| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| RPS BENEFITS INC3 | 5251 W 116TH PLACE SUITE 300 LEAWOOD, KS 66211 | METROPOLITAN LIFE INSURANCE COMPANY | $7K | — | $7K | 4.02% |
| HAYS COMPANIES, INC.3 | 80 S. 8TH STREET SUITE 700 MINNEAPOLIS, MN 55402 | METROPOLITAN LIFE INSURANCE COMPANY | — | $82 | $82 | 0.05% |
| RHONDA S PAPE3 Filed as: RHONDA S. PAPE | 115 E. PLATT STREET MAGUOKETA, IA 52060 | TRANSAMERICA LIFE INSURANCE AGENCY | $5K | — | $5K | 5.66% |
| DONALD A DOHERTY3 Filed as: DONALD A. DOHERTY | 710 WEST 8TH SUITE 206 FT. SCOTT, KS 66701 | TRANSAMERICA LIFE INSURANCE AGENCY | $3K | — | $3K | 3.39% |
| DANE PAPE3 Filed as: DANE A. PAPE | 115 E. PLATT STREET MAQUOKETA, IA 52060 | TRANSAMERICA LIFE INSURANCE AGENCY | $2K | — | $2K | 2.21% |
| COLE PAPE3 | 115 E. PLATT STREET MAQUOKETA, IA 52060 | TRANSAMERICA LIFE INSURANCE AGENCY | $2K | — | $2K | 1.77% |
| JEREMY BOWMAN3 | 1110 BURKE STREET FT. SCOTT, KS 66701 | TRANSAMERICA LIFE INSURANCE AGENCY | $779 | — | $779 | 0.84% |
| ALAN PAPE3 Filed as: ALAN M. PAPE | 115 E. PLATT STREET MAQUOKETA, IA 52060 | TRANSAMERICA LIFE INSURANCE AGENCY | $54 | — | $54 | 0.06% |
| ASHLEY FARELL3 | 2915 GREENTOP CT ST LOUIS, MO 63119 | TRANSAMERICA LIFE INSURANCE AGENCY | $0 | — | $0 | 0.00% |
| RPS BENEFITS INC3 | 5251 W. 116TH PLACE SUITE 300 LEAWOOD, KS 66211 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $4K | — | $4K | 15.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 224 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 224 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 739 | $177K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 739 | $177K |
| Short-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 91 | $24K |
| Other(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 739 | $269K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 739 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.