| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CENTERSTONE INSURANCE AND FINANCIAL3 Filed as: CENTERSTONE INS FINANCIAL SERVICES | 4851 LBJ FREEWAY SUITE 100 DALLAS, TX 75244 | AETNA HEALTH, INC. | $20K | — | $20K | 1.95% |
| MATHER BENEFIT ADMINISTRATORS, LLC5 | 10540 YORK ROAD COCKEYSVILLE, MD 210302300 | METROPOLITAN LIFE INSURANCE COMPANY | $7K | $2K | $9K | 10.00% |
| BB&T INSURANCE SERVICES, INC.3 | 5850 WATERLOO ROAD SUITE 240 COLUMBIA, MD 210451943 | METROPOLITAN LIFE INSURANCE COMPANY | $5K | — | $5K | 5.01% |
| BB&T INSURANCE SERVICES, INC.3 | 414 GALLIMORE DAIRY ROAD SUITE F GREENSBORO, NC 274099693 | METROPOLITAN LIFE INSURANCE COMPANY | — | $2K | $2K | 2.44% |
| BB&T INSURANCE SERVICES, INC.3 Filed as: BB&T INSURANCE SERVICES INC | 5850 WATERLOO RD STE 240 COLUMBIA, MD 21045 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $8K | $1K | $9K | 11.34% |
| WORKFORCETACTIX, INC.3 Filed as: WORKFORCETACTIX INC | 954 RIDGEBROOK RD STE 200 SPARKS, MD 21152 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $4K | $1K | $5K | 6.52% |
| CRAWFORD ADVISORS, LLC3 Filed as: CRAWFORD ADVISORS LLC | 200 INTERNATIONAL CIR STE 4500 HUNT VALLEY, MD 21030 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $4K | — | $4K | 5.20% |
| BENEFITMALL3 Filed as: BENEFITMALL INC | 501 FAIRMONT AVE STE 400 TOWSON, MD 21286 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $2K | $2K | 3.00% |
| TAMMY E JONES3 Filed as: TAMMY JONES | 722 CYPRIAN COURT GAMBRILLS, MD 21054 | AFLAC | $2K | $37 | $2K | 4.24% |
| STEVEN R WEINER3 Filed as: STEVEN WEINER | 13266 W MULBERRY DR LITCHFIELD PARK, AZ 85340 | AFLAC | $1K | $29 | $1K | 2.43% |
| MANDY MAYES3 | 5811 COLLINS DRIVE DURHAM, NC 27712 | AFLAC | $1K | $21 | $1K | 2.25% |
| TRACY POLONI3 | 14710 N 124TH LANE EL MIRAGE, AZ 85335 | AFLAC | $999 | — | $999 | 1.88% |
| MATTHEW W EVANS3 Filed as: MATTHEW EVANS | 817 MAIDEN CHOICE LN STE 340 CATONSVILLE, MD 21228 | AFLAC | $694 | $7 | $701 | 1.32% |
| PETER CHRISTIANSON3 | 1204 LONDON COURT WARRINGTON, PA 18976 | AFLAC | $614 | — | $614 | 1.15% |
| CAROLINE D MORNINGSTAR3 Filed as: CAROLINE MORNINGSTAR | 11285 DOVEDALE CT 2ND FLOOR MARRIOTTSVILLE, MD 21104 | AFLAC | $469 | $7 | $476 | 0.89% |
| MULLIGEN BENEFITS LLC3 | 19420 N 59TH AVE STE C251 GLENDALE, AZ 85308 | AFLAC | $345 | $24 | $369 | 0.69% |
| ROBERT HESLEP3 | 6680 RIVER ISLAND CIRCLE BUFORD, GA 30518 | AFLAC | $341 | $27 | $368 | 0.69% |
