Insurance carrier

SURENCY LIFE AND HEALTH

dental: 3vision: 190life: 1

Funding-model mix

The strategic axis. Fully-insured carriers underwrite the risk; ASO/self-funded carriers admin only. MEWA = multi-employer welfare arrangement.

Benefit-line mix

Contract counts by benefit type. Monoline carriers concentrate in one wedge; full-suite carriers spread across many.

Top states · with penetration index

Plan count by state. Index > 1.0 means over-indexed vs the national share; the carrier dominates that state.

State	Plans	Premium	State share	Index
KS	2	$251K	0.2%	89.78x
MO	1	$112K	0.0%	5.95x

Top industries by premium

NAICS-2 sectors where this carrier writes the most welfare premium.

Sponsor-size mix

Plan count by total participants. Mid-market sales motion vs jumbo enterprise looks completely different.

Prospect-flag exposure · vs market baseline

Share of SURENCY LIFE AND HEALTH's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-3 of 3 sponsors where SURENCY LIFE AND HEALTH is the primary carrier (latest filing per plan)

Sponsor	Loc	Premium	Covered	Funding	Broker
CROSSLAND CONSTRUCTION COMPANY, INC. CROSSLAND WELFARE BENEFIT PLAN	KS	$230K	1,980	mixed	BROWN & BROWN INSURANCE SERVICES
CRB GROUP, INC. CRB GROUP, INC. VISION PLAN	MO	$112K	675	fully insured	CBIZ BENEFITS & INSURANCE SERVICES
KANSAS HEART HOSPITAL, LLC KANSAS HEART HOSPITAL VISION PLAN	KS	$21K	132	fully insured	IMA, INC.