| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HOLMES MURPHY & ASSOCIATES3 Filed as: HOLMES MURPHY & ASSOCIATES INC | 2727 GRAND PRAIRIE PARKWAY WAUKEE, IA 50263 | AFLAC | $4K | — | $4K | 3.05% |
| GREGORY L TYLER3 | 110 S VALLEY STREAM DRIVE DERBY, KS 67037 | AFLAC | $4K | $422 | $4K | 3.03% |
| WESLEY LEGRAND WILLIAMS JR3 | 3467 COUNTY ROAD KAUFMAN, TX 75142 | AFLAC | $3K | — | $3K | 2.31% |
| GEORGE THOMAS WARHURST3 | 233 W MALLARD DRIVE DERBY, KS 67037 | AFLAC | $2K | $89 | $2K | 1.28% |
| PAUL J SHAEFER3 | 529 PARKWOOD DRIVE ROSE HILL, KS 67133 | AFLAC | $826 | $491 | $1K | 1.01% |
| TANNER R KING3 | 14820 EAST SIEFKES COURT WICHITA, KS 67230 | AFLAC | $1K | — | $1K | 0.94% |
| CALEB GILMOUR3 Filed as: CALEB J GILMOUR | 515 S MAIN STREET, SUITE 105 WICHITA, KS 67202 | AFLAC | $971 | — | $971 | 0.75% |
| JOHN E WETIG3 | 103 S ROUPP STREET HESSTON, KS 67062 | AFLAC | $829 | — | $829 | 0.64% |
| EDGAR ALLEN SMITH3 | 143 N RUTAN STREET, APT. 120 WICHITA, KS 67208 | AFLAC | $583 | — | $583 | 0.45% |
| CHRISTINE GRAY3 | 5629 SW HOPKINS SWITCH ROAD EL DORADO, KS 67042 | AFLAC | $509 | — | $509 | 0.39% |
| JUSTIN C CARSON3 | 7701 EAST KELLOGG DRIVE, SUITE 680 WICHITA, KS 67207 | AFLAC | $439 | — | $439 | 0.34% |
| HOLMES MURPHY & ASSOCIATES3 Filed as: HOLMES MURPHY & ASSOCIATES INC | 5360 LEGACY DRIVE, BLDG 3 PLANO, TX 75024 | AFLAC | $330 | — | $330 | 0.25% |
| MATTHEW GANT3 | 2501 W 18TH AVENUE, SUITE A EMPORIA, KS 66801 | AFLAC | $205 | $80 | $285 | 0.22% |
| KEVIN D SEAL3 | 1701 E OSAGE ROAD, APT. 219 DERBY, KS 67037 | AFLAC | $273 | — | $273 | 0.21% |
| JEREMIAH D POPELKA3 | 2424 BUTTONWOOD DRIVE MANHATTAN, KS 66502 | AFLAC | $207 | — | $207 | 0.16% |
| TERESA BURNETT3 | 1112 E JAMES STREET DERBY, KS 67037 | AFLAC | $202 | — | $202 | 0.16% |
| KAITTLIN FORD3 | 221 WALNUT STREET ATLANTA, KS 67008 | AFLAC | $96 | $82 | $178 | 0.14% |
| KEVIN D SEAL3 | 1259 N BUCKNER STREET, APT. 115 DERBY, KS 67037 | AFLAC | $156 | — | $156 | 0.12% |
| LYNN E MOLLER3 | 4527 ENGLISH HOLLY DRIVE FAIRFAX, VA 22030 | AFLAC | $137 | — | $137 | 0.11% |
| KATHY WIEDEMANN3 | 222 HIGH VIEW DRIVE BOULDER, CO 80304 | AFLAC | $133 | — | $133 | 0.10% |
| MARC LUTHER HOMAN3 | 11828 W CENTRAL AVENUE, SUITE 100 WICHITA, KS 67212 | AFLAC | $129 | — | $129 | 0.10% |
| BRAD J SCHUMACHER3 | 2804 COUNTRY LANE HAYS, KS 67601 | AFLAC | $105 | — | $105 | 0.08% |
| WILLINGHAM INC3 | 35354 MISSION BELLEVIEW ROAD LOUISBURG, KS 66053 | AFLAC | $83 | — | $83 | 0.06% |
| PATRICIA ZOELLER3 | 1825 N COUNTRY CLUB LANE KINGMAN, KS 67068 | AFLAC | $80 | — | $80 | 0.06% |
| KACI MICHELLE WELLS3 | 701 MCKINLEY STREET GREAT BEND, KS 67530 | AFLAC | $70 | — | $70 | 0.05% |
| ANGELA M COOK3 | 2120 E RAY ROAD, UNIT 99 GILBERT, AZ 85296 | AFLAC | $64 | — | $64 | 0.05% |
| ADAM J STEIN3 | 12113 WESTGATE STREET OVERLAND PARK, KS 66213 | AFLAC | $59 | — | $59 | 0.05% |
| HOSFIELD BENEFIT SERVICES LLC3 | 6750 W 75TH STREET, SUITE 1A OVERLAND PARK, KS 66204 | AFLAC | $59 | — | $59 | 0.05% |