| GAIL I BEAGLE3 Filed as: GAIL BEAGLE | 323 HUNTS NECK ROAD POQUOSON, VA 23662 | AFLAC | $356 | — | $356 | 0.67% |
| REBECCA MAYES3 | 5007 SOUTHPARK DR STE 200G DURHAM, NC 27713 | AFLAC | $315 | $4 | $319 | 0.60% |
| CHRISTOPHER BLACKFORD3 | 11934 N 74TH LANE PEORIA, AZ 85345 | AFLAC | $256 | — | $256 | 0.48% |
| MITCHELL RUCKO3 | PO BOX 25 KINGSTON, NJ 08528 | AFLAC | $170 | $68 | $238 | 0.45% |
| DAVID MORNINGSTAR3 | 11285 DOVEDALE COURT 2ND FLOOR MARRIOTTSVILLE, MD 21104 | AFLAC | $227 | $7 | $234 | 0.44% |
| TARA LATTIMER3 | 3029 SONDGN HILLS MESA, AZ 85207 | AFLAC | $150 | $74 | $224 | 0.42% |
| DAVID R LATTIMER3 Filed as: DAVID LATTIMER | 3029 N SONORAN HILLS MESA, AZ 85207 | AFLAC | $155 | $41 | $196 | 0.37% |
| MARK R KOWALSKI3 Filed as: MARK KOWALSKI | 33 BRYAN COURT GETTYSBURG, PA 17325 | AFLAC | $188 | — | $188 | 0.35% |
| DAVID M ROBINSON3 Filed as: DAVID ROBINSON | 225 HARRIS DR SEWELL, NJ 08080 | AFLAC | $162 | $13 | $175 | 0.33% |
| WILLIAM L BAKER IV3 Filed as: WILLIAM BAKER IV | 2310 S MIAMI BLVD STE 239 DURHAM, NC 27703 | AFLAC | $162 | — | $162 | 0.30% |
| ANTHONY SWEETER3 | 10650 COUNTY ROAD 81 STE 224 MAPLE GROVE, MN 55369 | AFLAC | $161 | — | $161 | 0.30% |
| ARTHUR A. KOUSHEL3 Filed as: ARTHUR KOUSHEL | 19635 N CAVE CREEK RD APT 252 PHOENIX, AZ 85024 | AFLAC | $158 | — | $158 | 0.30% |
| MONICA L ZMUDA3 Filed as: MONICA ZMUDA | 1195 WASHINGTON PIKE STE 340 BRIDGEVILLE, PA 15017 | AFLAC | $131 | — | $131 | 0.25% |
| LINDA DUNFEE3 | 900-904 LIBERTY PLACE SICKLERVILLE, NJ 08081 | AFLAC | $128 | $3 | $131 | 0.25% |
| KADI SCHENK3 | 274 KATIE DR FEASTERVILLE TREVOSE, PA 19053 | AFLAC | $122 | — | $122 | 0.23% |
| MARCIE DAVENPORT3 | 9 BAER CREEK TRL SEQUIN, TX 76155 | AFLAC | $121 | — | $121 | 0.23% |
| ERIC R MACDOUGALL3 | 1 NESHAMINY INTERPLEX STE 201 TREVOSE, PA 19053 | AFLAC | $96 | — | $96 | 0.18% |
| E HUDSON & ASSOCIATES INC3 | PO BOX 7070 JUPITER, FL 33468 | AFLAC | $88 | — | $88 | 0.17% |
| CHRIS NORTHRUP3 | 8704 TYNE TRL FT WORTH, TX 76118 | AFLAC | $67 | $17 | $84 | 0.16% |
| SCOTT WEBB3 | 2355 W PINNACLE PEAK RD STE 380 PHOENIX, AZ 85027 | AFLAC | $49 | $24 | $73 | 0.14% |
| KIMBERLY J STRIKER3 Filed as: KIMBERLY STRIKER | 11133 HURDLE HILL DR POTOMAC, MD 20854 | AFLAC | $64 | — | $64 | 0.12% |
| ELAINE GAUDY3 | 150 ALLEN RD STE 110 BASKING RIDGE, NJ 07920 | AFLAC | $50 | $14 | $64 | 0.12% |
| ANNE FISHER3 | 106 3RD ST ELMER, NJ 08318 | AFLAC | $60 | — | $60 | 0.11% |
