| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WEINER BENEFITS GROUP LLC3 Filed as: WEINER GEORGE J ASSOCIATES INC | 2961 CENTERVILLE ROAD SUITE 300 WILMINGTON, DE 19808 | HIGHMARK DELAWARE | $57K | — | $57K | 4.35% |
| GEORGE J WEINER ASSOCIATES INC3 Filed as: GEORGE J. WEINER ASSOCIATES, INC | 2961 CENTERVILLE RD SUITE 300 WILMINGTON, DE 19808 | UNITED CONCORDIA INSURANCE COMPANY | $12K | — | $12K | 9.13% |
| GEORGE J WEINER ASSOCIATES INC3 | 2961 CENTERVILLE ROAD SUITE 300 WILMINGTON, DE 19808 | USABLE LIFE | $4K | — | $4K | 10.17% |
| HM CENTERED HEALTH INC3 | ATTN SUE DAHMS 800 DELAWARE AVE STE 900 WILMINGTON, DE 19801 | USABLE LIFE | $820 | — | $820 | 2.22% |
| SCOTT T JACOB3 | 573 BELLEVUE RD STE B NEWARK, DE 19173 | AFLAC | $3K | $157 | $3K | 11.54% |
| FREDERICK W WILSON III3 | 573 BELLEVUE RD NEWARK, DE 19713 | AFLAC | $506 | $31 | $537 | 2.08% |
| ELLEN M CRAWFORD3 | PO BOX 42155 TOWSON, MD 21284 | AFLAC | $120 | $11 | $131 | 0.51% |
| JOHN T CAPOZZI3 | 242 WICKERBERRY DR MIDDLETOWN, DE 19709 | AFLAC | $82 | $20 | $102 | 0.39% |
| CHRIS A SALSMAN3 | 1081 NEW BURTON RD DOVER, DE 19904 | AFLAC | $70 | — | $70 | 0.27% |
| LEILA RAPPAPORT3 | 116 LAKS DR MIDDLETOWN, DE 19709 | AFLAC | $48 | — | $48 | 0.19% |
| JAY W COMBS3 | 573 BELLEVUE RD NEWARK, DE 19713 | AFLAC | $40 | — | $40 | 0.15% |
| MICHAEL C WALKER3 | 203 MARKET ST STE 201 HAVRE DE GRACE, MD 21078 | AFLAC | $34 | — | $34 | 0.13% |
| REGINALD L BROOME3 | 17775 BECKFIELD AVE BATON ROUGE, LA 70817 | AFLAC | $24 | — | $24 | 0.09% |
| SHEM J BOSTICK3 | 1620 S DITMAR ST OCEANSIDE, CA 92054 | AFLAC | $21 | — | $21 | 0.08% |
| MICHAEL EDWARD RISKA3 | 203 MARKET ST STE 201 HAVRE DE GRACE, MD 21078 | AFLAC | $19 | — | $19 | 0.07% |
| RANDY S SCHWARTZ3 | 16 PERHALL CT NOTTINGHAM, MD 21236 | AFLAC | $18 | — | $18 | 0.07% |
| JASON D ELLIS3 | 203 MARKET ST STE 210 HAVRE DE GRACE, MD 21078 | AFLAC | $17 | — | $17 | 0.07% |
| DAVID MORNINGSTAR3 | 4281 BUCKSIN WOOD DR ELLICOTT CITY, MD 21042 | AFLAC | $10 | — | $10 | 0.04% |
| WORTHAM SAN ANTONIO INC3 Filed as: JOHN A PITUCH | PO BOX 335 SPARTA, NJ 07871 | AFLAC | $6 | — | $6 | 0.02% |
| RYAN BENEFITS INC3 Filed as: RYAN RENTSCHLER | 205 CIVIC AVE SALISBURY, MD 21804 | AFLAC | $5 | — | $5 | 0.02% |
| BRIAN M LEYPOLDT3 | 67 ALLISON PL EGG HARBOR TWP, NJ 08234 | AFLAC | $4 | — | $4 | 0.02% |
