| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| REUBEN WARNER ASSOCIATES, INC.3 Filed as: L WARNER COMPANIES INC | 9690 DEERECO RD STE 650 LUTHERVILLE TIMONIUM, MD 21093 | UNITEDHEALTHCARE INSURANCE COMPANY | $90K | — | $90K | 4.99% |
| CENTERSTONE INSURANCE AND FINANCIAL3 Filed as: CENTERSTONE INSURANCE MARYLAND | 501 FAIRMOUNT AVE STE 400 TOWSON, MD 21286 | UNITEDHEALTHCARE INSURANCE COMPANY | $22K | — | $22K | 1.23% |
| MATHER BENEFIT ADMINISTRATORS, LLC5 | 10540 YORK ROAD COCKEYSVILLE, MD 21030 | METROPOLITAN LIFE INSURANCE COMPANY | — | $18K | $18K | 10.00% |
| REUBEN WARNER ASSOCIATES, INC.3 Filed as: THE L WARNER COMPANIES INC | 9690 DEERECO RD STE 650 LUTHERVILLE TIMONIUM, MD 21093 | METROPOLITAN LIFE INSURANCE COMPANY | $8K | $19 | $8K | 4.50% |
| REUBEN WARNER ASSOCIATES, INC.3 Filed as: THE L. WARNER CO., INC | 9690 DEERECO ROAD STE 650 TIMONIUM, MD 21093 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $16K | $2K | $18K | 23.32% |
| ROBERT HESLEP3 | 6680 RIVER ISLAND CIRCLE BUFORD, GA 30518 | AFLAC | $2K | $98 | $2K | 3.51% |
| STEVEN R WEINER3 | 13266 W MULBERRY DR LITCHFIELD PARK, AZ 85340 | AFLAC | $2K | $20 | $2K | 2.72% |
| TAMMY E JONES3 | 722 CYPRIAN CT GAMBRILLS, MD 21054 | AFLAC | $1K | $34 | $1K | 2.19% |
| STACI J O'BRIEN3 | PO BOX 1230 LANGHORNE, PA 19047 | AFLAC | $522 | — | $522 | 0.80% |
| MATTHEW W EVANS3 | 1344 ASHTON RD STE 200 HANOVER, MD 21076 | AFLAC | $465 | $10 | $475 | 0.72% |
| DREW SKIBITSKY3 | 1000 FELL ST APT 627 BALTIMORE, MD 21231 | AFLAC | $322 | $10 | $332 | 0.51% |
| CAROLINE D MORNINGSTAR3 | 4281 BUCKSKIN WOOD DR ELLICOTT CITY, MD 21042 | AFLAC | $290 | — | $290 | 0.44% |
| TIMOTHY KNEIDEL3 | 28631 N 45TH WAY CAVE CREEK, AA 85331 | AFLAC | $240 | $3 | $243 | 0.37% |
| SCOTT W BLACKSHEAR3 Filed as: SCOTT M GUTHRIE | 14227 N 14TH ST PHOENIX, AZ 85022 | AFLAC | $231 | $3 | $234 | 0.36% |
| DAVID MORNINGSTAR3 | 4281 BUCKSKIN WOOD DR ELLICOTT CITY, MD 21042 | AFLAC | $216 | — | $216 | 0.33% |
| DUSTIN ROBERT JOHNSON3 | 50 HURT PLZ SE STE 1630 ATLANTA, GA 30303 | AFLAC | $165 | $20 | $185 | 0.28% |
| LINDA W OLGUIN3 Filed as: LINDA M DUNFEE | 1241 ALMONESSON RD DEPTFORD, NJ 08096 | AFLAC | $176 | — | $176 | 0.27% |
| DAVID M ROBINSON3 | 225 HARRIS DR SEWELL, NJ 08080 | AFLAC | $166 | — | $166 | 0.25% |
| DUSTIN ROBERT JOHNSON3 | 745 W BROMPTON AVE APT 1 CHICAGO, IL 60657 | AFLAC | $149 | — | $149 | 0.23% |