| DREW SKIBITSKY3 | 1000 FELL ST APT 627 BALTIMORE, MD 21231 | AFLAC | $57 | — | $57 | 0.11% |
| CLAUDIA MONA VANDERVELD3 Filed as: CLAUDIA FELDMAN | 9037 E CASITAS DEL RIO DR SCOTTSDALE, AZ 85255 | AFLAC | $56 | — | $56 | 0.11% |
| JOHN A LECKLITER3 Filed as: JOHN LECKLITER | 1915 TOWN CENTRE BLVD UNIT 314 ANNAPOLIS, MD 21401 | AFLAC | $55 | — | $55 | 0.10% |
| ADAM H MICHAELS3 Filed as: ADAM H MICHAELS & ASSOC LTD | 12121 WILSHIRE BLVD STE 1225 LOS ANGELES, CA 90025 | AFLAC | $53 | — | $53 | 0.10% |
| GLEN GABLE3 | 3850 E BASELINE RD STE 116 MESA, AZ 85206 | AFLAC | $48 | — | $48 | 0.09% |
| PATRICIA A MACADAMS3 Filed as: PATRICIA MACADAMS | 620 HIGH ST WOODBURY, NJ 08096 | AFLAC | $47 | — | $47 | 0.09% |
| JEAN FRESNEL JR3 | 700 12TH ST NW STE 700 WASHINGTON, DC 20005 | AFLAC | $46 | — | $46 | 0.09% |
| SUE EUSEPI AND ASSOC INC3 Filed as: SUE EUSEPLAND ASSOC INC | PO BOX 631 JUPITER, FL 33468 | AFLAC | $44 | — | $44 | 0.08% |
| FRANCES SHAFFER3 | 14025 TOWER RD SMITHBURG, ME 21783 | AFLAC | $43 | — | $43 | 0.08% |
| JOSHUA PAUL GROUP INC3 Filed as: JOSHUA SAUNDERS | 17 OAK LANE RANDOLPH, NJ 07869 | AFLAC | $29 | $14 | $43 | 0.08% |
| MICHAEL BUTTERFIELD3 | 3120 FIRE RD STE B102 EGG HARBOR TOWNSHIP, NJ 08234 | AFLAC | $41 | — | $41 | 0.08% |
| JEREMY A FELDMAN3 Filed as: JEREMY FELDMAN | 15324 SWEETBAY ST WOODBINE, MD 21797 | AFLAC | $36 | — | $36 | 0.07% |
| DUSTIN ROBERT JOHNSON3 Filed as: DUSTIN JOHNSON | 50 HURT PLZ SE STE 995 ATLANTA, GA 30303 | AFLAC | $36 | — | $36 | 0.07% |
| ROBERT GOBLE3 | 6008 NC HWY 16S TAYLORSVILE, NC 28681 | AFLAC | $32 | $4 | $36 | 0.07% |
| MICHAEL FORNARO3 | 271 US HIGHWAY 46 STE H119 FAIRFIELD, NJ 07004 | AFLAC | $15 | $14 | $29 | 0.05% |
| STEPHANIE HONEYCUTT3 | 6 ROSEMEADE PL DURHAM, NC 27712 | AFLAC | $28 | — | $28 | 0.05% |
| CIRO ABRIL3 | 18 BRACKEN CT HOWELL, NJ 07731 | AFLAC | $23 | — | $23 | 0.04% |
| ALBERT SHUST3 | 200 CENTENNIAL AVE STE 105 PISCATAWAY, NJ 08854 | AFLAC | $20 | $3 | $23 | 0.04% |
| ELENI A NIKOLAS3 Filed as: ELENI KRAUSE | 50 HURT PLZ SE STE 995 THE HURT BUILDING ATLANTA, GA 30303 | AFLAC | $22 | — | $22 | 0.04% |
| DANIEL BROPHY3 | 674 ROUTE 202 206 NORTH BUILDING 4 UNIT 7 BRIDGEWATER, NJ 08807 | AFLAC | $21 | — | $21 | 0.04% |
| LARRY KENNEY3 | 900 LIBERTY PL SICKLERVILLE, NJ 08081 | AFLAC | $18 | $3 | $21 | 0.04% |
| CHARLES P SHETTLE3 Filed as: CHARLES SHETTLE | 1400 BATTERY AVE BALTIMORE, MD 21230 | AFLAC | $20 | — | $20 | 0.04% |
