTING, INC.- IL | 29840 NETWORK PL CHICAGO, IL 606731298 | KAISER FOUNDATION HEALTH PLAN,INC. (CALIFORNIA) | $123K | — | $123K | 1.41% |
| AON CONSULTING INC3 Filed as: AON CONSULTING, INC. - IL | 29840 NETWORK PL CHICAGO, IL 606731298 | KAISER FOUNDATION HEALTH PLAN, INC. (CALIFORNIA) | $13K | — | $13K | 0.21% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 29840 NETWORK PLACE CHICAGO, IL 606731298 | SECURIAN LIFE INSURANCE COMPANY | — | $132K | $132K | 2.13% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 29840 NETWORK PLACE CHICAGO, IL 606731298 | SECURIAN LIFE INSURANCE COMPANY | $62K | $6K | $68K | 1.10% |
| AON CONSULTING INC | 29840 NETWORK PLACE CHICAGO, IL 606731299 | HARTFORD LIFE AND ACCIDENT | — | $28K | $28K | 0.64% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES CENTRAL INC | PO BOX 955816 SAINT LOUIS, MO 63195 | HARTFORD LIFE AND ACCIDENT | — | $6K | $6K | 0.14% |
| AON CONSULTING INC3 Filed as: AON CONSULTING & INSURANCE SERVICES | 425 MARKET STREET SUITE 2800 SAN FRANCISCO, CA 94105 | KAISER FOUNDATION HEALTH PLAN OF WASHINGTON | $15K | — | $15K | 1.08% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 29840 NETWORK PL CHICAGO, IL 606731298 | SECURIAN LIFE INSURANCE COMPANY | — | $25K | $25K | 2.13% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 29840 NETWORK PL CHICAGO, IL 606731298 | SECURIAN LIFE INSURANCE COMPANY | — | $1K | $1K | 0.10% |
| AON CONSULTING INC3 | 29840 NETWORK PLACE CHICAGO, IL 606731298 | SECURIAN LIFE INSURANCE COMPANY | — | $20K | $20K | 2.15% |
| AON CONSULTING INC3 | 29840 NETWORK PLACE CHICAGO, IL 606731298 | SECURIAN LIFE INSURANCE COMPANY | $10K | $953 | $10K | 1.10% |
| AON CONSULTING INC3 Filed as: AON CONSULTING, INC. MORRISTOWN, NJ | 44 WHIPPANY ROAD MORRISTOWN, NJ 07960 | KAISER FOUNDATION HEALTH PLAN OF HAWAII | $7K | — | $7K | 1.10% |
| AON CONSULTING INC3 Filed as: AON HEWITT | 1120 20TH ST., NW SUITE 600 WASHINGTON, DC 20036 | HAWAII DENTAL SERVICE | $2K | — | $2K | 1.00% |
| PLAZA FINANCIAL SERVICES CO3 | 5260 WESTERN AVE CHEVY CHASE, MD 20815 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $359 | — | $359 | 15.01% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| CVS PHARMACY, INC. EIN 05-0340626 ADMINISTRATIVE | Contract Administrator Service code 13 | — | $97.8M |
| UNITED HEALTHCARE SERVICES LLC EIN 47-0854646 CLAIMS PROCESSOR | Claims processing; Other services Service code 12 | — | $20.8M |
| DELTA DENTAL EIN 23-1667011 ADMINISTRATOR | Contract Administrator Service code 13 | — | $859K |
| AON CONSULTING, INC. EIN 22-2232264 BROKER | Other commissions Service code 55 | — | $0 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 38,591 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 921 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 39,512 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | KAISER FOUNDATION HEALTH PLAN OF WASHINGTON | 295 | $1.4M |
| Dental | HAWAII DENTAL SERVICE | 356 | $181K |
| Vision(2 contracts, 2 carriers) | EYEMED VISION CARE | 64,463 | $3.7M |
| Life insurance(4 contracts, 2 carriers) | SECURIAN LIFE INSURANCE COMPANY | 44,095 | $8.4M |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 37,304 | $4.4M |
| Other(5 contracts, 4 carriers) | KAISER FOUNDATION HEALTH PLAN,INC. (CALIFORNIA) | 14,743 | $16.3M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 64,463 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.