| ELENI A NIKOLAS3 | 50 HURT PLZ SE STE 1630 THE HURT BUILDING ATLANTA, GA 30303 | AFLAC | $124 | $12 | $136 | 0.21% |
| DENNIS P HASTINGS3 | 5 TARLINI WAY LANGHORNE, PA 19047 | AFLAC | $125 | — | $125 | 0.19% |
| GAIL I BEAGLE3 | 323 HUNTS NECK RD POQUOSON, VA 23662 | AFLAC | $124 | — | $124 | 0.19% |
| WILLIAM FEDO3 Filed as: WILLIAM C FEDO | 3224 SUMMIT AVE PARKVILLE, MD 21234 | AFLAC | $106 | $15 | $121 | 0.18% |
| MITCHELL B RUCKO3 | PO BOX 25 KINGSTON, NJ 08528 | AFLAC | $111 | — | $111 | 0.17% |
| LISA A BARKSDALE3 | 100 MERLINO LN MAYS LANDING, NJ 08330 | AFLAC | $97 | — | $97 | 0.15% |
| MARK R KOWALSKI3 | 33 BRYAN CT GETTYSBURG, PA 17325 | AFLAC | $86 | — | $86 | 0.13% |
| JOSEPH BAILEY DUCKETT3 | 119 NORTHBROOKE TRCE WOODSTOCK, GA 30188 | AFLAC | $85 | — | $85 | 0.13% |
| KIMBERLY J STRIKER3 | 136 THE COURTYARD BOONE, NC 28607 | AFLAC | $84 | — | $84 | 0.13% |
| THOMAS ARTHUR WILLIAMS3 | 2625 DAHLIA DR FT WORTH, TX 76123 | AFLAC | $81 | — | $81 | 0.12% |
| MATTHEW T OHANLON3 | 101 W ELM ST STE 420 CONSHOHOCKEN, PA 19428 | AFLAC | $81 | — | $81 | 0.12% |
| ANNE FISHER3 | 106 3RD ST ELMER, NJ 08318 | AFLAC | $71 | — | $71 | 0.11% |
| KATHY LYNDE LEBLANC3 | 6708 FOREST PARK DR ARLINGTON, TX 76001 | AFLAC | $65 | — | $65 | 0.10% |
| JEREMY A FELDMAN3 | 15324 SWEETBAY ST WOODBINE, MD 21797 | AFLAC | $64 | — | $64 | 0.10% |
| PATRICIA A MACADAMS3 | 620 HIGH ST WOODBURY, NJ 08096 | AFLAC | $62 | — | $62 | 0.09% |
| BARBARA JEAN ANDERSON3 | 7724 CALLE CARACAS CARLSBAD, CA 92009 | AFLAC | $59 | — | $59 | 0.09% |
| PETER ERIC CHRISTIANSON3 | 1204 LONDON CT WARRINGTON, PA 18976 | AFLAC | $57 | — | $57 | 0.09% |
| ADAM H MICHAELS3 Filed as: ADAM H MICHAELS & ASSOC LTD | 2922 CORDA LN LOS ANGELES, CA 90049 | AFLAC | $56 | — | $56 | 0.09% |
| THOMAS WELLS3 Filed as: THOMAS M WELLS | 3926 AERIES WAY VIRGINIA BEACH, VA 23455 | AFLAC | $54 | — | $54 | 0.08% |
| KENNETH B COFER3 | 5950 SYMPHONY WOODS ROAD STE 214 COLUMBIA, MD 21044 | AFLAC | $54 | — | $54 | 0.08% |
| LOVITT AND TOUCHE, INC.3 Filed as: LOVITT AND TOUCHE INC. | PO BOX 32702 TUCSON, AZ 85751 | AFLAC | $53 | — | $53 | 0.08% |
| MICHAEL HENSH3 | 900 LIBERTY PL SICKLERVILLE, NJ 08081 | AFLAC | $52 | — | $52 | 0.08% |
| ELAINE GAUDY3 | 10 FOXWOOD DR APT A MORRIS PLAINS, NJ 07950 | AFLAC | $48 | — | $48 | 0.07% |
| AIMEE BRANDON3 Filed as: AIMEE ZWEIL BRANDON | 28322 OPENFIELD LOOP WESLEY CHAPEL, FL 33543 | AFLAC | $46 | — | $46 | 0.07% |