| DAVID SCOTT KOUSHEL3 Filed as: DAVID KOUSHEL | 5010 E NISBET RD SCOTTSDALE, AZ 85254 | AFLAC | $20 | — | $20 | 0.04% |
| TALLON AND ASSOCIATES INC3 | PO BOX 30668 PALM BEACH GARDENS, FL 33420 | AFLAC | $20 | — | $20 | 0.04% |
| JAMES DANIEL CRAWLEY3 Filed as: JAMES CRAWLEY | 2316 MCNARY BLVD PITTSBURGH, PA 15235 | AFLAC | $20 | — | $20 | 0.04% |
| HEALTHCARE NETWORKS OF AMERICA3 | 6127 S RAINBOW BLVD STE 100 LAS VEGAS, NV 89118 | AFLAC | $20 | — | $20 | 0.04% |
| LONA N ONGARO3 Filed as: LONA ONGARO | 16 TALBOT ST SOMERSET, NJ 08873 | AFLAC | $17 | — | $17 | 0.03% |
| EDWIN VEGA3 | 134 PINECOVE AVE ODENTON, MD 21113 | AFLAC | $17 | — | $17 | 0.03% |
| RONALD S SANDERS3 Filed as: RONALD SANDERS | 7402 KINGS RIVER CT HUMBLE, TX 77346 | AFLAC | $13 | $4 | $17 | 0.03% |
| TEATOR'S INS PROTECTION SERVICES3 | 524 TROUTWOOD PL FUQUAY VARINA, NC 27526 | AFLAC | $13 | $4 | $17 | 0.03% |
| AIMEE BRANDON3 | 4676 GOLDROCK DR FT WORTH, TX 76137 | AFLAC | $13 | $3 | $16 | 0.03% |
| JAMES B. SEIFERT3 Filed as: JAMES SEIFERT | 157 MCCOY PLACE RD SEWICKLEY, PA 15143 | AFLAC | $15 | — | $15 | 0.03% |
| GREGORY STENZEL3 | 6800 STONY HILL RD MCKINNEY, TX 75070 | AFLAC | $13 | — | $13 | 0.02% |
| TIMOTHY S HUCK3 Filed as: TIMOTHY HUCK | 6 BRENDAN DR FLANDERS, NJ 07836 | AFLAC | $13 | — | $13 | 0.02% |
| ROBERT POTTER3 | 445 CANYON DR MESQUITE, NV 89027 | AFLAC | $12 | — | $12 | 0.02% |
| ANGELIQUE N LILES3 Filed as: ANGELIQUE LILES | 305 REGENCY PKWY STE 605 MANSFIELD, TX 76063 | AFLAC | $9 | $3 | $12 | 0.02% |
| LARRY WESTON JR3 | 321 WINDSOR RD GREENVILLE, NC 27858 | AFLAC | $7 | $4 | $11 | 0.02% |
| HAROLD L STAFFORD3 Filed as: HAROLD STAFFORD | 15655 77TH TRL N PALM BEACH GARDENS, FL 33418 | AFLAC | $11 | — | $11 | 0.02% |
| PREFERRED MARKETING CORP3 | 7402 KINGS RIVER CT HUMBLE, TX 77346 | AFLAC | $11 | — | $11 | 0.02% |
| ALICIA CLIFTON3 | 3915 HUNTING RIDGE DR SW LILBURN, GA 30047 | AFLAC | $10 | — | $10 | 0.02% |
| DARLENE S DILLON3 | 282 SHELL RD CARNEYS POINT, NJ 08069 | AFLAC | $10 | — | $10 | 0.02% |
| MARCO JOE KLIMEK3 Filed as: MARCO KLIMEK | 3301 AIRPORT FWY STE 324 BEDFORD, TX 76021 | AFLAC | $6 | $3 | $9 | 0.02% |
| WORTHAM SAN ANTONIO INC3 Filed as: JOHN PITUCH | 60 US HIGHWAY 46 FAIRFIELD, NJ 07004 | AFLAC | $9 | — | $9 | 0.02% |
| KENNETH MACADAMS3 | 534 JEFFERSON AVE GLOUCESTER CITY, NJ 08030 | AFLAC | $9 | — | $9 | 0.02% |
