| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CONSTANCE N SCHMIDT3 Filed as: CONSTANCE M SCHMIDT | 924 S 6TH ST ATCHISON, KS 66002 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | $0 | $2K | 7.22% |
| MARK HARRIS3 Filed as: MARK B HARRIS | 220 SW 33RD STREET TOPEKA, KS 66611 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | $0 | $1K | 4.37% |
| LISA HORAK3 Filed as: LISA A HORAK | 14134 NW 74TH ST ROSSVILLE, KS 66533 | CONTINENTAL AMERICAN INSURANCE COMPANY | $731 | $0 | $731 | 2.73% |
| REBECCA EIGENMAN3 Filed as: REBECCA F EIGENMAN | 3025 SW MCCLURE RD TOPEKA, KS 66614 | CONTINENTAL AMERICAN INSURANCE COMPANY | $400 | $0 | $400 | 1.49% |
| JON R OVERACRE3 | 916 S WICKSHIRE WAY BRENTWOOD, TN 37027 | CONTINENTAL AMERICAN INSURANCE COMPANY | $327 | $0 | $327 | 1.22% |
| BRIAN MILLS3 Filed as: BRIAN A MILLS | 1402 W LUCY WEBB RD RAYMORE, MO 64083 | CONTINENTAL AMERICAN INSURANCE COMPANY | $180 | $0 | $180 | 0.67% |
| PERRY AND CARROLL INC.3 Filed as: PERRY W HENAULT | 2443 SE CUVIER ST TOPEKA, KS 66610 | CONTINENTAL AMERICAN INSURANCE COMPANY | $176 | $0 | $176 | 0.66% |
| FRANK M KING IV3 | 9605 W 115TH TER OVERLAND PARK, KS 66210 | CONTINENTAL AMERICAN INSURANCE COMPANY | $125 | $0 | $125 | 0.47% |
| SHARA L PERRY3 | 106 DOWNING STREET MORRILL, KS 66515 | CONTINENTAL AMERICAN INSURANCE COMPANY | $88 | $0 | $88 | 0.33% |
| ROBERT M WEAVER3 | PO BOX 2427 JOPLIN, MO 64803 | CONTINENTAL AMERICAN INSURANCE COMPANY | $49 | $0 | $49 | 0.18% |
| RWI BENEFITS LLC3 Filed as: RWI BENEFITS, LLC | PO BOX 2427 JOPLIN, MO 64803 | CONTINENTAL AMERICAN INSURANCE COMPANY | $49 | $0 | $49 | 0.18% |
| JULIA HADORN3 Filed as: JULIA R HADORN | 10778 SOUTH CARBONDALE ST OLATHE, KS 66061 | CONTINENTAL AMERICAN INSURANCE COMPANY | $49 | $0 | $49 | 0.18% |
| OWENMYRTLE INC3 Filed as: OWENMYRTLE, INC | 1611 ST. ANDREWS DR, STE 22 LAWRENCE, KS 66047 | CONTINENTAL AMERICAN INSURANCE COMPANY | $40 | $0 | $40 | 0.15% |
| JAMES B PAYNE3 | 820 LINCOLN BALDWIN CITY, KS 66006 | CONTINENTAL AMERICAN INSURANCE COMPANY | $35 | $0 | $35 | 0.13% |
| NATHAN L HARRISON3 | 16024 MANCHES TER RD, STE 111 ELLISVILLE, MO 63011 | CONTINENTAL AMERICAN INSURANCE COMPANY | $31 | $0 | $31 | 0.12% |
| BRAD J SCHUMACHER3 | PO BOX 762 HAYS, KS 67601 | CONTINENTAL AMERICAN INSURANCE COMPANY | $24 | $0 | $24 | 0.09% |
| KRISTY GRAMLICH INC3 Filed as: KRISTY L GRAMLICH | 9131 N BOOTH COURT KANSAS CITY, MO 64157 | CONTINENTAL AMERICAN INSURANCE COMPANY | $18 | $0 | $18 | 0.07% |
| ALYSON M LINSCOTT3 | 5228 EISENHOWER PL LAWRENCE, KS 66049 | CONTINENTAL AMERICAN INSURANCE COMPANY | $14 | $0 | $14 | 0.05% |
| ARICCA F WALLACE3 | 2957 NEVADA ST MANHATTAN, KS 66501 | CONTINENTAL AMERICAN INSURANCE COMPANY | $12 | $0 | $12 | 0.04% |
| JEREMY FRYE & ASSOCIATES INC3 | 1508 N CHURCH ROAD, STE B LIBERTY, MO 64068 | CONTINENTAL AMERICAN INSURANCE COMPANY | $10 | $0 | $10 | 0.04% |
| SAM A MILLS3 | 1402 W LUCY WEBB RD RAYMORE, MO 64083 | CONTINENTAL AMERICAN INSURANCE COMPANY | $7 | $0 | $7 | 0.03% |
| KENNETH D MORRIS JR3 | 5410 PLYMOUTH DR LAWRENCE, KS 66049 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3 | $0 | $3 | 0.01% |
| CHRISTOPHER THOMAS HIPP3 Filed as: CHRISTOPHER T HIPP | 718 MAIN, STE 205 HAYS, KS 67601 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3 | $0 | $3 | 0.01% |
| JANET ZENTMIRE RIGSBY3 Filed as: JANET Z LANGE | 801 MELANAE CT LIBERTY, MO 64068 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1 | $0 | $1 | 0.00% |
| JENNIFER L BOYD (SMITH)3 | 319 N MAIN ST, STE 130 SPRINGFIELD, MO 65806 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1 | $0 | $1 | 0.00% |
| CONSTANCE I LAGER3 | 6220 NE 132ND ST SMITHVILLE, MO 64089 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1 | $0 | $1 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 194 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 194 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS AND BLUE SHIELD OF KANSAS | 153 | $952K |
| Dental | BLUE CROSS AND BLUE SHIELD OF KANSAS | 153 | $952K |
| Vision | VISION SERVICE PLAN | 110 | $22K |
| Life insurance | ADVANCE INSURANCE COMPANY OF KANSAS | 174 | $12K |
| Short-term disability | CONTINENTAL AMERICAN INSURANCE COMPANY | 194 | $27K |
| Long-term disability | CONTINENTAL AMERICAN INSURANCE COMPANY | 194 | $27K |
| Prescription drug | BLUE CROSS AND BLUE SHIELD OF KANSAS | 153 | $952K |
| Other(2 contracts, 2 carriers) | CONTINENTAL AMERICAN INSURANCE COMPANY | 194 | $39K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 194 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.