| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CONSTANCE N SCHMIDT3 Filed as: CONSTANCE N. SCHMIDT | 924 S. 6TH STREET ATCHISON, KS 66002 | CONTINENTAL AMERICAN INSURANCE COMPANY | $4K | $0 | $4K | 14.26% |
| JOHN A BACON3 | 11630 W 158TH TERRACE OVERLAND PARK, KS 66221 | CONTINENTAL AMERICAN INSURANCE COMPANY | $686 | $0 | $686 | 2.52% |
| JON R OVERACRE3 Filed as: JON R. OVERACRE | 916 S. WICKSHIRE WAY BRENTWOOD, TN 37027 | CONTINENTAL AMERICAN INSURANCE COMPANY | $536 | $0 | $536 | 1.97% |
| REBECCA EIGENMAN3 | 3025 SW MCCLURE ROAD TOPEKA, KS 66614 | CONTINENTAL AMERICAN INSURANCE COMPANY | $305 | $0 | $305 | 1.12% |
| SHARA L PERRY3 Filed as: SHARA L. PERRY | 106 DOWNING STREET MORRILL, KS 66515 | CONTINENTAL AMERICAN INSURANCE COMPANY | $253 | $0 | $253 | 0.93% |
| FRANK M KING IV3 Filed as: FRANK M. KING, IV | 9605 W. 115TH TERRACE OVERLAND PARK, KS 66210 | CONTINENTAL AMERICAN INSURANCE COMPANY | $234 | $0 | $234 | 0.86% |
| MARK HARRIS3 Filed as: MARK B. HARRIS | 220 SW 33RD STREET TOPEKA, KS 66611 | CONTINENTAL AMERICAN INSURANCE COMPANY | $193 | $0 | $193 | 0.71% |
| BRIAN MILLS3 Filed as: BRIAN A. MILLS | 1402 W LUCY WEBB ROAD RAYMORE, MO 64083 | CONTINENTAL AMERICAN INSURANCE COMPANY | $140 | $0 | $140 | 0.52% |
| JAMES B PAYNE3 Filed as: JAMES B. PAYNE | 820 LINCOLN BALDWIN CITY, KS 66006 | CONTINENTAL AMERICAN INSURANCE COMPANY | $114 | $0 | $114 | 0.42% |
| PERRY AND CARROLL INC.3 Filed as: PERRY W. HENAULT | 2443 SE CUVIER ST TECUMSEH, KS 66542 | CONTINENTAL AMERICAN INSURANCE COMPANY | $102 | $0 | $102 | 0.38% |
| LISA HORAK3 Filed as: LISA A. HORAK | 14131 NW 74TH STREET ROSSVILLE, KS 66533 | CONTINENTAL AMERICAN INSURANCE COMPANY | $56 | $0 | $56 | 0.21% |
| ROBERT M WEAVER3 | 106 NW VETERANS BLVD MIAMI, FL 74354 | CONTINENTAL AMERICAN INSURANCE COMPANY | $41 | $0 | $41 | 0.15% |
| RWI BENEFITS LLC3 Filed as: RWI BENEFITS, LLC | P.O. BOX 2427 JOPLIN, MO 64803 | CONTINENTAL AMERICAN INSURANCE COMPANY | $33 | $0 | $33 | 0.12% |
| OWENMYRTLE INC3 Filed as: OWENMYRTLE, INC. | 1611 ST. ANDREWS DR., STE 22 LAWRENCE, KS 66047 | CONTINENTAL AMERICAN INSURANCE COMPANY | $32 | $0 | $32 | 0.12% |
| JULIA HADORN3 Filed as: JULIA R. HADORN | 10778 S. CARBONDALE STREET OLATHE, KS 66061 | CONTINENTAL AMERICAN INSURANCE COMPANY | $32 | $0 | $32 | 0.12% |
| NATHAN L HARRISON3 Filed as: NATHAN L. HARRISON | 16024 MANCHESTER ROAD, STE 111 ELLISVILLE, MO 63011 | CONTINENTAL AMERICAN INSURANCE COMPANY | $19 | $0 | $19 | 0.07% |
| BRAD J SCHUMACHER3 Filed as: BRAD J. SCHUMACHER | 2804 COUNTRY LANE HAYS, KS 67601 | CONTINENTAL AMERICAN INSURANCE COMPANY | $16 | $0 | $16 | 0.06% |
