| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| TRUSS, LLC3 | 9200 WARD PARKWAY KANSAS CITY, MO 64114 | AETNA LIFE INSURANCE COMPANY | $0 | $48K | $48K | 2.53% |
| TRUSS, LLC3 | 9200 WARD PARKWAY KANSAS CITY, MO 64114 | DELTA DENTAL OF KANSAS, INC. | $4K | $0 | $4K | 4.00% |
| WANDA SNYDER3 Filed as: WANDA D. SNYDER | 5609 POWERCAT PLACE MANHATTAN, KS 66503 | AFLAC | $10K | $768 | $10K | 11.15% |
| STACIE JUENEMANN3 Filed as: STACIE L. JUENEMANN | 2630 FARM BUREAU ROAD, SUITE B MANHATTAN, KS 66502 | AFLAC | $3K | $154 | $3K | 3.67% |
| JURGENSMEIER FINANCIAL SERVICES INC3 Filed as: JURGENSMEIER FIN. SERVICES INC. | 2813 SW WESTPROT PLAZA DRIVE TOPEKA, KS 66614 | AFLAC | $3K | $0 | $3K | 3.04% |
| GWEN A. AYLWARD AND OTHER AGENTS3 | 2630 FARM BUREAU ROAD, SUITE A MANHATTAN, KS 66502 | AFLAC | $2K | $34 | $2K | 2.52% |
| NICOLE M MCKINNEY3 Filed as: NICOLE M. MCKINNEY | 613 STADEL ROAD MANHATTAN, KS 66502 | AFLAC | $2K | $154 | $2K | 1.92% |
| JAMES B PAYNE3 Filed as: JAMES B. PAYNE | 820 LINCOLN STREET BALDWIN CITY, KS 66006 | AFLAC | $681 | $86 | $767 | 0.83% |
| JONI S WOBORNY BUNKER3 Filed as: JONI S. WOBARNY BUNKER | 1837 VIRGINIA DRIVE MANHATTAN, KS 66502 | AFLAC | $471 | $0 | $471 | 0.51% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 6100 SOUTH YALE AVENUE, SUITE 1900 TULSA, OK 74136 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $6K | $4K | $10K | 17.91% |
| TRUSS, LLC3 Filed as: TRUSS LLC | 4551 WEST 107TH STREET, 3RD FLOOR OVERLAND PARK, KS 66207 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | $0 | $1K | 2.51% |
| TRUSS, LLC3 Filed as: TRUSS LLC | 4551 WEST 107TH STREET, SUITE 300 OVERLAND PARK, KS 66207 | EYEMED VISION CARE ON BEHALF OF FIDELITY SECURITY LIFE INSURANCE | $2K | $0 | $2K | 9.96% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 190 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 44 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 234 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | AETNA LIFE INSURANCE COMPANY | 297 | $1.9M |
| Dental(2 contracts, 2 carriers) | DELTA DENTAL OF KANSAS, INC. | 146 | $199K |
| Vision | EYEMED VISION CARE ON BEHALF OF FIDELITY SECURITY LIFE INSURANCE | 256 | $19K |
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 190 | $58K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 190 | $58K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 190 | $58K |
| Prescription drug | AETNA LIFE INSURANCE COMPANY | 297 | $1.9M |
| Other(2 contracts, 2 carriers) | AFLAC | 190 | $150K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 297 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.