Welfare broker

CRAWFORD ADVISORS, LLC

Mailing address (most recent filing)

10 NORTH PARK DRIVE, SUITE 200

HUNT VALLEY, MD 21030

Total comp: $1.0M
Commissions: $668K
Fees: $349K
Filings: 69
Sponsors: 69

Carrier mix

Where CRAWFORD ADVISORS, LLC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

PRUDENTIAL INSURANCE COMPANY OF AMERICA66.7%
SUTTER HEALTH PLAN33.3%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
PRUDENTIAL INSURANCE COMPANY OF AMERICA	2	$3.1M	66.7%
SUTTER HEALTH PLAN	1	$32.6M	33.3%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
WA	1	$343K	0.1%	20.80x
PA	1	$2.7M	0.0%	8.06x
CA	1	$32.6M	0.0%	4.27x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of CRAWFORD ADVISORS, LLC's plans by broker comp / premium ratio. Median 5.23% vs welfare-wide median 6.40% (n=3).

Prospect-flag exposure · vs market baseline

Share of CRAWFORD ADVISORS, LLC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-3 of 3 sponsors where CRAWFORD ADVISORS, LLC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
SUTTER MEDICAL GROUP SMG HEALTH BENEFITS PLAN	CA	$32.6M	$200K	SUTTER HEALTH PLAN
UNITED BIOSOURCE, LLC UNITED BIOSOURCE, LLC EMPLOYEE HEALTH & WELFARE BENEFIT PLAN	PA	$2.7M	$142K	PRUDENTIAL INSURANCE COMPANY OF AMERICA
AAA WASHINGTON AAA WASHINGTON GROUP LIFE/AD&D AND LTD PLAN	WA	$343K	$25K	PRUDENTIAL INSURANCE COMPANY OF AMERICA

Carrier

Plans

Premium

PRUDENTIAL INSURANCE COMPANY OF AMERICA

$3.1M

66.7%

SUTTER HEALTH PLAN

$32.6M

33.3%

State

Plans

Premium

State share

Index

$343K

0.1%

20.80x

$2.7M

0.0%

8.06x

$32.6M

0.0%

4.27x

Sponsor

Loc

Premium

Comp

Carrier

SUTTER MEDICAL GROUP

SMG HEALTH BENEFITS PLAN

$32.6M

$200K

SUTTER HEALTH PLAN

UNITED BIOSOURCE, LLC

UNITED BIOSOURCE, LLC EMPLOYEE HEALTH & WELFARE BENEFIT PLAN

$2.7M

$142K

PRUDENTIAL INSURANCE COMPANY OF AMERICA

AAA WASHINGTON

AAA WASHINGTON GROUP LIFE/AD&D AND LTD PLAN

$343K

$25K

PRUDENTIAL INSURANCE COMPANY OF AMERICA