| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES-WICHITA | 8110 E. 32ND STREET N., SUITE 100 WICHITA, KS 67226 | DELTA DENTAL OF KANSAS, INC. | $4K | — | $4K | 7.34% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES-WICHITA | 8110 E. 32ND STREET N., SUITE 100 WICHITA, KS 67226 | DELTA DENTAL OF KANSAS, INC. | $3K | — | $3K | 6.19% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES-WICHITA | 8110 E. 32ND STREET N., SUITE 100 WICHITA, KS 67226 | DELTA DENTAL OF KANSAS, INC. | $1K | — | $1K | 6.52% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES-WICHITA | 8110 E. 32ND STREET N., SUITE 100 WICHITA, KS 67226 | DELTA DENTAL OF KANSAS, INC. | $902 | — | $902 | 7.24% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES-WICHITA | 8110 E. 32ND STREET N., SUITE 100 WICHITA, KS 67226 | SURENCY LIFE AND HEALTH | $900 | — | $900 | 10.00% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES-WICHITA | 8110 E. 32ND STREET N., SUITE 100 WICHITA, KS 67226 | SURENCY LIFE AND HEALTH | $840 | — | $840 | 10.00% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES-WICHITA | 8110 E. 32ND STREET N., SUITE 100 WICHITA, KS 67226 | DELTA DENTAL OF KANSAS, INC. | $505 | — | $505 | 6.08% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES-WICHITA | 8110 E. 32ND STREET N., SUITE 100 WICHITA, KS 67226 | SURENCY LIFE AND HEALTH | $315 | — | $315 | 9.99% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES-WICHITA | 8110 E. 32ND STREET N., SUITE 100 WICHITA, KS 67226 | SURENCY LIFE AND HEALTH | $196 | — | $196 | 9.97% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES-WICHITA | 8110 E. 32ND STREET N., SUITE 100 WICHITA, KS 67226 | DELTA DENTAL OF KANSAS, INC. | $154 | — | $154 | 8.71% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES-WICHITA | 8110 E. 32ND STREET N., SUITE 100 WICHITA, KS 67226 | SURENCY LIFE AND HEALTH | $56 | — | $56 | 9.91% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES-WICHITA | 8110 E. 32ND STREET N., SUITE 100 WICHITA, KS 67226 | SURENCY LIFE AND HEALTH | $28 | — | $28 | 9.82% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| GALLAGHER BENEFIT SERVICES, INC. NONE | Contract Administrator Service code 13 | 4000 MIDLANDTIC AVE, SUITE 300 MT LAUREL, NJ 08054 | $112K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 282 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 284 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | AETNA LIFE INSURANCE CO. | 584 | $2.7M |
| Dental(6 contracts) | DELTA DENTAL OF KANSAS, INC. | 136 | $136K |
| Vision(6 contracts) | SURENCY LIFE AND HEALTH | 99 | $23K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 584 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.