| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| DONA B. DEUTSCH3 | 3480 CHISWICK CT SILVER SPRING, MD 20906 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $8K | — | $8K | 10.54% |
| BENEFIT DESIGN GROUP INC5 Filed as: BENEFIT DESIGN GROUP, INC | 600 WASHINGTON AVE STE 104 TOWSON, MD 21204 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $2K | $2K | 3.00% |
| DONA B. DEUTSCH3 | 3480 CHISWICK CT SILVER SPRING, MD 20906 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $4K | — | $4K | 8.66% |
| BENEFIT DESIGN GROUP INC5 Filed as: BENEFIT DESIGN GROUP, INC | 600 WASHINGTON AVE STE 104 TOWSON, MD 21204 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $1K | $1K | 3.00% |
| DONA B. DEUTSCH3 | 3480 CHISWICK CT SILVER SPRING, MD 20906 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | — | $3K | 12.61% |
| BENEFIT DESIGN GROUP INC5 Filed as: BENEFIT DESIGN GROUP, INC | 600 WASHINGTON AVE STE 104 TOWSON, MD 21204 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $788 | $788 | 3.00% |
| DONA B. DEUTSCH3 | 3480 CHISWICK CT SILVER SPRING, MD 20906 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $637 | — | $637 | 10.00% |
| BENEFIT DESIGN GROUP INC5 Filed as: BENEFIT DESIGN GROUP, INC | 600 WASHINGTON AVE STE 104 TOWSON, MD 21204 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $191 | $191 | 3.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 215 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 215 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 126 | $79K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 162 | $26K |
| Other(3 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 126 | $120K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 162 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.