| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GEORGE J WEINER ASSOCIATES INC3 Filed as: GEORGE J WEINER ASSOCIATES, INC. | 2961 CENTERVILLE RD STE 300 WILMINGTON, DE 198081971 | METROPOLITAN LIFE INSURANCE COMPANY | $4K | $0 | $4K | 3.11% |
| GEORGE J WEINER ASSOCIATES INC3 Filed as: GEORGE J WEINER ASSOCIATES, INC. | 2961 CENTERVILLE ROAD SUITE 300 WILMINGTON, DE 19808 | USABLE LIFE | $4K | $0 | $4K | 8.91% |
| HM CENTERED HEALTH INC3 Filed as: HM CENTERED HEALTH INC. | 800 DELAWARE AVE STE 900 WILMINGTON, DE 19801 | USABLE LIFE | $838 | $0 | $838 | 2.03% |
| GEORGE J WEINER ASSOCIATES INC3 Filed as: GEORGE J. WEINER ASSOC. INC. | 2961 CENTERVILLE RD STE 300 WILMINGTON, DE 198081671 | VISION SERVICE PLAN | $1K | $0 | $1K | 5.93% |
| EMPLOYEE NAVIGATOR, LLC3 Filed as: EMPLOYEE NAVIGATOR LLC | 7979 OLD GEORGETOWN RD STE 400 ROCKVILLE, MD 20850 | VISION SERVICE PLAN | $116 | $0 | $116 | 0.50% |
| GEORGE J WEINER ASSOCIATES INC3 Filed as: GEORGE J. WEINER ASSOCIATES INC. | 2961 CENTERVILLE ROAD SUITE 300 WILMINGTON, DE 19808 | USABLE LIFE | $3K | $0 | $3K | 13.48% |
| HM CENTERED HEALTH INC3 Filed as: HM CENTERED HEALTH INC. | 800 DELAWARE AVE STE 900 WILMINGTON, DE 19801 | USABLE LIFE | $793 | $0 | $793 | 3.70% |
| GEORGE J WEINER ASSOCIATES INC3 Filed as: GEORGE J WEINER ASSOCIATES INC. | 2961 CENTERVILLE ROAD SUITE 300 WILMINGTON, DE 19808 | USABLE LIFE | $2K | $0 | $2K | 8.93% |
| HM CENTERED HEALTH INC3 Filed as: HM CENTERED HEALTH INC. | 800 DELAWARE AVE STE 900 WILMINGTON, DE 19801 | USABLE LIFE | $430 | $0 | $430 | 2.03% |
| GEORGE J WEINER ASSOCIATES INC3 Filed as: GEORGE J WEINER ASSOCIATES INC. | 2961 CENTERVILLE ROAD SUITE 300 WILMINGTON, DE 19808 | USABLE LIFE | $1K | $0 | $1K | 15.00% |
| HM CENTERED HEALTH INC3 Filed as: HM CENTERED HEALTH INC. | 800 DELAWARE AVE STE 900 WILMINGTON, DE 19801 | USABLE LIFE | $941 | $0 | $941 | 10.00% |
| WEINER BENEFITS GROUP LLC3 Filed as: WEINER BENEFITS GROUP | 2961 CENTERVILLE RD STE 300 WILMINGTON, DE 19808 | TOTALCARE EAP | $2K | $0 | $2K | 40.00% |
| GEORGE J WEINER ASSOCIATES INC3 Filed as: GEORGE J WEINER ASSOCIATES INC. | 2961 CENTERVILLE RD SUITE 300 WILMINGTON, DE 19808 | USABLE LIFE | $177 | $0 | $177 | 15.00% |
| HM CENTERED HEALTH INC3 Filed as: HM CENTERED HEALTH INC. | 800 DELAWARE AVE STE 900 WILMINGTON, DE 19801 | USABLE LIFE | $118 | $0 | $118 | 10.00% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| GEORGE J WEINER ASSOCIATES BROKER | Insurance agents and brokers Service code 22 | 2961 CENTERVILLE RD SUITE 300 WILMINGTON, DE 19808 | $60K |
| HIGHMARK OF DELAWARE EIN 51-0020405 ADMIN | Claims processing Service code 12 | — | $29K |
| THE BENECON GROUP, LLC EIN 23-1315351 BROKER | Insurance agents and brokers Service code 22 | — | $26K |
| CONNECTCARE 3 EIN 26-1768616 PATIENT ADVOCATE | Other services Service code 49 | — | $8K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 176 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 4 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 180 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 383 | $125K |
| Vision | VISION SERVICE PLAN | 131 | $23K |
| Life insurance | USABLE LIFE | 176 | $21K |
| Short-term disability | USABLE LIFE | 176 | $41K |
| Long-term disability | USABLE LIFE | 176 | $21K |
| Stop-loss / reinsurancereinsurance | EVEREST REINSURANCE COMPANY | 126 | $431K |
| Other(4 contracts, 2 carriers) | USABLE LIFE | 190 | $36K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 383 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.