| ARTHUR A. KOUSHEL3 Filed as: ARTHUR A KOUSHEL | 15155 W MONDELL RD APT 127 SURPRISE, AZ 85374 | AFLAC | $44 | — | $44 | 0.07% |
| ROBERT ALLEN3 | 11632 W TENAZA DR PEORIA, AZ 85383 | AFLAC | $43 | — | $43 | 0.07% |
| JOSEPH BAILEY DUCKETT3 | 1000 PARKWOOD CIR SE STE 900 ATLANTA, GA 30339 | AFLAC | $43 | — | $43 | 0.07% |
| RAYMOND J. MULLIGAN3 Filed as: RAYMOND J MULLIGAN | 8765 W KELTON LN BLDG B1 PEORIA, AZ 85382 | AFLAC | $41 | — | $41 | 0.06% |
| DAVID R LATTIMER3 | 3029 N SONORAN HILLS MESA, AZ 85207 | AFLAC | $40 | — | $40 | 0.06% |
| LARRY D DENNY3 Filed as: LARRY C KENNEY | 107 W CENTENNIAL DR MEDFORD, NJ 08055 | AFLAC | $35 | — | $35 | 0.05% |
| MONICA L ZMUDA3 | 1658 HERITAGE DR PITTSBURGH, PA 15237 | AFLAC | $34 | — | $34 | 0.05% |
| STEPHANIE L HONEYCUTT3 | 9510 LOST KEY CT RALEIGH, NC 27617 | AFLAC | $33 | — | $33 | 0.05% |
| ANGELIQUE N LILES3 | 3402 73RD ST UNIT E LUBBOCK, TX 79423 | AFLAC | $31 | — | $31 | 0.05% |
| MELISSA A SCHOFIELD3 Filed as: MELISSA SCHOFIELD | 910 W KATHLEEN RD PHOENIX, AZ 85023 | AFLAC | $31 | — | $31 | 0.05% |
| DALE ARTHUR LOVELLE3 | 1427 RISING SUN AVE LANGHORNE, PA 19047 | AFLAC | $31 | — | $31 | 0.05% |
| MICHAEL BUTTERFIELD3 | 2021 NEW RD STE 12B LINWOOD, NJ 08221 | AFLAC | $27 | — | $27 | 0.04% |
| ELVIRA GUERRA MATA3 | 1621 RUSH AVE VISTA, CA 92084 | AFLAC | $26 | — | $26 | 0.04% |
| JOSHUA PAUL GROUP INC3 | 17 OAK LN RANDOLPH, NJ 07869 | AFLAC | $25 | — | $25 | 0.04% |
| JEAN CLAUDE FRESNEL JR3 | 700 12TH ST NW STE 700 WASHINGTON, DC 20005 | AFLAC | $24 | — | $24 | 0.04% |
| MICHAEL BUTTERFIELD3 | 33 FISHING CREEK RD CAPE MAY COURT HOUSE, NJ 08210 | AFLAC | $22 | — | $22 | 0.03% |
| ROBERT ALLEN3 | 10752 W ROWEL RD PEORIA, AZ 85383 | AFLAC | $21 | — | $21 | 0.03% |
| JOHN T CAPOZZI3 | 242 WICKERBERRY DR MIDDLETOWN, DE 19709 | AFLAC | $21 | — | $21 | 0.03% |
| EDWIN VEGA3 | 134 PINECOVE AVE ODENTON, MD 21113 | AFLAC | $20 | — | $20 | 0.03% |
| CHARLES P SHETTLE3 | 1400 BATTERY AVE BALTIMORE, MD 21230 | AFLAC | $20 | — | $20 | 0.03% |
| ERIC R MACDOUGALL3 | 5904 MARGARETS WAY NEW HOPE, PA 18938 | AFLAC | $20 | — | $20 | 0.03% |
| GLEN DOUGLAS GABLE3 | 3521 S CAMELLIA PL CHANDLER, AZ 85248 | AFLAC | $18 | — | $18 | 0.03% |
| MICHELE L BOGRETTE3 | 989 BEAR TAVERN RD TRENTON, NJ 08628 | AFLAC | $17 | — | $17 | 0.03% |
| MANDY MAYES3 Filed as: MANDY L MAYES | 5611 COLLINS DR DURHAM, NC 27712 | AFLAC | $17 | — | $17 | 0.03% |
| ELLYN S CHURCH3 | 103 GLENVIEW AVE WYNCOTE, PA 19095 | AFLAC | $16 | — | $16 | 0.02% |