| JAMES HOMER COOK3 | 8509 E HUNTINGTON STREET WICHITA, KS 67206 | AFLAC | $53 | — | $53 | 0.04% |
| RUSTY J HELIN3 | 3100 S BERRY ROAD, SUITE 200A NORMAN, OK 73072 | AFLAC | $43 | — | $43 | 0.03% |
| NATHAN L HARRISON3 | 5301 E VISTA RICA STREET PARADISE VALLEY, AZ 85253 | AFLAC | $42 | — | $42 | 0.03% |
| RICHARD T DIXON3 | 6277 GREY FOX LANE SPERRY, OK 74073 | AFLAC | $37 | — | $37 | 0.03% |
| THE C & S GROUP INC3 Filed as: THE C&S GROUP INC | 2301 BURLINGTON STREET, SUITE 200 NORTH KANSAS CITY, MO 64116 | AFLAC | $29 | — | $29 | 0.02% |
| GARY WAYNE WILLINGHAM3 | 6033 STRAFFORD OAKS DRIVE SEBRING, FL 33875 | AFLAC | $27 | — | $27 | 0.02% |
| KENNETH D MORRIS JR3 | 5410 PLYMOUTH DRIVE LAWRENCE, KS 66049 | AFLAC | $20 | — | $20 | 0.02% |
| JEREMY FRYE & ASSOCIATES INC3 | 30 ABBY ROAD LAKE OZARK, MO 65049 | AFLAC | $15 | — | $15 | 0.01% |
| CHRISTOPHER THOMAS HIPP3 | 1601 MEADOW LANE HAYS, KS 67601 | AFLAC | $13 | — | $13 | 0.01% |
| BRIAN MILLS3 | 1402 W LUCY WEBB ROAD RAYMORE, MO 64083 | AFLAC | $9 | — | $9 | 0.01% |
| JOHN A BACON3 | 1100 AUTUMN CIRCLE, UNIT 4 LOUISBURG, KS 66053 | AFLAC | $8 | — | $8 | 0.01% |
| TERRY S DECKER3 | 123401 EW 6 ROAD TURPIN, OK 73950 | AFLAC | $7 | — | $7 | 0.01% |
| CONSTANCE I LAGER3 | 5109 NE 55TH TERRACE KANSAS CITY, MO 64119 | AFLAC | $4 | — | $4 | 0.00% |
| DARRELL CUSICK3 | 1204 N MANCHESTER AVENUE NEWTON, KS 67114 | AFLAC | $2 | — | $2 | 0.00% |
| JONI S WOBORNY BUNKER3 | 4601 LICHEN LANE MANHATTAN, KS 66503 | AFLAC | $2 | — | $2 | 0.00% |
| JENNIFER SMITH3 Filed as: JENNIFER L SMITH | 4640 S STEWART AVENUE SPRINGFIELD, MO 65804 | AFLAC | $2 | — | $2 | 0.00% |
| WESNER ENTERPRISES LLC3 | 1508 N CHURCH ROAD, SUITE B LIBERTY, MO 64068 | AFLAC | $2 | — | $2 | 0.00% |
| DANNY W SMITH3 | 14430 S LEWIS AVENUE BIXBY, OK 74008 | AFLAC | $1 | — | $1 | 0.00% |
| HOLMES MURPHY & ASSOCIATES3 | 2727 GRAND PRAIRIE PARKWAY WAUKEE, IA 50263 | METROPOLITAN LIFE INSURANCE COMPANY | $1K | $30 | $1K | 5.54% |
| HOLMES MURPHY & ASSOCIATES3 Filed as: HOLMES MURPHY AND ASSOCIATES | PO BOX 441 DES MOINES, IA 50302 | METROPOLITAN LIFE INSURANCE COMPANY | — | $1 | $1 | 0.00% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| UMR, INC. EIN 39-1995276 CLAIMS PROCESSING | Claims processing Service code 12 | — | $163K |
| HOLMES MURPHY & ASSOCIATES INC EIN 42-0985055 BROKER | Other commissions Service code 55 | — | $38K |
| DELTA DENTAL OF KANSAS, INC. EIN 48-0793267 DENTAL ADMINISTRATOR | Contract Administrator Service code 13 | — | $15K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 124 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 124 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 261 | $24K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 261 | $24K |
| Other(2 contracts, 2 carriers) | AFLAC | 261 | $154K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 261 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.