| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 Filed as: AON CONSULTING | 29840 NETWORK PLACE CHICAGO, IL 606731298 | OPTIMA HEALTH PLAN | $170K | — | $170K | 0.99% |
| AON CONSULTING INC3 | — | UNIVERA / EXCELLUS HEALTH PLAN | — | $1.9M | $1.9M | 12.15% |
| AON CONSULTING INC3 Filed as: AON CONSULTING, INC.- IL | 29840 NETWORK PL CHICAGO, IL 606731298 | KAISER FOUNDATION HEALTH PLAN,INC. (CALIFORNIA) | $124K | — | $124K | 1.00% |
| HEWITT INSURANCE BROKERAGE LLC3 Filed as: HEWITT INSURANCE BROKERAGE | 39030 TREASURY CENTER CHICAGO, IL 60694 | KAISER FOUNDATION HEALTH PLAN OF MID-ATLANTIC STATES, INC. | $114K | — | $114K | 0.99% |
| AON CONSULTING INC3 Filed as: AON CONSULTING, INC. (NJ) | 200 EAST RANDOLPH CHICAGO, IL 606731298 | INDEPENDENT HEALTH BENEFITS CORPORATION | — | — | $0 | 0.00% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 29840 NETWORK PLACE CHICAGO, IL 60673 | SECURIAN LIFE INSURANCE COMPANY | — | $107K | $107K | 2.23% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 29840 NETWORK PLACE CHICAGO, IL 60673 | SECURIAN LIFE INSURANCE COMPANY | — | $5K | $5K | 0.10% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 29840 NETWORK PL CHICAGO, IL 60673 | SECURIAN LIFE INSURANCE COMPANY | — | $36K | $36K | 2.23% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 29840 NETWORK PL CHICAGO, IL 60673 | SECURIAN LIFE INSURANCE COMPANY | — | $2K | $2K | 0.10% |
| AON CONSULTING INC3 Filed as: AON CONSULTING, INC. - IL | 29840 NETWORK PL CHICAGO, IL 606731298 | KAISER FOUNDATION HEALTH PLAN, INC. (CALIFORNIA) | $15K | — | $15K | 1.00% |
| PLAZA FINANCIAL SERVICES CO3 | 5260 WESTERN AVE CHEVY CHASE, MD 20815 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $144K | — | $144K | 15.00% |
| AON CONSULTING INC3 Filed as: AON CONSULTING & INSURANCE SERVICES | 199 FREMONT SUITE 1500 SAN FRANCISCO, CA 94015 | KAISER FOUNDATION HEALTH PLAN OF WASHINGTON | $7K | — | $7K | 1.00% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | P.O BOX 905494 CHARLOTTE, NC 28290 | KAISER FOUNDATION HEALTH PLAN, INC. (HAWAII) | $12K | — | $12K | 1.93% |
| AON CONSULTING INC3 Filed as: AON CONSULTING, INC. MORRISTOWN, NJ | 44 WHIPPANY ROAD MORRISTOWN, NJ 07960 | KAISER FOUNDATION HEALTH PLAN, INC. (HAWAII) | $6K | — | $6K | 0.91% |
| AON CONSULTING INC3 Filed as: AON HEWITT | 1120 20TH ST., NW SUITE 600 WASHINGTON, DC 20036 | HAWAII DENTAL SERVICE | $1K | — | $1K | 1.00% |
| DELTA DENTAL3 | — | DELTA DENTAL OF PENNSYLVANIA | — | $785K | $785K | — |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| UNITED HEALTHCARE SERVICES LLC EIN 47-0854646 CLAIMS PROCESSOR | Other services; Claims processing Service code 12 | — | $14.7M |
| CAREMARK EIN 75-2882129 ADMINISTRATIVE | Contract Administrator Service code 13 | — | $142K |
| AON CONSULTING, INC EIN 22-2232264 BROKER | Other commissions Service code 55 | — | $0 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 39,349 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1,257 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 40,606 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | KAISER FOUNDATION HEALTH PLAN OF WASHINGTON | 137 | $656K |
| Dental(2 contracts, 2 carriers) | HAWAII DENTAL SERVICE | 74,329 | $133K |
| Vision(2 contracts, 2 carriers) | EYEMED VISION CARE | 60,836 | $3.3M |
| Life insurance(2 contracts) | SECURIAN LIFE INSURANCE COMPANY | 42,252 | $6.4M |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 40,606 | $3.6M |
| Other(5 contracts, 4 carriers) | KAISER FOUNDATION HEALTH PLAN,INC. (CALIFORNIA) | 17,914 | $16.0M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 74,329 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.