| LONA N ONGARO3 | 675 TEA ST APT 1211 BOUND BROOK, NJ 08805 | AFLAC | $16 | — | $16 | 0.02% |
| CLAUDIA L FELDMAN3 | 9037 E CASITAS DEL RIO DR SCOTTSDALE, AZ 85255 | AFLAC | $15 | — | $15 | 0.02% |
| ALBERT SHUST3 | 200 CENTENNIAL AVE STE 105 PISCATAWAY, NJ 08854 | AFLAC | $15 | — | $15 | 0.02% |
| JENNIFER L VANROEKEL3 | 212 LEE TRACE DR SMITHFIELD, NC 27577 | AFLAC | $15 | — | $15 | 0.02% |
| KADI M SCHENK3 | PO BOX 638 FEASTERVILLE TREVOSE, PA 19053 | AFLAC | $15 | — | $15 | 0.02% |
| REBECCA MAYES3 | 4528 HILLSBOROUGH RD STE 290 DURHAM, NC 27705 | AFLAC | $14 | — | $14 | 0.02% |
| DAVID SCOTT KOUSHEL3 | 5010 E NISBET RD SCOTTSDALE, AZ 85254 | AFLAC | $14 | — | $14 | 0.02% |
| REBECCA MAYES3 | 6670 HELENA MORIAH RD ROUGEMONT, NC 27572 | AFLAC | $13 | — | $13 | 0.02% |
| CHRISTOPHER L KENNEDY3 | 2888 LOKER AVE E STE 210 CARLSBAD, CA 92010 | AFLAC | $13 | — | $13 | 0.02% |
| DARLENE S DILLON3 | 293 SHELL RD CARNEYS POINT, NJ 08069 | AFLAC | $12 | — | $12 | 0.02% |
| KENNETH MACADAMS3 Filed as: KENNETH E MACADAMS | 534 JEFFERSON AVE GLOUCESTER CITY, NJ 08030 | AFLAC | $11 | — | $11 | 0.02% |
| JERRY OLIVER CREECH3 | 5915 SANTO DOMINGO CT NEW BERN, NC 28560 | AFLAC | $9 | — | $9 | 0.01% |
| MARCIE A DAVENPORT3 | 4869 W COTTAGE BROOK CIR WEST VALLEY CITY, UT 84120 | AFLAC | $9 | — | $9 | 0.01% |
| SCOTT WEBB3 | 26729 N 91ST DR PEORIA, AZ 85383 | AFLAC | $9 | — | $9 | 0.01% |
| JOANN HARTSOCK3 | 16 ROBYN LN DOYLESTOWN, PA 18901 | AFLAC | $9 | — | $9 | 0.01% |
| ROBERT L GOBLE3 | 1410 4TH STREET DR NW UNIT 208 HICKORY, NC 28601 | AFLAC | $8 | — | $8 | 0.01% |
| EXSEPTIONAL SERVICES INC3 | 158 PRINTERS LN NEW LONDON, NC 28127 | AFLAC | $8 | — | $8 | 0.01% |
| CIRO ABRIL3 | 18 BRACKEN CT HOWELL, NJ 07731 | AFLAC | $7 | — | $7 | 0.01% |
| HEALTHCARE NETWORKS OF AMERICA3 | 6127 S RAINBOW BLVD STE 100 LAS VEGAS, NV 89118 | AFLAC | $7 | — | $7 | 0.01% |
| CHRISTOPHER BLACKFORD3 | 11934 N 74TH LN PEORIA, AZ 85345 | AFLAC | $7 | — | $7 | 0.01% |
| JAMES M PITZ3 | 84 MINK DR CATAULA, GA 31804 | AFLAC | $7 | — | $7 | 0.01% |
| CONSULTING GROUP LLC3 Filed as: CONSULTING LLC | 125 TECHNOLOGY DR STE 201 CANONSBURG, PA 15317 | AFLAC | $6 | — | $6 | 0.01% |
| JOSHUA J CONTRERAS3 | 2293 HAWES AVE APT 2470 DALLAS, TX 75235 | AFLAC | $6 | — | $6 | 0.01% |
| ROBERT L GOBLE3 | 250 34TH AVENUE NORTHEAST HICKORY, NC 28601 | AFLAC | $6 | — | $6 | 0.01% |
| MICHAEL A FORNARO3 | 271 US HIGHWAY 46 STE H119 FAIRFIELD, NJ 07004 | AFLAC | $6 | — | $6 | 0.01% |
