| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| INSURANCE APPLICATION GROUP3 | 13770 NOELLE ROAD DALLAS, TX 753800192 | BCS INSURANCE COMPANY | — | $29K | $29K | 19.00% |
| PLANNED ADMINISTRATORS, INC.5 Filed as: PLANNED ADMINISTRATORS, INC | 17 TECHNOLOGY CIRCLE, SUITE E2AG COLUMBIA, SC 29203 | BCS INSURANCE COMPANY | — | $22K | $22K | 14.50% |
| INSURANCE APPLICATIONS GROUP3 | 13770 NOELLE ROAD DALLAS, TX 753800192 | BCS INSURANCE COMPANY | — | $7K | $7K | 23.00% |
| PLANNED ADMINISTRATORS, INC.5 Filed as: PLANNED ADMINISTRATORS, INC | 17 TECHNOLOGY CIRCLE, SUITE E2AG COLUMBIA, SC 29203 | BCS INSURANCE COMPANY | — | $5K | $5K | 14.50% |
| INSURANCE APPLICATIONS GROUP3 | 13770 NOELLE ROAD DALLAS, TX 753800192 | BCS INSURANCE COMPANY | — | $3K | $3K | 23.00% |
| PLANNED ADMINISTRATORS, INC.5 Filed as: PLANNED ADMINISTRATORS, INC | 17 TECHNOLOGY CIRCLE, SUITE E2AG COLUMBIA, SC 29203 | BCS INSURANCE COMPANY | — | $2K | $2K | 14.50% |
| INSURANCE APPLICATION GROUP3 | 2 MID AMERICA PLAZA, SUITE 200 OAKBROOK TERRACE, IL 60181 | 4 EVER LIFE INSURANCE COMPANY | — | $2K | $2K | 23.00% |
| PLANNED ADMINISTRATORS, INC.5 Filed as: PLANNED ADMINISTRATOR, INC | 17 TECHNOLOGY CIRCLE, SUITE E2AG COLUMBIA, SC 29203 | 4 EVER LIFE INSURANCE COMPANY | — | $1K | $1K | 14.50% |
| INSURANCE APPLICATIONS GROUP3 | 2 MID AMERICA PLAZA, SUITE 200 OAKBROOK TERRACE, IL 60181 | 4 EVER LIFE INSURANCE COMPANY | — | $445 | $445 | 23.01% |
| PLANNED ADMINISTRATORS, INC.5 Filed as: PLANNED ADMINISTRATORS, INC | 17 TECHNOLOGY CIRCLE, SUITE E2AG COLUMBIA, SC 29203 | 4 EVER LIFE INSURANCE COMPANY | — | $280 | $280 | 14.48% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 109 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 109 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BCS INSURANCE COMPANY | 109 | $153K |
| Dental | BCS INSURANCE COMPANY | 91 | $32K |
| Vision | BCS INSURANCE COMPANY | 80 | $13K |
| Life insurance | 4 EVER LIFE INSURANCE COMPANY | 52 | $2K |
| Other | 4 EVER LIFE INSURANCE COMPANY | 44 | $8K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 109 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.