| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CONSOLIDATED BUSINESS SOLUTIONS-MBE | 520 PENNWAY ST STE LL KANSAS CITY, MO 64108 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $5K | — | $5K | 8.01% |
| CONSTANCE N SCHMIDT3 Filed as: CONSTANCE N. SCHMIDT | 924 S. 6TH STREET ATCHISON, KS 66002 | AFLAC | $1K | $285 | $1K | 13.97% |
| FRANK M KING IV3 Filed as: FRANK M. KING, IV | 9605 W. 115TH TERRACE OVERLAND PARK, KS 66210 | AFLAC | $424 | $147 | $571 | 5.37% |
| WENDI HORAK3 | 6321 NW HUMPHREY RD TOPEKA, KS 66618 | AFLAC | $446 | — | $446 | 4.19% |
| JON R OVERACRE3 Filed as: JON R. OVERACRE | 916 S. WICKSHIRE WAY BRENTWOOD, TN 37027 | AFLAC | $266 | $72 | $338 | 3.18% |
| JOHN A BACON3 | 11630 W 158TH TERRACE OVERLAND PARK, KS 66221 | AFLAC | $196 | — | $196 | 1.84% |
| REBECCA EIGENMAN3 | 3025 SW MCCLURE ROAD TOPEKA, KS 66614 | AFLAC | $63 | — | $63 | 0.59% |
| BRIAN MILLS3 Filed as: BRIAN A. MILLS | 1402 W LUCY WEBB ROAD RAYMORE, MO 64083 | AFLAC | $49 | — | $49 | 0.46% |
| MARK HARRIS3 Filed as: MARK B. HARRIS | 3768 SW DEER TRAIL DR TOPEKA, KS 66610 | AFLAC | $44 | — | $44 | 0.41% |
| PERRY AND CARROLL INC.3 Filed as: PERRY W. HENAULT | 4323 SW MISTY HARBOR DR TOPEKA, KS 66610 | AFLAC | $34 | — | $34 | 0.32% |
| RWI BENEFITS LLC3 Filed as: RWI BENEFITS, LLC | P.O. BOX 2427 JOPLIN, MO 64803 | AFLAC | $31 | — | $31 | 0.29% |
| KEVIN B MOORE3 | 1716 TROON LN LAWRENCE, KS 66047 | AFLAC | $15 | — | $15 | 0.14% |
| JAMES B PAYNE3 Filed as: JAMES B. PAYNE | 820 LINCOLN BALDWIN CITY, KS 66006 | AFLAC | $11 | — | $11 | 0.10% |
| SHARA L PERRY3 Filed as: SHARA L. PERRY | 106 DOWNING STREET MORRILL, KS 66515 | AFLAC | $11 | — | $11 | 0.10% |
| NATHAN L HARRISON3 Filed as: NATHAN L. HARRISON | 16024 MANCHESTER ROAD, STE 200 ELLISVILLE, MO 63011 | AFLAC | $10 | — | $10 | 0.09% |
| BRAD J SCHUMACHER3 Filed as: BRAD J. SCHUMACHER | 2804 COUNTRY LANE HAYS, KS 67601 | AFLAC | $7 | — | $7 | 0.07% |
| LISA HORAK3 Filed as: LISA A. HORAK | 14131 NW 74TH STREET ROSSVILLE, KS 66533 | AFLAC | $6 | — | $6 | 0.06% |
| OWENMYRTLE INC3 Filed as: OWENMYRTLE, INC. | 1611 ST. ANDREWS DR., STE 22 LAWRENCE, KS 66047 | AFLAC | $6 | — | $6 | 0.06% |
| ARICCA F WALLACE3 Filed as: ARICCA F. WALLACE | 5100 CANYON RD MANHATTAN, KS 66503 | AFLAC | $5 | — | $5 | 0.05% |
| JULIA HADORN3 Filed as: JULIA R. HADORN | 10778 S. CARBONDALE STREET OLATHE, KS 66061 | AFLAC | $5 | — | $5 | 0.05% |
| KRISTY GRAMLICH INC3 Filed as: KRISTY L. GRAMLICH | 455 S SAM BARR DR STE 205 KEARNEY, MO 64060 | AFLAC | $4 | — | $4 | 0.04% |
| RICHARD W. CORNELL3 Filed as: RICHARD W CORNELL | 1611 ST. ANDREWS DR., STE 22 LAWRENCE, KS 66047 | AFLAC | $4 | — | $4 | 0.04% |
| KENNETH D MORRIS JR3 Filed as: KENNETH D. MORRIS, JR. | 5410 PLYMOUTH DR. LAWRENCE, KS 66049 | AFLAC | $3 | — | $3 | 0.03% |
| SEAN L KROKROSKIA3 | PO BOX 2427 JOPLIN, MO 64803 | AFLAC | $3 | — | $3 | 0.03% |
| ALYSON M LINSCOTT3 Filed as: ALYSON M. LINSCOTT | 3101 NW 89TH TER KANSAS CITY, MO 64154 | AFLAC | $2 | — | $2 | 0.02% |
| JOHN C KRAATZ3 | 118 SABINE ST PORTLAND, TX 78374 | AFLAC | $2 | — | $2 | 0.02% |
| MARY A DOWNING3 | PO BOX 115 TECUMSEH, KS 66542 | AFLAC | $2 | — | $2 | 0.02% |
| JOHN A BACON3 | 13716 PARKHILL OVERLAND PARK, KS 66221 | AFLAC | $2 | — | $2 | 0.02% |
| JEREMY FRYE & ASSOCIATES INC3 Filed as: JEREMY FRYE & ASSOCIATES, INC. | 1508 N. CHURCH ROAD, STE B LIBERTY, MO 64068 | AFLAC | $1 | — | $1 | 0.01% |
| CHRISTOPHER THOMAS HIPP3 Filed as: CHRISTOPHER T. HIPP | 1601 MEADOW LN HAYS, KS 67601 | AFLAC | $1 | — | $1 | 0.01% |
| WILLINGHAM INC3 | 1502 N METCALF RD LOUISBURG, KS 66053 | AFLAC | $1 | — | $1 | 0.01% |
| GARY GIARRATANO3 | 13309 W 73RD ST SHAWNEE, KS 66216 | AFLAC | $1 | — | $1 | 0.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 290 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 290 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS AND BLUE SHIELD OF KANSAS | 146 | $485K |
| Dental(2 contracts, 2 carriers) | BLUE CROSS AND BLUE SHIELD OF KANSAS | 290 | $547K |
| Vision(2 contracts, 2 carriers) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 290 | $71K |
| Life insurance | ADVANCE INSURANCE COMPANY OF KANSAS | 169 | $4K |
| Short-term disability | AFLAC | 67 | $11K |
| Long-term disability | AFLAC | 67 | $11K |
| Prescription drug | BLUE CROSS AND BLUE SHIELD OF KANSAS | 146 | $485K |
| Other(2 contracts, 2 carriers) | AFLAC | 169 | $15K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 290 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.