| JON H DAVENPORT3 | 703 THIMBLE SHOALS BLVD STE C- 6 NEWPORT NEWS, VA 23606 | AFLAC | $6 | — | $6 | 0.01% |
| PREFERRED MARKETING CORP3 | 744 E DENIM TRL SAN TAN VALLEY, AZ 85143 | AFLAC | $5 | — | $5 | 0.01% |
| GREGORY D HILL3 | 16142 SWALLOWTAIL PL MIDLOTHIAN, VA 23113 | AFLAC | $5 | — | $5 | 0.01% |
| LISA CARNEY3 Filed as: LISA A CARNEY | 190 N EVERGREEN AVE STE 206 WOODBURY, NJ 08096 | AFLAC | $5 | — | $5 | 0.01% |
| ELIZABETH A LENZO3 | 701 ALBEROSKY WAY BATAVIA, IL 60510 | AFLAC | $5 | — | $5 | 0.01% |
| REY ROSTAMI3 | PO BOX 625 STOCKHOLM, NJ 07460 | AFLAC | $4 | — | $4 | 0.01% |
| TARA MICHELLE D AGOSTINO3 | 87A BOORAEM AVE JERSEY CITY, NJ 07307 | AFLAC | $4 | — | $4 | 0.01% |
| MULLIGAN BENEFITS LLC3 | 24654 N LAKE PLEASANT PKWY 103- 417 PEORIA, AZ 85383 | AFLAC | $4 | — | $4 | 0.01% |
| TEATOR'S INS PROTECTION SERVICES3 | 524 TROUTWOOD PL FUQUAY VARINA, NC 27526 | AFLAC | $4 | — | $4 | 0.01% |
| BRIAN M LEYPOLDT3 | 67 ALLISON PL EGG HARBOR TWP, NJ 08234 | AFLAC | $4 | — | $4 | 0.01% |
| JEFFREY CORREAL3 | 125 TECHNOLOGY DR STE 201 CANONSBURG, PA 15317 | AFLAC | $4 | — | $4 | 0.01% |
| PATRICIA R ALDAPE3 | PO BOX 181515 ARLINGTON, TX 76096 | AFLAC | $4 | — | $4 | 0.01% |
| MATTHEW G BERGER3 | 22 SUNNYRIDGE RD PHILADELPHIA, PA 19125 | AFLAC | $3 | — | $3 | 0.00% |
| TONY J DELBEN3 | 143 SANDREED DR MOORESVILLE, NC 28117 | AFLAC | $3 | — | $3 | 0.00% |
| GREGORY F STENZEL3 | 1249 KIOWA DR W GAINESVILLE, TX 76240 | AFLAC | $3 | — | $3 | 0.00% |
| YISELLE MARIE WALKER3 | 1 S FAIR OAKS AVE STE 200 PASADENA, CA 91105 | AFLAC | $3 | — | $3 | 0.00% |
| DAVID N MORGAN3 | 906 MERCHANT LEE PL MANAKIN SABOT, VA 23103 | AFLAC | $2 | — | $2 | 0.00% |
| RONALD S SANDERS3 | 744 E DENIM TRL SAN TAN VALLEY, AZ 85143 | AFLAC | $2 | — | $2 | 0.00% |
| HILARY RADOLEC3 | 4801 FAIRMONT AVE APT 713 BETHESDA, MD 20814 | AFLAC | $2 | — | $2 | 0.00% |
| DANIEL E ELLIS3 | 377 E BUTTERFIELD RD STE 210 LOMBARD, IL 60148 | AFLAC | $2 | — | $2 | 0.00% |
| LORENZO V CUTAIA3 | 123 AZALEA LN EGG HARBOR TOWNSHIP, NJ 08234 | AFLAC | $2 | — | $2 | 0.00% |
| KELLY LYNN FELDMAN3 | 15324 SWEETBAY ST WOODBINE, MD 21797 | AFLAC | $2 | — | $2 | 0.00% |
| JEFFERY S GIBSON3 | 3009 HUNTON COTTAGE LN GLEN ALLEN, VA 23059 | AFLAC | $2 | — | $2 | 0.00% |
| DEBORAH S GOLDEN3 Filed as: DEBORAH L POPPERT | 1167 W BALTIMORE PIKE 239 MEDIA, PA 19063 | AFLAC | $2 | — | $2 | 0.00% |
