| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GEORGE J WEINER ASSOCIATES INC3 Filed as: GEORGE J WEINER ASSOCIATES, INC. | 2961 CENTERVILLE RD STE 205 WILMINGTON, DE 198081971 | METROPOLITAN LIFE INSURANCE COMPANY | $14K | $1K | $16K | 7.22% |
| GEORGE J WEINER ASSOCIATES INC3 Filed as: GEORGE J. WEINER ASSOC. INC. | 2961 CENTERVILLE RD STE 205 WILMINGTON, DE 198081671 | VISION SERVICE PLAN | $1K | $0 | $1K | 5.30% |
| EMPLOYEE NAVIGATOR, LLC3 Filed as: EMPLOYEE NAVIGATOR LLC | 7979 OLD GEORGETOWN RD STE 300 BETHESDA, MD 20814 | VISION SERVICE PLAN | $111 | $0 | $111 | 0.50% |
| WEINER BENEFITS GROUP LLC3 Filed as: WEINER BENEFITS GROUP | 2961 CENTERVILLE RD STE 300 WILMINGTON, DE 19808 | TOTALCARE EAP | $211 | $0 | $211 | 5.01% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| WEINER BENEFITS GROUP EIN 51-0119172 BROKER | Insurance agents and brokers Service code 22 | — | $55K |
| HIGHMARK OF DELAWARE EIN 51-0020405 ADMIN | Claims processing Service code 12 | — | $40K |
| THE BENECON GROUP, LLC EIN 23-1315351 BROKER | Insurance agents and brokers Service code 22 | — | $24K |
| CONNECTCARE3 EIN 26-1768616 PATIENT ADVOCATE | Other services Service code 49 | — | $8K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 131 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 131 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 418 | $215K |
| Vision | VISION SERVICE PLAN | 129 | $22K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 418 | $215K |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 418 | $215K |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 418 | $215K |
| Stop-loss / reinsurancereinsurance | HM LIFE INSURANCE COMPANY | 131 | $362K |
| Other(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 418 | $219K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 418 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.