| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ASSUREDPARTNERS3 Filed as: EMERSON ROGERS, LLC | 1787 SENTRY PARKWAY WEST BUILDING 16, SUITE 320 BLUE BELL, PA 19422 | METROPOLITAN LIFE INSURANCE COMPANY | $3K | — | $3K | 1.66% |
| RPS BENEFITS INC3 Filed as: RPS BENEFITS BY DESIGN, INC. | 5251 WEST 116TH PLACE SUITE 300 LEAWOOD, KS 66211 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | $13 | $2K | 1.10% |
| ASSUREDPARTNERS3 Filed as: EMERSON ROGERS, LLC | 1787 SENTRY PARKWAY WEST BLUE BELL, PA 19422 | METROPOLITAN LIFE INSURANCE COMPANY | — | $690 | $690 | 0.33% |
| BROWN & BROWN INSURANCE SERVICES3 Filed as: BROWN AND BROWN INSURANCE SVCS | PO BOX 749140 ATLANTA, GA 30374 | METROPOLITAN LIFE INSURANCE COMPANY | — | $51 | $51 | 0.02% |
| RHONDA S PAPE3 | 115 EAST PLATT STREET MAQUOKETA, IA 52060 | TRANSAMERICA LIFE INSURANCE COMPANY | $2K | $0 | $2K | 4.29% |
| DONALD A DOHERTY3 | 1704 HICKORY LANE FORT SCOTT, KS 66701 | TRANSAMERICA LIFE INSURANCE COMPANY | $1K | $0 | $1K | 2.28% |
| DANE PAPE3 Filed as: DANE A PAPE | 115 EAST PLATT ST MAQUOKETA, IA 52060 | TRANSAMERICA LIFE INSURANCE COMPANY | $904 | — | $904 | 1.73% |
| COLE PAPE3 | 115 E PLATT ST MAQUOKETA, IA 52060 | TRANSAMERICA LIFE INSURANCE COMPANY | $649 | — | $649 | 1.24% |
| JEREMY BOWMAN3 | 1110 BURKE STREET FORT SCOTT, KS 66701 | TRANSAMERICA LIFE INSURANCE COMPANY | $265 | $0 | $265 | 0.51% |
| ENROLLMENT FIRST, INC & OTHER AGENT3 | 237 GORE ROAD SW KNOXVILLE, TN 37919 | TRANSAMERICA LIFE INSURANCE COMPANY | $54 | $0 | $54 | 0.10% |
| CLAYTON D FARRELL3 | 4323 COUNTRY BRIDGE ROAD LAKELAND, TN 38002 | TRANSAMERICA LIFE INSURANCE COMPANY | $39 | — | $39 | 0.07% |
| RPS BENEFITS INC3 Filed as: RPS BENEFITS BY DESIGN, INC. | 5251 WEST 116TH PLACE SUITE 300 LEAWOOD, KS 66211 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $4K | $0 | $4K | 15.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 167 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 167 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 670 | $208K |
| Life insurance(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 670 | $260K |
| Short-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 76 | $25K |
| Other(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 670 | $260K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 670 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.