| JEFFREY CORREAL3 | 420 JENNY LN UNIONTOWN, PA 15401 | AFLAC | $1 | — | $1 | 0.00% |
| TIMOTHY MCDERMOTT3 | 150 ALLEN RD STE 110 BASKING RIDGE, NJ 07920 | AFLAC | $1 | — | $1 | 0.00% |
| NANCY M ANDERSON3 | 11 CEDAR CT SOMERS POINT, NJ 08244 | AFLAC | $1 | — | $1 | 0.00% |
| WORTHAM SAN ANTONIO INC3 Filed as: JOHN A PITUCH | PO BOX 335 SPARTA, NJ 07871 | AFLAC | $1 | — | $1 | 0.00% |
| ANDREW D WALLER3 | 11800 LINDEN CHAPEL RD CLARKSVILLE, MD 21029 | AFLAC | $1 | — | $1 | 0.00% |
| MICHAEL G RYAN3 | 836 HOOSIER PASS PRESCOTT, AZ 86301 | AFLAC | $1 | — | $1 | 0.00% |
| RICHARD MICHAEL TIDWELL3 | 5511 KINGSLEY MNR CUMMING, GA 30041 | AFLAC | $1 | — | $1 | 0.00% |
| RYAN E MCPHAIL3 | 206 ARBOR CT CANTON, GA 30114 | AFLAC | $1 | — | $1 | 0.00% |
| MICHAEL G GLADNICK3 | 3850 E BASELINE RD STE 116 MESA, AZ 85206 | AFLAC | $1 | — | $1 | 0.00% |
| NATALIE MALHAM3 | 3850 E BASELINE RD STE 116 MESA, AZ 85206 | AFLAC | $1 | — | $1 | 0.00% |
| BARBARA ANN MCNAUGHTON3 | 4910 CORPORATE DR NW STE G HUNTSVILLE, AL 35805 | AFLAC | $1 | — | $1 | 0.00% |
| MICHAEL LEROY COY3 | 3571 FAR WEST BLVD 42 AUSTIN, TX 78731 | AFLAC | $1 | — | $1 | 0.00% |
| LARRY A WESTON JR3 | 321 WINDSOR RD GREENVILLE, NC 27858 | AFLAC | $1 | — | $1 | 0.00% |
| ANGELA MASSARELLI3 | 30 WATERFRONT WAY HAMMONTON, NJ 08037 | AFLAC | $1 | — | $1 | 0.00% |
| DARREN D RIDDLE3 | 7850 AVONDALE TER HARRISBURG, PA 17112 | AFLAC | $1 | — | $1 | 0.00% |
| RYAN K GOLDBERG3 | 103 CHURCH ST #3 PHILADELPHIA, PA 19106 | AFLAC | $1 | — | $1 | 0.00% |
| K EARLE ABERNETHY3 | 2902 SHERYL DR KINSTON, NC 28504 | AFLAC | $1 | — | $1 | 0.00% |
| WILLIAM P FLEMING3 | 1511 BRENTWOOD PL MORGANTON, NC 28655 | AFLAC | $1 | — | $1 | 0.00% |
| REUBEN WARNER ASSOCIATES, INC.3 Filed as: THE L. WARNER CO,. INC. | 9690 DEERECO RD STE 650 TIMONIUM, MD 21093 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $8K | $1K | $9K | 23.21% |
| REUBEN WARNER ASSOCIATES, INC.3 Filed as: THE L. WARNER CO., INC | 9690 DEERECO RD STE 650 TIMONIUM, MD 21093 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | $409 | $3K | 23.24% |
| REUBEN WARNER ASSOCIATES, INC.3 Filed as: THE L WARNER COMPANIES | 9690 DEERECO ROAD SUITE 650 TIMONIUM, MD 21093 | EYEMED VISION CARE | $943 | — | $943 | 10.03% |
| REUBEN WARNER ASSOCIATES, INC.3 Filed as: THE L. WARNER COMPANIES, INC | 9690 DEERECO ROAD SUITE 650 TIMONIUM, MD 21093 | DEARBORN LIFE INSURANCE COMPANY | $1K | — | $1K | 25.00% |
