| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| TRUSS, LLC3 Filed as: TRUSS LLC | 9200 WARD PARKWAY, SUITE 500 KANSAS CITY, MO 64114 | AETNA LIFE INSURANCE COMPANY | $0 | $41K | $41K | 2.55% |
| TRUSS, LLC3 Filed as: TRUSS LLC | UNKNOWN MERIDEN, KS 66512 | AETNA LIFE INSURANCE COMPANY | $0 | $100 | $100 | 0.01% |
| TRUSS, LLC3 Filed as: TRUSS LLC | UNKNOWN MERIDEN, KS 66512 | DELTA DENTAL OF KANSAS, INC. | $5K | $0 | $5K | 4.71% |
| WANDA SNYDER3 Filed as: WANDA D. SNYDER | 5609 POWERCAT PLACE MANHATTAN, KS 66503 | AFLAC | $8K | $415 | $9K | 11.20% |
| GWEN A. AYLWARD AND OTHER AGENTS3 | 2630 FARM BUREAU ROAD, SUITE A MANHATTAN, KS 66502 | AFLAC | $3K | $26 | $3K | 3.44% |
| STACIE JUENEMANN3 Filed as: STACIE L. JUENEMANN | 2630 FARM BUREAU ROAD, SUITE B MANHATTAN, KS 66502 | AFLAC | $2K | $83 | $3K | 3.37% |
| JURGENSMEIER FINANCIAL SERVICES INC3 | 2813 SW WESTPORT PLAZA DRIVE TOPEKA, KS 66614 | AFLAC | $2K | $0 | $2K | 3.16% |
| NICOLE M MCKINNEY3 Filed as: NICOLE M. MCKINNEY | 315 HOUSTON STREET, SUITE C MANHATTAN, KS 66502 | AFLAC | $1K | $83 | $1K | 1.86% |
| JAMES B PAYNE3 Filed as: JAMES B. PAYNE | 820 LINCOLN STREET BALDWIN CITY, KS 66006 | AFLAC | $521 | $65 | $586 | 0.77% |
| JONI S WOBORNY BUNKER3 Filed as: JONI S. WOBORNY BUNKER | 1837 VIRGINIA DRIVE MANHATTAN, KS 66502 | AFLAC | $482 | $0 | $482 | 0.63% |
| TRUSS, LLC3 Filed as: TRUSS LLC | 4551 WEST 107TH STREET, 3RD FLOOR OVERLAND PARK, KS 66207 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $5K | $0 | $5K | 8.58% |
| WATKO BENEFIT GROUP3 | 7301 WEST 129TH STREET, SUITE 155 OVERLAND PARK, KS 66213 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | $0 | $3K | 4.40% |
| TRUSS, LLC3 Filed as: TRUSS LLC | 4551 WEST 107TH STREET, 3RD FLOOR OVERLAND PARK, KS 66207 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | $1K | $5K | 18.24% |
| TRUSS, LLC3 Filed as: TRUSS LLC | 4551 WEST 107TH STREET, SUITE 300 OVERLAND PARK, KS 66207 | EYEMED | $1K | $0 | $1K | 6.73% |
| WATKO BENEFIT GROUP3 | 7301 WEST 129TH STREET, SUITE 155 OVERLAND PARK, KS 66213 | EYEMED | $609 | $0 | $609 | 3.28% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 186 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 186 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | AETNA LIFE INSURANCE COMPANY | 313 | $1.6M |
| Dental(2 contracts, 2 carriers) | DELTA DENTAL OF KANSAS, INC. | 144 | $177K |
| Vision | EYEMED | 236 | $19K |
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 186 | $90K |
| Short-term disability(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 186 | $90K |
| Long-term disability(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 186 | $90K |
| Prescription drug | AETNA LIFE INSURANCE COMPANY | 313 | $1.6M |
| Other(3 contracts, 2 carriers) | AFLAC | 186 | $166K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 313 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.