| ALYSON M LINSCOTT3 Filed as: ALYSON M. LINSCOTT | 5228 EISENHOWER PLACE LAWRENCE, KS 66049 | CONTINENTAL AMERICAN INSURANCE COMPANY | $15 | $0 | $15 | 0.06% |
| KRISTY GRAMLICH INC3 Filed as: KRISTY L. GRAMLICH | 9131 N. BOOTH COURT KANSAS CITY, MO 64157 | CONTINENTAL AMERICAN INSURANCE COMPANY | $14 | $0 | $14 | 0.05% |
| KENNETH D MORRIS JR3 Filed as: KENNETH D. MORRIS, JR. | 5410 PLYMOUTH DR. LAWRENCE, KS 66049 | CONTINENTAL AMERICAN INSURANCE COMPANY | $12 | $0 | $12 | 0.04% |
| JEREMY FRYE & ASSOCIATES INC3 Filed as: JEREMY FRYE & ASSOCIATES, INC. | 1508 N. CHURCH ROAD, STE B LIBERTY, MO 64068 | CONTINENTAL AMERICAN INSURANCE COMPANY | $9 | $0 | $9 | 0.03% |
| ARICCA F WALLACE3 Filed as: ARICCA F. WALLACE | 2957 NEVADA ST. MANHATTAN, KS 66502 | CONTINENTAL AMERICAN INSURANCE COMPANY | $7 | $0 | $7 | 0.03% |
| CHRISTOPHER THOMAS HIPP3 Filed as: CHRISTOPHER T. HIPP | 718 MAIN, STE 205 HAYS, KS 67601 | CONTINENTAL AMERICAN INSURANCE COMPANY | $6 | $0 | $6 | 0.02% |
| SAM A MILLS3 Filed as: SAM A. MILLS | 1402 W. LUCY WEBB ROAD RAYMORE, MO 64083 | CONTINENTAL AMERICAN INSURANCE COMPANY | $5 | $0 | $5 | 0.02% |
| JANET ZENTMIRE RIGSBY3 Filed as: JANET Z. LANGE | 801 MELANAE CT LIBERTY, MO 64068 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1 | $0 | $1 | 0.00% |
| JENNIFER L BOYD (SMITH)3 Filed as: JENNIFER L. BOYD (SMITH) | 319 N. MAIN ST, STE 130 SPRINGFIELD, MO 65806 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1 | $0 | $1 | 0.00% |
| JOHN A BACON3 | 11630 W 158TH TERRACE OVERLAND PARK, KS 66221 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1 | $0 | $1 | 0.00% |
| CONSTANCE I LAGER3 Filed as: CONSTANCE I. LAGER | 6220 NE 132ND STREET SMITHVILLE, MO 64089 | CONTINENTAL AMERICAN INSURANCE COMPANY | $0 | $0 | $0 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 230 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 230 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS AND BLUE SHIELD OF KANSAS | 158 | $1.1M |
| Dental | BLUE CROSS AND BLUE SHIELD OF KANSAS | 158 | $1.1M |
| Vision | VISION SERVICE PLAN | 96 | $25K |
| Life insurance | ADVANCE INSURANCE COMPANY OF KANSAS | 173 | $12K |
| Short-term disability | CONTINENTAL AMERICAN INSURANCE COMPANY | 230 | $27K |
| Long-term disability | CONTINENTAL AMERICAN INSURANCE COMPANY | 230 | $27K |
| Prescription drug | BLUE CROSS AND BLUE SHIELD OF KANSAS | 158 | $1.1M |
| Other(2 contracts, 2 carriers) | CONTINENTAL AMERICAN INSURANCE COMPANY | 230 | $39K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 230 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.