| JANICE TAYLOR3 | 40 BEVERLY DR WARWICK, NY 10990 | AFLAC | $42 | — | $42 | 2.38% |
| SUZANNE HELENE TRIMPOLI3 | 2605 TOWNEHOUSE DR CORAM, NY 11727 | AFLAC | $42 | — | $42 | 2.38% |
| DAVID MORNINGSTAR3 Filed as: DAVID G MORNINGSTAR | 4281 BUCKSKIN WOOD DR ELLICOTT CITY, MD 21042 | AFLAC | $34 | — | $34 | 1.92% |
| PERRY E MEDINA3 Filed as: PERRY MEDINA | 30 DOROTHY DR MONROE, NY 10950 | AFLAC | $25 | — | $25 | 1.41% |
| STEPHEN FLECKER3 | 356 MIDDLE COUNTRY RD STE 207 CORAM, NY 11727 | AFLAC | $24 | — | $24 | 1.36% |
| MICHAEL C WALKER3 Filed as: MICHAEL P DESTEFANO | 4250 VETERANS MEMORIAL HWY STE 1015W HOLBROOK, NY 11741 | AFLAC | $10 | — | $10 | 0.57% |
| WILLIAM E BRENNAN3 | PO BOX 311 SOUTHFIELDS, NY 10975 | AFLAC | $8 | — | $8 | 0.45% |
| DOMINICK R SIRACUSA3 | 225 DOLSON AVE STE 304 MIDDLETOWN, NY 10940 | AFLAC | $7 | — | $7 | 0.40% |
| TAMMY E JONES3 | 722 CYPRIAN CT GAMBRILLS, MD 21054 | AFLAC | $5 | — | $5 | 0.28% |
| DOMINICK R SIRACUSA3 | 225 DOLSON AVE STE 304 MIDDLETOWN, NY 10940 | AFLAC | $3 | — | $3 | 0.17% |
| KENNETH B COFER3 Filed as: KENNETH BAIRD COFER | 5950 SYMPHONY WOODS RD STE 214 COLUMBIA, MD 21044 | AFLAC | $2 | — | $2 | 0.11% |
| MATTHEW W EVANS3 Filed as: MATTHEW W. EVANS | 817 MAIDEN CHOICE LN STE 340 CATONSVILLE, MD 21228 | AFLAC | $2 | — | $2 | 0.11% |
| MICHAEL S CHILLE3 | 12 ST THOMAS MORE DR WINCHESTER, MA 01890 | AFLAC | $2 | — | $2 | 0.11% |
| KENNETH B COFER3 Filed as: KENNETH BAIRD COFER | 5950 SYMPHONY WOODS RD STE 214 COLUMBIA, MD 21044 | AFLAC | $2 | — | $2 | 0.11% |
| W E BRENNAN INC3 | 5 CORPORATE DR STE 104 CENTRAL VALLEY, NY 10917 | AFLAC | $1 | — | $1 | 0.06% |
| CAROLINE D MORNINGSTAR3 Filed as: CAROLINE D. MORNINGSTAR | 4281 BUCKSKIN WOOD DR ELLICOTT CITY, MD 21042 | AFLAC | $1 | — | $1 | 0.06% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 419 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 422 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITEDHEALTHCARE INSURANCE COMPANY | 419 | $1.8M |
| Dental(3 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 244 | $251K |
| Vision | EYEMED VISION CARE | 174 | $9K |
| Life insurance(4 contracts, 3 carriers) | AFLAC | 75 | $86K |
| Short-term disability(3 contracts, 2 carriers) | AFLAC | 109 | $105K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 99 | $77K |
| Other(4 contracts, 3 carriers) | AFLAC | 75 | $86K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 419 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.