| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| DONA B. DEUTSCH3 | 5131 RUSSETT RD ROCKVILLE, MD 20853 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $8K | $0 | $8K | 13.33% |
| BENEFIT DESIGN GROUP INC5 Filed as: BENEFIT DESIGN GROUP, INC | 397 LITTLE NECK ROAD, SUITE 108 VIRGINIA BEACH, VA 23452 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $2K | $2K | 2.93% |
| DONA B. DEUTSCH3 | 5131 RUSSETT RD ROCKVILLE, MD 20853 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | $0 | $3K | 8.63% |
| BENEFIT DESIGN GROUP INC5 Filed as: BENEFIT DESIGN GROUP, INC | 397 LITTLE NECK ROAD, SUITE 108 VIRGINIA BEACH, VA 23452 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $1K | $1K | 3.23% |
| DONA B. DEUTSCH3 | 5131 RUSSETT RD ROCKVILLE, MD 20853 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $4K | — | $4K | 14.77% |
| BENEFIT DESIGN GROUP INC5 Filed as: BENEFIT DESIGN GROUP, INC | 397 LITTLE NECK ROAD, SUITE 108 VIRGINIA BEACH, VA 23452 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $753 | $753 | 2.99% |
| DONA B. DEUTSCH3 | 5131 RUSSETT RD ROCKVILLE, MD 20853 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $380 | $0 | $380 | 5.84% |
| BENEFIT DESIGN GROUP INC5 Filed as: BENEFIT DESIGN GROUP, INC | 397 LITTLE NECK ROAD, SUITE 108 VIRGINIA BEACH, VA 23452 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $202 | $202 | 3.11% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 198 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 198 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 118 | $69K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 142 | $25K |
| Other(3 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 118 | $108K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 142 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.