| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| INSURANCE APPLICATION GROUP3 | 13770 NOELLE ROAD DALLAS, TX 753800192 | BCS INSURANCE COMPANY | — | $39K | $39K | 15.79% |
| PLANNED ADMINISTRATORS, INC.5 Filed as: PLANNED ADMINISTRATORS, INC | 17 TECHNOLOGY CIRCLE, SUITE E2AG COLUMBIA, SC 29203 | BCS INSURANCE COMPANY | — | $36K | $36K | 14.50% |
| INSURANCE APPLICATION GROUP3 | 13770 NOELLE ROAD DALLAS, TX 753800192 | BCS INSURANCE COMPANY | — | $11K | $11K | 18.90% |
| PLANNED ADMINISTRATORS, INC.5 Filed as: PLANNED ADMINISTRATORS, INC | 17 TECHNOLOGY CIRCLE, SUITE E2AG COLUMBIA, SC 29203 | BCS INSURANCE COMPANY | — | $8K | $8K | 14.50% |
| INSURANCE APPLICATION GROUP3 | 13770 NOELLE ROAD DALLAS, TX 753800192 | BCS INSURANCE COMPANY | — | $4K | $4K | 18.94% |
| PLANNED ADMINISTRATORS, INC.5 Filed as: PLANNED ADMINISTRATORS, INC | 17 TECHNOLOGY CIRCLE, SUITE E2AG COLUMBIA, SC 29203 | BCS INSURANCE COMPANY | — | $3K | $3K | 14.50% |
| INSURANCE APPLICATION GROUP3 | 2 MID AMERICA PLAZA, SUITE 200 OAKBROOK TERRACE, IL 60181 | 4 EVER LIFE INSURANCE COMPANY | — | $3K | $3K | 20.09% |
| PLANNED ADMINISTRATORS, INC.5 Filed as: PLANNED ADMINISTRATOR, INC | 17 TECHNOLOGY CIRCLE, SUITE E2AG COLUMBIA, SC 29203 | 4 EVER LIFE INSURANCE COMPANY | — | $2K | $2K | 14.50% |
| INSURANCE APPLICATION GROUP3 | 2 MID AMERICA PLAZA, SUITE 200 OAKBROOK TERRACE, IL 60181 | 4 EVER LIFE INSURANCE COMPANY | — | $688 | $688 | 19.91% |
| PLANNED ADMINISTRATORS, INC.5 Filed as: PLANNED ADMINISTRATORS, INC | 17 TECHNOLOGY CIRCLE, SUITE E2AG COLUMBIA, SC 29203 | 4 EVER LIFE INSURANCE COMPANY | — | $501 | $501 | 14.50% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 315 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 315 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BCS INSURANCE COMPANY | 315 | $248K |
| Dental | BCS INSURANCE COMPANY | 270 | $57K |
| Vision | BCS INSURANCE COMPANY | 233 | $22K |
| Life insurance | 4 EVER LIFE INSURANCE COMPANY | 138 | $3K |
| Other | 4 EVER LIFE INSURANCE COMPANY | 109 | $15K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 315 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.