| NICOLE BOGRETTE3 | 989 BEAR TAVERN ROAD TRENTON, NJ 08628 | AFLAC | $8 | — | $8 | 0.02% |
| JERRY OLIVER CREECH3 Filed as: JERRY CREECH | 233 MIDDLE ST STE 107A NEW BERN, NC 28560 | AFLAC | $8 | — | $8 | 0.02% |
| ELLYN S CHURCH3 Filed as: ELLYN CHURCH | 103 GLENVIEW AVE WYNCOTE, PA 19095 | AFLAC | $8 | — | $8 | 0.02% |
| ALFREDO VARGAS3 | 10330 W ORANGE DR GLENDALE, AZ 85307 | AFLAC | $8 | — | $8 | 0.02% |
| MAURICE SULLIVAN3 | 8031 W FOREST GROVE AVE PHOENIX, AZ 85043 | AFLAC | $7 | — | $7 | 0.01% |
| JOANN HARTSOCK3 | 1214 EASTON ROAD SUITE 100 WARRINGTON, PA 18976 | AFLAC | $7 | — | $7 | 0.01% |
| EXSEPTIONAL SERVICES INC3 | 158 PRINTERS LN NEW LONDON, NC 28127 | AFLAC | $5 | — | $5 | 0.01% |
| LISA CARNEY3 | 190 N EVERGREEN AVE STE 206 WOODBURY, NJ 08096 | AFLAC | $4 | — | $4 | 0.01% |
| MATTHEW G BERGER3 Filed as: MATTHEW BERGER | 22 SUNNYRIDGE RD PHILADELPHIA, PA 19125 | AFLAC | $4 | — | $4 | 0.01% |
| RIFFE CONSULTING GROUP LLC3 | 203 MEADOWBROOK DR CRANBERRY TWP, PA 16066 | AFLAC | $3 | — | $3 | 0.01% |
| MARIO HAIFA3 | 1195 WASHINGTON PIKE STE 300 BRIDGEVILLE, PA 15017 | AFLAC | $2 | — | $2 | 0.00% |
| DAVID MORGAN3 | 908 MERCHANT LLC PL MANAKIN SABOT, VA 23103 | AFLAC | $2 | — | $2 | 0.00% |
| SUSAN RAY3 | 3473 NORTHLAKE WAY ATLANTA, GA 30340 | AFLAC | $2 | — | $2 | 0.00% |
| LORENZO V CUTAIA3 Filed as: LORENZO CUTAIA | 123 AZALEA LANE EGG HARBOR TOWNSHIP, NJ 08234 | AFLAC | $2 | — | $2 | 0.00% |
| SCOTT A SMITH3 Filed as: SCOTT SMITH | 5300 OAKBROOK PKWY BLDG 300 STE 350 NORCROSS, GA 30093 | AFLAC | $2 | — | $2 | 0.00% |
| TONY J DELBEN3 Filed as: TONY DELBEN | 143 SANDREED DR MOORESVILLE, NC 28117 | AFLAC | $2 | — | $2 | 0.00% |
| WILLIAM WARDLAW JR3 | 5300 OAKBROOK PKWY BLDG 300 STE 350 NORCROSS, GA 30093 | AFLAC | $1 | — | $1 | 0.00% |
| CENTERSTONE INSURANCE AND FINANCIAL3 Filed as: CENTERSTONE INS FINANCIAL SERV | 4851 LBJ FREEWAY SUITE 100 DALLAS, TX 75244 | AETNA LIFE INSURANCE CO. | $1K | — | $1K | 2.25% |
| SUZANNE HELENE TRIMPOLI3 Filed as: SUZANNE TRIMPOLI | PO BOX 59 COMMACK, NY 11725 | AFLAC | $144 | — | $144 | 6.72% |
| JANICE TAYLOR3 | 40 BEVERLY DR WARWICK, NY 10990 | AFLAC | $59 | — | $59 | 2.75% |
| STEPHEN FLECKER3 | 356 MIDDLE COUNTRY RD STE 207 CORAM, NY 11727 | AFLAC | $59 | — | $59 | 2.75% |
| DAVID MORNINGSTAR3 Filed as: DAVID G MORNINGSTAR | 4281 BUCKSKIN WOOD DR ELLICOTT CITY, MD 21042 | AFLAC | $28 | — | $28 | 1.31% |
