| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WATKO BENEFIT GROUP3 Filed as: WATKO BENEFIT GROUP LLC | 7301 W 129TH STREET SUITE 155 OVERLAND PARK, KS 66213 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $0 | $38K | $38K | 2.89% |
| WATKO BENEFIT GROUP3 Filed as: WATKO BENEFIT GROUP LLC | 7301 W 129TH STREET SUITE 155 OVERLAND PARK, KS 66213 | DELTA DENTAL OF KANSAS, INC. | $4K | $0 | $4K | 4.00% |
| WANDA SNYDER3 | 5609 POWERCAT PLACE MANHATTAN, KS 66503 | AFLAC | $8K | $452 | $8K | 10.99% |
| JURGENSMEIER FINANCIAL SERVICES INC3 | 2813 SW WESTPORT PLAZA DRIVE TOPEKA, KS 66614 | AFLAC | $2K | $0 | $2K | 2.93% |
| MJ INSURANCE3 Filed as: KAREN COMPTON AND VARIOUS AGENTS | 2630 FARM BUREAU ROAD SUITE A MANHATTAN, KS 66502 | AFLAC | $2K | $30 | $2K | 2.92% |
| STACIE JUENEMANN3 | 2630 FARM BUREAU ROAD SUITE B MANHATTAN, KS 66502 | AFLAC | $2K | $90 | $2K | 2.86% |
| NICOLE M MCKINNEY3 Filed as: NICOLE MCKINNEY | 315 HOUSTON STREET SUITE C MANHATTAN, KS 66502 | AFLAC | $974 | $30 | $1K | 1.36% |
| GWEN AYLWARD3 | 2630 FARM BUREAU ROAD SUITE A MANHATTAN, KS 66502 | AFLAC | $504 | $61 | $565 | 0.77% |
| JONI S WOBORNY BUNKER3 Filed as: JONI WOBORNY BUNKER | 1837 VIRGINIA DRIVE MANHATTAN, KS 66502 | AFLAC | $491 | $0 | $491 | 0.67% |
| WATKO BENEFIT GROUP3 Filed as: WATKO BENEFIT GROUP LLC | 7301 W 129TH STREET SUITE 155 OVERLAND PARK, KS 66213 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | $0 | $3K | 12.76% |
| WATKO BENEFIT GROUP3 Filed as: WATKO BENEFIT GROUP LLC | 7301 W 129TH STREET SUITE 155 OVERLAND PARK, KS 66213 | EYEMED | $2K | $0 | $2K | 9.04% |
| WATKO BENEFIT GROUP3 | 7301 WEST 129TH STREET, SUITE 155 OVERLAND PARK, KS 66213 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | $0 | $1K | 12.93% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 152 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 152 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 134 | $1.3M |
| Dental(2 contracts, 2 carriers) | DELTA DENTAL OF KANSAS, INC. | 125 | $163K |
| Vision | EYEMED | 237 | $17K |
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 161 | $33K |
| Short-term disability(3 contracts, 2 carriers) | AFLAC | 161 | $106K |
| Prescription drug | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 134 | $1.3M |
| Other(3 contracts, 2 carriers) | AFLAC | 161 | $106K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 237 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.