| JEREMY A FELDMAN3 | 15324 SWEETBAY ST WOODBINE, MD 21797 | AFLAC | $3 | — | $3 | 0.01% |
| WORTHAM SAN ANTONIO INC3 Filed as: JOHN A PITUCH | 60 US HIGHWAY 46 STE 4 FAIRFIELD, NJ 07004 | AFLAC | $2 | — | $2 | 0.01% |
| ANGELE P RYAN3 | 852 SAINT EDMONDS PL ANNAPOLIS, MD 21401 | AFLAC | $1 | — | $1 | 0.00% |
| DAVID J MCCLELLAN3 Filed as: DAVID J WAGENHEIM | 582 WOODBINE AVE TOWSON, MD 21204 | AFLAC | $1 | — | $1 | 0.00% |
| KELLY LYNN FELDMAN3 | 15324 SWEETBAY ST WOODBINE, MD 21797 | AFLAC | $1 | — | $1 | 0.00% |
| EDWIN VEGA3 | 134 PINECOVE AVE ODENTON, MD 21113 | AFLAC | $1 | — | $1 | 0.00% |
| GEORGE J WEINER ASSOCIATES INC3 | 2961 CENTERVILLE ROAD SUITE 300 WILMINGTON, DE 19808 | USABLE LIFE | $2K | — | $2K | 10.21% |
| HM CENTERED HEALTH INC3 | ATTN SUITE DAHMS 800 DELAWARE AVE STE 900 WILMINGTON, DC 19801 | USABLE LIFE | $434 | — | $434 | 2.23% |
| GEORGE J WEINER ASSOCIATES INC3 | 2961 CENTERVILLE ROAD SUITE 300 WILMINGTON, DE 19808 | USABLE LIFE | $3K | — | $3K | 14.11% |
| HM CENTERED HEALTH INC3 | ATTN SUE DAHMS 800 DELAWARE AVE STE 900 WILMINGTON, DE 19801 | USABLE LIFE | $734 | — | $734 | 3.82% |
| GEORGE J WEINER ASSOCIATES INC3 Filed as: GEORGE J. WEINER ASSOC. INC. | 2961 CENTERVILLE RD STE 300 WILMINGTON, DE 198081671 | VISION SERVICE PLAN | $1K | — | $1K | 5.69% |
| SCOTT T JACOB3 | 573 BELLEVUE RD STE B NEWARK, DE 19173 | AFLAC | $457 | — | $457 | 10.14% |
| FREDERICK W WILSON III3 | 573 BELLEVUE RD NEWARK, DE 19713 | AFLAC | $83 | — | $83 | 1.84% |
| JOHN T CAPOZZI3 | 242 WICKERBERRY DR MIDDLETOWN, DE 19709 | AFLAC | $14 | — | $14 | 0.31% |
| CHRIS A SALSMAN3 | 1081 NEW BURTON RD DOVER, DE 19904 | AFLAC | $13 | — | $13 | 0.29% |
| ELLEN M CRAWFORD3 | PO BOX 42155 TOWSON, MD 21284 | AFLAC | $11 | — | $11 | 0.24% |
| LEILA RAPPAPORT3 | 116 LAKS DR MIDDLETOWN, DE 19709 | AFLAC | $8 | — | $8 | 0.18% |
| JAY W COMBS3 | 573 BELLEVUE RD NEWARK, DE 19713 | AFLAC | $7 | — | $7 | 0.16% |
| MICHAEL C WALKER3 | 203 MARKET ST STE 201 HAVRE DE GRACE, MD 21078 | AFLAC | $6 | — | $6 | 0.13% |
| REGINALD L BROOME3 | 17775 BECKFIELD AVE BATON ROUGE, LA 70817 | AFLAC | $4 | — | $4 | 0.09% |
| SHEM J BOSTICK3 | 1620 S DITMAR ST OCEANSIDE, CA 92054 | AFLAC | $4 | — | $4 | 0.09% |
| RANDY S SCHWARTZ3 | 16 PERHALL CT NOTTINGHAM, MD 21236 | AFLAC | $3 | — | $3 | 0.07% |
| MICHAEL EDWARD RISKA3 | 203 MARKET ST STE 201 HAVRE DE GRACE, MD 21078 | AFLAC | $3 | — | $3 | 0.07% |
