| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WESLEY LEGRAND WILLIAMS JR3 | 2137 S WICHITA STREET WICHITA, KS 67213 | AFLAC | $13K | $409 | $14K | 11.09% |
| VARIOUS3 | 1932 WYNNTON ROAD COLUMBUS, GA 31999 | AFLAC | $5K | — | $5K | 4.39% |
| TANNER R KING3 | 1909 N NICKELTON ST WICHITA, KS 67235 | AFLAC | $2K | $82 | $2K | 1.91% |
| CALEB GILMOUR3 Filed as: CALEB J GILMOUR | 515 S MAIN ST, STE 105 WICHITA, KS 67202 | AFLAC | $2K | $82 | $2K | 1.48% |
| WESLEY LEGRAND WILLIAMS JR3 | 2137 S WICHITA STREET WICHITA, KS 67213 | AFLAC | $1K | $48 | $1K | 7.46% |
| VARIOUS3 | 1932 WYNNTON ROAD COLUMBUS, GA 31999 | AFLAC | $618 | $10 | $628 | 3.46% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 131 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 131 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS AND BLUE SHIELD OF KANSAS | 216 | $1.3M |
| Dental | BLUE CROSS AND BLUE SHIELD OF KANSAS | 216 | $1.3M |
| Life insurance | ADVANCE INSURANCE COMPANY OF KANSAS | 131 | $9K |
| Prescription drug | BLUE CROSS AND BLUE SHIELD OF KANSAS | 216 | $1.3M |
| Other(3 contracts, 2 carriers) | AFLAC | 131 | $150K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 216 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.