| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFITS SERVICES, INC. | 2345 GRAND BLVD, SUITE 400 KANSAS CITY, MO 64108 | BLUE CROSS AND BLUE SHIELD OF KANSAS | $75K | — | $75K | 3.21% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES | 10333 E 21ST ST N BLDG SUITE 104 WITCHITA, KS 67206 | DELTA DENTAL OF KANSAS, INC. | $4K | — | $4K | 7.47% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES-WICHITA | 8110 E. 32ND STREET N., SUITE 100 WICHITA, KS 67226 | DELTA DENTAL OF KANSAS, INC. | $4K | — | $4K | 7.47% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES-WICHITA | 8110 E. 32ND STREET N., SUITE 100 WICHITA, KS 67226 | DELTA DENTAL OF KANSAS, INC. | $2K | — | $2K | 7.46% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES-WICHITA | 8110 E. 32ND STREET N., SUITE 100 WICHITA, KS 67226 | DELTA DENTAL OF KANSAS, INC. | $1K | — | $1K | 7.43% |
| STELLA FORD MACKENZIE LLC3 | 3504 N GREAT PLAINS SUITE 200 WICHITA, KS 67220 | SURENCY LIFE AND HEALTH | $1K | — | $1K | 10.00% |
| STELLA FORD MACKENZIE LLC3 | 3504 N GREAT PLAINS SUITE 200 WICHITA, KS 67220 | SURENCY LIFE AND HEALTH | $723 | — | $723 | 9.99% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES | 7777 BONHOMME AVE SUITE 2100 ST LOUIS, MO 63105 | METROPOLITAN LIFE INSURANCE COMPANY | $1K | $39 | $1K | 17.59% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SVCS - WICHITA | 8110 E. 32ND STREET N., SUITE 100 WITCHITA, KS 67226 | DELTA DENTAL OF KANSAS, INC. | $350 | — | $350 | 7.44% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES | 10333 E 21ST ST N BLDG SUITE 104 WITCHITA, KS 67206 | DELTA DENTAL OF KANSAS, INC. | $400 | — | $400 | 9.29% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES | 7777 BONHOMME AVE SUITE 2100 ST LOUIS, MO 63105 | METROPOLITAN LIFE INSURANCE COMPANY | $647 | $25 | $672 | 17.26% |
| STELLA FORD MACKENZIE LLC3 | 3504 N GREAT PLAINS SUITE 200 WICHITA, KS 67220 | SURENCY LIFE AND HEALTH | $313 | — | $313 | 10.00% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES | 7777 BONHOMME AVE SUITE 2100 ST LOUIS, MO 63105 | METROPOLITAN LIFE INSURANCE COMPANY | $435 | $22 | $457 | 17.27% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES-WICHITA | 8110 E. 32ND STREET N., SUITE 100 WICHITA, KS 67226 | DELTA DENTAL OF KANSAS, INC. | $89 | — | $89 | 4.77% |
| STELLA FORD MACKENZIE LLC3 | 3504 N GREAT PLAINS SUITE 200 WICHITA, KS 67220 | SURENCY LIFE AND HEALTH | $123 | — | $123 | 10.00% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES-WICHITA | 8110 E. 32ND STREET N., SUITE 100 WICHITA, KS 67226 | DELTA DENTAL OF KANSAS, INC. | $173 | — | $173 | 18.02% |
| STELLA FORD MACKENZIE LLC3 | 3504 N GREAT PLAINS SUITE 200 WICHITA, KS 67220 | SURENCY LIFE AND HEALTH | $48 | — | $48 | 10.02% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 8110 E. 32ND STREET N. SUITE 100 WICHITA, KS 67226 | SURENCY LIFE AND HEALTH | $17 | — | $17 | 10.30% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 354 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 354 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS AND BLUE SHIELD OF KANSAS | 354 | $2.3M |
| Dental(8 contracts) | DELTA DENTAL OF KANSAS, INC. | 74 | $154K |
| Vision(6 contracts) | SURENCY LIFE AND HEALTH | 86 | $25K |
| Other(3 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 26 | $12K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 354 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.