| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CONSTANCE N SCHMIDT3 | 924 S 6TH ST ATCHISON, KS 66002 | AFLAC | $1K | $69 | $1K | 6.28% |
| REBECCA EIGENMAN3 Filed as: REBECCA F EIGENMAN | 3025 SW MCCLURE ROAD TOPEKA, KS 66614 | AFLAC | $886 | $20 | $906 | 4.70% |
| MARK HARRIS3 | 3768 SW DEER TRAIL DR TOPEKA, KS 66610 | AFLAC | $328 | $0 | $328 | 1.70% |
| PERRY AND CARROLL INC.3 Filed as: PERRY W HENAULT | 2443 SE CUVIER ST TECUMSEH, KS 66542 | AFLAC | $281 | $23 | $304 | 1.58% |
| FRANK M KING IV3 | 9605 115TH TER OVERLAND PARK, KS 66210 | AFLAC | $250 | $0 | $250 | 1.30% |
| BRIAN MILLS3 Filed as: BRIAN A MILLS | 1402 W LUCY WEBB ROAD RAYMORE, MO 64083 | AFLAC | $239 | $0 | $239 | 1.24% |
| ROBIN HINKLE3 | 1080 240TH ST HIAWATHA, KS 66434 | AFLAC | $93 | $17 | $110 | 0.57% |
| RWI BENEFITS LLC3 Filed as: RWI BENEFITS, LLC | PO BOX 2427 JOPLIN, MO 64803 | AFLAC | $106 | $0 | $106 | 0.55% |
| OWENMYRTLE INC3 Filed as: OWENMYRTLE INC. | 1611 ST. ANDREWS DR, STE 22 LAWRENCE, KS 66047 | AFLAC | $96 | $0 | $96 | 0.50% |
| SHARA L PERRY3 | 106 DOWNING STREET MORRILL, KS 66515 | AFLAC | $79 | $15 | $94 | 0.49% |
| KEVIN B MOORE3 Filed as: KEVIN MOORE | 1716 TROON LANE LAWRENCE, KS 66047 | AFLAC | $62 | $0 | $62 | 0.32% |
| JAMES B PAYNE3 | 820 LINCOLN BALDWIN CITY, KS 66006 | AFLAC | $51 | $0 | $51 | 0.26% |
| NATHAN L HARRISON3 | 16024 MACHESTER ROAD, STE 111 ELLISVILLE, MO 63011 | AFLAC | $48 | $0 | $48 | 0.25% |
| BRAD J SCHUMACHER3 | PO BOX 762 HAYS, KS 67601 | AFLAC | $33 | $0 | $33 | 0.17% |
| MARY DOWNING3 | PO BOX 217 COLBY, KS 67701 | AFLAC | $26 | $0 | $26 | 0.13% |
| ARICCA F WALLACE3 | 2957 NEVADA ST MANHATTAN, KS 66502 | AFLAC | $18 | $0 | $18 | 0.09% |
| KRISTY GRAMLICH INC3 Filed as: KRISTY L GRAMLICH | 9131 N BOOTH COURT KANSAS CITY, MO 64157 | AFLAC | $18 | $0 | $18 | 0.09% |
| JULIA HADORN3 Filed as: JULIA R HADORN | 10778 SOUTH CARBONDALE ST OLATHE, KS 66061 | AFLAC | $17 | $0 | $17 | 0.09% |
| JANET RIGSBY3 | 801 MELANAE CT LIBERTY, MO 64068 | AFLAC | $15 | $0 | $15 | 0.08% |
| JON KRAATZ3 | 118 SABINE ST PORTLAND, TX 78374 | AFLAC | $14 | $0 | $14 | 0.07% |
| WILLINGHAM INC | 1502 N METCALF LOUISBURG, KS 66053 | AFLAC | $14 | $0 | $14 | 0.07% |
| ALYSON M LINSCOTT3 | 5228 EISENHOWER PL LAWRENCE, KS 66049 | AFLAC | $7 | $0 | $7 | 0.04% |
| GARY GIARRATANO | 13309 W 73RD ST SHAWNEE, KS 66216 | AFLAC | $7 | $0 | $7 | 0.04% |
| JEREMY FRYE & ASSOCIATES INC3 Filed as: JEREMY FRYE & ASSOCIATE, INC. | 1508 CHURCH ROAD, SUITE B LIBERTY, MO 64068 | AFLAC | $6 | $0 | $6 | 0.03% |
| SEAN L KROKROSKIA Filed as: SEAN KROKROSKIA | PO BOX 2427 JOPLIN, MO 64803 | AFLAC | $6 | $0 | $6 | 0.03% |
| KENNETH D MORRIS JR3 | 5410 PLYMOUTH DR LAWRENCE, KS 66049 | AFLAC | $2 | $0 | $2 | 0.01% |
| JOHN A BACON3 | 1267 LEIGHTON HOLLOW DRIVE DARDENNE PRAIRIE, MO 63368 | AFLAC | $2 | $0 | $2 | 0.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 171 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 171 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS AND BLUE SHIELD OF KANSAS | 153 | $862K |
| Dental | BLUE CROSS AND BLUE SHIELD OF KANSAS | 153 | $862K |
| Vision | VISION SERVICE PLAN | 107 | $22K |
| Life insurance | ADVANCE INSURANCE COMPANY OF KANSAS | 171 | $12K |
| Short-term disability | AFLAC | 43 | $19K |
| Long-term disability | AFLAC | 43 | $19K |
| Prescription drug | BLUE CROSS AND BLUE SHIELD OF KANSAS | 153 | $862K |
| Other(2 contracts, 2 carriers) | AFLAC | 171 | $31K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 171 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.