| TAMMY E JONES3 Filed as: TAMMY JONES | 722 CYPRIAN COURT GAMBRILLS, MD 21054 | AFLAC | $28 | — | $28 | 1.31% |
| MICHAEL PASQUALY DESTEFANO3 Filed as: MICHAEL DESTEFANO | 4250 VETERANS MEMORIAL HWY STE 1015W HOLBROOK, NY 11741 | AFLAC | $25 | — | $25 | 1.17% |
| TAMMY CASTIGLIA3 | 47 COLLEGE HILLS DR FARMINGVILLE, NY 11738 | AFLAC | $21 | — | $21 | 0.98% |
| PERRY E MEDINA3 Filed as: PERRY MEDINA | 30 DOROTHY DR MONROE, NY 10950 | AFLAC | $19 | — | $19 | 0.89% |
| MATTHEW W EVANS3 Filed as: MATTHEW EVANS | 817 MAIDEN CHOICE LN STE 340 CATONSVILLE, MD 21228 | AFLAC | $19 | — | $19 | 0.89% |
| BRUCE IRA SUGARMAN3 Filed as: BRUCE SUGARMAN | 1G HERITAGE DR HARRIMAN, NY 10926 | AFLAC | $18 | — | $18 | 0.84% |
| DOMINICK R SIRACUSA3 | 225 DOLSON AVE STE 304 MIDDLETOWN, NY 10940 | AFLAC | $8 | — | $8 | 0.37% |
| W E BRENNAN INC3 | 5 CORPORATE DR SUITE 104 CENTRAL VALLEY, NY 10917 | AFLAC | $7 | — | $7 | 0.33% |
| CAROLINE D MORNINGSTAR3 Filed as: CAROLINE MORNINGSTAR | 4281 BUCKSKIN WOOD DR ELLICOTT CITY, MD 21042 | AFLAC | $6 | — | $6 | 0.28% |
| MICHAEL REYES3 | 185 PLAINS RD SUITE 200E MILFORD, CT 06461 | AFLAC | $6 | — | $6 | 0.28% |
| MICHAEL USIAK3 | 250 E MAIN ST FL 2 CLINTON, CT 06413 | AFLAC | $5 | — | $5 | 0.23% |
| MCINERNEY GROUP LLC3 | 580 WHITE PLAINS RD SUITE 600 TARRYTOWN, NY 10591 | AFLAC | $4 | — | $4 | 0.19% |
| FRANCES SHAFFER3 | 8331 HIGHVIEW DR GLOUCESTER, VA 23061 | AFLAC | $3 | — | $3 | 0.14% |
| VINCENT KRILL3 | 1 BLUE HILL PLZ STE 1535 PEARL RIVER, NY 10965 | AFLAC | $2 | — | $2 | 0.09% |
| MICHAEL S CHILLE3 | 22 CORPORATE WOODS BOULEVARD 4TH FLOOR ALBANY, NY 12211 | AFLAC | $2 | — | $2 | 0.09% |
| JASON SCZEPANIAK3 Filed as: JASON HARTMAN | 225 DOLSON AVE STE 304 MIDDLETOWN, NY 10940 | AFLAC | $2 | — | $2 | 0.09% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 245 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 245 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | AETNA HEALTH, INC. | 237 | $1.1M |
| Dental(3 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 289 | $146K |
| Life insurance(2 contracts) | AFLAC | 85 | $55K |
| Short-term disability(3 contracts, 2 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 96 | $138K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 96 | $83K |
| Prescription drug | AETNA HEALTH, INC. | 237 | $1.0M |
| Other(2 contracts) | AFLAC | 85 | $55K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 289 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.