| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| YANIV Y NATANOV3 | 6395 DOBBIN RD STE 202 COLUMBIA, MD 21045 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $5K | — | $5K | 8.02% |
| BENEFITMALL5 Filed as: BENEFITMALL INC | 501 FAIRMOUNT AVE, SUITE 400 TOWSON, MD 21286 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $2K | $2K | 3.00% |
| ANDREW BRANCACCIO3 | 3518 SHEPHERD ST CHEVY CHASE, MD 20815 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | — | $2K | 2.67% |
| MARSH & MCLENNAN AGENCY LLC3 | ONE CHURCH ST., SUITE 500 ROCKVILLE, MD 20850 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $648 | — | $648 | 1.13% |
| YANIV Y NATANOV3 | 6395 DOBBIN RD STE 202 COLUMBIA, MD 21045 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | — | $2K | 6.22% |
| BENEFITMALL5 Filed as: BENEFITMALL INC | 501 FAIRMOUNT AVE, SUITE 400 TOWSON, MD 21286 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $978 | $978 | 3.00% |
| ANDREW BRANCACCIO3 | 3518 SHEPHERD ST CHEVY CHASE, MD 20815 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $676 | — | $676 | 2.07% |
| MARSH & MCLENNAN AGENCY LLC3 | ONE CHURCH ST., SUITE 500 ROCKVILLE, MD 20850 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $426 | — | $426 | 1.31% |
| YANIV Y NATANOV3 | 6395 DOBBIN RD STE 202 COLUMBIA, MD 21045 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | — | $2K | 8.56% |
| BENEFITMALL5 Filed as: BENEFITMALL INC | 501 FAIRMOUNT AVE, SUITE 400 TOWSON, MD 21286 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $683 | $683 | 3.00% |
| ANDREW BRANCACCIO3 | 3518 SHEPHERD ST CHEVY CHASE, MD 20815 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $649 | — | $649 | 2.85% |
| MARSH & MCLENNAN AGENCY LLC3 | ONE CHURCH ST., SUITE 500 ROCKVILLE, MD 20850 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $428 | — | $428 | 1.88% |
| YANIV Y NATANOV3 | 6395 DOBBIN RD STE 202 COLUMBIA, MD 21045 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $440 | — | $440 | 5.85% |
| BENEFITMALL5 Filed as: BENEFITMALL INC | 501 FAIRMOUNT AVE, SUITE 400 TOWSON, MD 21286 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $226 | $226 | 3.01% |
| MARSH & MCLENNAN AGENCY LLC3 | ONE CHURCH ST., SUITE 500 ROCKVILLE, MD 20850 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $86 | — | $86 | 1.14% |
| YANIV Y NATANOV3 | 6395 DOBBIN RD STE 202 COLUMBIA, MD 21045 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $320 | — | $320 | 6.31% |
| BENEFITMALL5 Filed as: BENEFITMALL INC | 501 FAIRMOUNT AVE, SUITE 400 TOWSON, MD 21286 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $153 | $153 | 3.01% |
| ANDREW BRANCACCIO3 | 3518 SHEPHERD ST CHEVY CHASE, MD 20815 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $106 | — | $106 | 2.09% |
| MARSH & MCLENNAN AGENCY LLC3 | ONE CHURCH ST., SUITE 500 ROCKVILLE, MD 21286 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $81 | — | $81 | 1.60% |
| YANIV Y NATANOV3 | 6395 DOBBIN RD STE 202 COLUMBIA, MD 21045 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $412 | — | $412 | 8.35% |
| BENEFITMALL5 Filed as: BENEFITMALL INC | 501 FAIRMOUNT AVE, SUITE 400 TOWSON, MD 21286 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $148 | $148 | 3.00% |
| MARSH & MCLENNAN AGENCY LLC3 | ONE CHURCH ST., SUITE 500 ROCKVILLE, MD 20850 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $81 | — | $81 | 1.64% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 86 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 86 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 100 | $62K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 142 | $23K |
| Other(5 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 100 | $107K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 142 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.