| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WEINER BENEFITS GROUP LLC3 Filed as: WEINER GEORGE J ASSOCIATES INC | 2961 CENTERVILLE RD SUITE 300 WILMINGTON, DE 19808 | HIGHMARK DELAWARE | $21K | — | $21K | 2.01% |
| DIGITAL INSURANCE LLC3 | 200 GALLERIA PARKWAY #1950 ATLANTA, GA 30339 | HIGHMARK DELAWARE | $20K | — | $20K | 1.94% |
| GEORGE J WEINER ASSOCIATES INC3 Filed as: GEORGE J. WEINER ASSOCIATES, INC | 2961 CENTERVILLE RD SUITE 300 WILMINGTON, DE 19808 | UNITED CONCORDIA LIFE AND HEALTH INSURANCE COMPANY | $6K | — | $6K | 6.84% |
| ENROLLEASE3 Filed as: DIGITAL INSURANCE AGENCY, INC. | 200 GALLERIA PARKWAY SUITE 1950 ATLANTA, GA 30339 | UNITED CONCORDIA LIFE AND HEALTH INSURANCE COMPANY | $4K | $186 | $4K | 4.28% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE INC | 200 GALLERIA PARKWAY SUITE 1950 ATLANTA, GA 30339 | USABLE LIFE | $2K | — | $2K | 6.13% |
| GEORGE J WEINER ASSOCIATES INC3 | 2961 CENTERVILLE ROAD SUITE 300 WILMINGTON, DE 19808 | USABLE LIFE | $1K | — | $1K | 4.98% |
| HM CENTERED HEALTH INC3 | ATTN SUE DAHMS 800 DELAWARE AVE STE 900 WILMINGTON, DE 19801 | USABLE LIFE | $635 | — | $635 | 2.34% |
| SCOTT T JACOB3 | 573 BELLEVUE RD STE B NEWARK, DE 19173 | AFLAC | $4K | $17 | $4K | 14.15% |
| FREDERICK W WILSON III3 | 573 BELLEVUE RD NEWARK, DE 19713 | AFLAC | $563 | $3 | $566 | 2.14% |
| JOHN T CAPOZZI3 | 254 CHAPMAN RD STE 203 NEWARK, DE 19702 | AFLAC | $336 | $3 | $339 | 1.28% |
| LEILA RAPPAPORT3 | 123 MENDEL CT BEAR, DE 19701 | AFLAC | $74 | — | $74 | 0.28% |
| CHRIS A SALSMAN3 | 1081 NEW BURTON RD DOVER, DE 19904 | AFLAC | $63 | — | $63 | 0.24% |
| MICHAEL C WALKER3 | 203 MARKET ST STE 201 HAVRE DE GRACE, MD 21078 | AFLAC | $37 | — | $37 | 0.14% |
| JAY W COMBS3 | 573 BELLEVUE ROAD NEWARK, DE 19713 | AFLAC | $33 | — | $33 | 0.12% |
| REGINALD L BROOME3 | 8 LYNNBROOM LN DOVER, DE 19904 | AFLAC | $22 | — | $22 | 0.08% |
| MICHAEL EDWARD RISKA3 | 203 MARKET ST STE 201 HAVRE DE GRACE, MD 21078 | AFLAC | $21 | — | $21 | 0.08% |
| JASON D ELLIS3 | 203 MARKET STREET STE 210 HAVRE DE GRACE, MD 21078 | AFLAC | $18 | — | $18 | 0.07% |
| RANDY S SCHWARTZ3 | 16 PERHALL CT NOTTINGHAM, MD 21236 | AFLAC | $17 | — | $17 | 0.06% |
| SHEM J BOSTICK3 | 1325 MOUNT HERMON RD STE 13B SALISBURY, MD 21804 | AFLAC | $14 | — | $14 | 0.05% |
| WORTHAM SAN ANTONIO INC3 Filed as: JOHN A PITUCH | 23 MORGAN DR SPARTA, NJ 07081 | AFLAC | $10 | — | $10 | 0.04% |
| DAVID MORNINGSTAR3 | 11285 DOVEDALE CT 2ND FLOOR MARRIOTTSVILLE, MD 21104 | AFLAC | $9 | — | $9 | 0.03% |
| JAY W COMBS3 | 573 BELLEVUE ROAD NEWARK, DE 19713 | AFLAC | $7 | — | $7 | 0.03% |
| BRIAN M LEYPOLDT3 | 67 ALLISON PLACE EGG HARBOR TWP, NJ 08234 | AFLAC | $6 | — | $6 | 0.02% |
| SHEM J BOSTICK3 | 1620 S DITMAR ST OCEANSIDE, CA 92054 | AFLAC | $6 | — | $6 | 0.02% |
| RYAN BENEFITS INC3 Filed as: RYAN RENTSCHLER | 205 CIVIC AVE SALISBURY, MD 21804 | AFLAC | $4 | — | $4 | 0.02% |
| JEREMY A FELDMAN3 | 15324 SWEETBAY ST WOODBINE, MD 21797 | AFLAC | $3 | — | $3 | 0.01% |
| WORTHAM SAN ANTONIO INC3 Filed as: JOHN A PITUCH | 60 US HIGHWAY 46 FAIRFIELD, NJ 07004 | AFLAC | $3 | — | $3 | 0.01% |