| JASON D ELLIS3 | 203 MARKET ST STE 210 HAVRE DE GRACE, MD 21078 | AFLAC | $3 | — | $3 | 0.07% |
| DAVID MORNINGSTAR3 | 4281 BUCKSIN WOOD DR ELLICOTT CITY, MD 21042 | AFLAC | $2 | — | $2 | 0.04% |
| WORTHAM SAN ANTONIO INC3 Filed as: JOHN A PITUCH | PO BOX 335 SPARTA, NJ 07871 | AFLAC | $1 | — | $1 | 0.02% |
| RYAN BENEFITS INC3 Filed as: RYAN RENTSCHLER | 205 CIVIC AVE SALISBURY, MD 21804 | AFLAC | $1 | — | $1 | 0.02% |
| BRIAN M LEYPOLDT3 | 67 ALLISON PL EGG HARBOR TWP, NJ 08234 | AFLAC | $1 | — | $1 | 0.02% |
| JEREMY A FELDMAN3 | 15324 SWEETBAY ST WOODBINE, MD 21797 | AFLAC | $1 | — | $1 | 0.02% |
| ANGELE P RYAN3 | 852 SAINT EDMONDS PL ANNAPOLIS, MD 21401 | AFLAC | $0 | — | $0 | 0.00% |
| DAVID J MCCLELLAN3 Filed as: DAVID J WAGENHEIM | 582 WOODBINE AVE TOWSON, MD 21204 | AFLAC | $0 | — | $0 | 0.00% |
| KELLY LYNN FELDMAN3 | 15324 SWEETBAY ST WOODBINE, MD 21797 | AFLAC | $0 | — | $0 | 0.00% |
| EDWIN VEGA3 | 134 PINECOVE AVE ODENTON, MD 21113 | AFLAC | $0 | — | $0 | 0.00% |
| GEORGE J WEINER ASSOCIATES INC3 | 2961 CENTERVILLE ROAD SUITE 300 WILMINGTON, DE 19808 | USABLE LIFE | $666 | — | $666 | 15.01% |
| HM CENTERED HEALTH INC3 | ATTN SUE DAHMS 800 DELAWARE AVE STE 900 WILMINGTON, DE 19801 | USABLE LIFE | $444 | — | $444 | 10.01% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE, INC. | 200 GALLERIA PKWY #1950 ATLANTA, GA 30339 | FEDERAL INSURANCE COMPANY | $150 | — | $150 | 20.00% |
| GEORGE J WEINER ASSOCIATES INC3 | 2961 CENTERVILLE ROAD SUITE 300 WILMINGTON, DE 19808 | USABLE LIFE | $92 | — | $92 | 14.96% |
| HM CENTERED HEALTH INC3 | ATTN SUE DAHMS 800 DELAWARE AVE STE 900 WILMINGTON, DE 19801 | USABLE LIFE | $62 | — | $62 | 10.08% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 172 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 173 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 2 carriers) | HIGHMARK DELAWARE | 240 | $1.3M |
| Dental | UNITED CONCORDIA INSURANCE COMPANY | 243 | $129K |
| Vision | VISION SERVICE PLAN | 106 | $19K |
| Life insurance(4 contracts, 2 carriers) | AFLAC | 172 | $54K |
| Short-term disability | USABLE LIFE | 172 | $37K |
| Long-term disability | USABLE LIFE | 172 | $19K |
| Other(6 contracts, 3 carriers) | AFLAC | 172 | $56K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 243 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.