| ALBERT SHUST3 | 200 CENTENNIAL AVE STE 105 PISCATAWAY, NJ 08854 | AFLAC | $2 | — | $2 | 0.01% |
| ANGELE P RYAN3 | 852 SAINT EDMONDS PL ANNAPOLIS, MD 21401 | AFLAC | $2 | — | $2 | 0.01% |
| DAVID J MCCLELLAN3 Filed as: DAVID J WAGENHEIM | 582 WOODBINE AVE TOWSON, MD 21204 | AFLAC | $1 | — | $1 | 0.00% |
| KELLY LYNN FELDMAN3 | 15324 SWEETBAY ST WOODBINE, MD 21797 | AFLAC | $1 | — | $1 | 0.00% |
| EDWIN VEGA3 | 134 PINECOVE AVE ODENTON, MD 21113 | AFLAC | $1 | — | $1 | 0.00% |
| GEORGE J WEINER ASSOCIATES INC3 Filed as: GEORGE J. WEINER ASSOC. INC. | 2961 CENTERVILLE RD STE 300 WILMINGTON, DE 198081671 | VISION SERVICE PLAN | $228 | — | $228 | 1.38% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE INC | 200 GALLERIA PARKWAY SUITE 1950 ATLANTA, GA 30339 | USABLE LIFE | $1K | — | $1K | 6.38% |
| GEORGE J WEINER ASSOCIATES INC3 | 2961 CENTERVILLE ROAD SUITE 300 WILMINGTON, DE 19808 | USABLE LIFE | $765 | — | $765 | 4.84% |
| HM CENTERED HEALTH INC3 | ATTN SUE DAHMS 800 DELAWARE AVE STE 900 WILMINGTON, DE 19801 | USABLE LIFE | $373 | — | $373 | 2.36% |
| GEORGE J WEINER ASSOCIATES INC3 | 2961 CENTERVILLE ROAD SUITE 300 WILMINGTON, DE 19808 | USABLE LIFE | $1K | — | $1K | 8.17% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE INC | 200 GALLERIA PARKWAY SUITE 1950 ATLANTA, GA 30339 | USABLE LIFE | $961 | — | $961 | 6.83% |
| HM CENTERED HEALTH INC3 | ATTN SUE DAHMS 800 DELAWARE AVE STE 900 WILMINGTON, DE 19801 | USABLE LIFE | $563 | — | $563 | 4.00% |
| HM CENTERED HEALTH INC3 | ATTN SUE DAHMS 800 DELAWARE AVE STE 900 WILMINGTON, DE 19801 | USABLE LIFE | $497 | — | $497 | 10.00% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE INC | 200 GALLERIA PARKWAY SUITE 1950 ATLANTA, GA 30339 | USABLE LIFE | $396 | — | $396 | 7.97% |
| GEORGE J WEINER ASSOCIATES INC3 | 2961 CENTERVILLE ROAD SUITE 300 WILMINGTON, DE 19808 | USABLE LIFE | $349 | — | $349 | 7.02% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE, INC. | 200 GALLERIA PKWY #1950 ATLANTA, GA 30339 | FEDERAL INSURANCE COMPANY | $150 | — | $150 | 20.00% |
| HM CENTERED HEALTH INC3 | ATTN SUE DAHMS 800 DELAWARE AVE STE 900 WILMINGTON, DE 19801 | USABLE LIFE | $75 | — | $75 | 10.01% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE INC | 200 GALLERIA PARKWAY SUITE 1950 ATLANTA, GA 30339 | USABLE LIFE | $61 | — | $61 | 8.14% |
| GEORGE J WEINER ASSOCIATES INC3 | 2961 CENTERVILLE ROAD SUITE 300 WILMINGTON, DE 19808 | USABLE LIFE | $51 | — | $51 | 6.81% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 148 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 149 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | HIGHMARK DELAWARE | 217 | $1.1M |
| Dental | UNITED CONCORDIA LIFE AND HEALTH INSURANCE COMPANY | 216 | $93K |
| Vision | VISION SERVICE PLAN | 95 | $17K |
| Life insurance(3 contracts, 2 carriers) | AFLAC | 148 | $47K |
| Short-term disability | USABLE LIFE | 148 | $27K |
| Long-term disability | USABLE LIFE | 148 | $14K |
| Other(5 contracts, 3 carriers) | AFLAC | 148 | $49K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 217 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.